Bandhan Bank Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep '26 Sep 30, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Interest Income on Loans	224,188	216,891	219,482	188,696	159,047	138,716
Interest Paid on Deposits	108,788	108,594	104,576	85,508	66,451	51,571
Net Interest Income	113,650	108,297	114,906	103,188	92,596	87,145
Net Interest Income Growth	4.11%	-5.75%	11.36%	11.44%	6.26%	15.22%
Gain (Loss) on Sale of Assets	-13.33	-13.33	-0.21	1.26	-4.58	4.06
Gain (Loss) on Sale of Investments	3,497	3,497	4,215	4,086	-1,060	2,771
Other Non-Interest Income	24,221	23,857	25,452	17,627	25,750	25,450
Total Non-Interest Income	27,704	27,340	29,666	21,714	24,686	28,225
Non-Interest Income Growth	-10.16%	-7.84%	36.62%	-12.04%	-12.54%	39.57%
Revenues Before Loan Losses	141,354	135,637	144,572	124,903	117,282	115,370
Provision for Loan Losses	32,318	41,311	37,654	36,966	41,984	78,848
Revenue	109,036	94,326	106,918	87,937	75,298	36,522
Revenue Growth	20.29%	-11.78%	21.58%	16.79%	106.17%	-36.66%
Salaries and Employee Benefits	48,746	44,151	41,503	35,078	27,084	21,296
Occupancy Expenses	9,020	9,020	8,126	6,735	4,912	4,179
Selling, General & Administrative	2,145	2,145	2,087	2,012	2,058	1,363
Other Non-Interest Expense	22,660	20,896	16,862	14,332	12,247	8,344
Total Non-Interest Expense	83,347	76,988	70,685	58,508	46,368	35,236
EBT Excluding Unusual Items	25,689	17,338	36,233	29,429	28,930	1,286
Pretax Income	25,689	17,338	36,233	29,429	28,930	1,286
Income Tax Expense	7,058	5,103	8,780	7,134	6,983	28.3
Net Income	18,631	12,236	27,453	22,296	21,946	1,258
Net Income to Common	18,631	12,236	27,453	22,296	21,946	1,258
Net Income Growth	51.70%	-55.43%	23.13%	1.59%	1644.63%	-94.30%
Basic Shares Outstanding	1,610	1,611	1,611	1,611	1,611	1,611
Diluted Shares Outstanding	1,612	1,613	1,611	1,611	1,611	1,611
Shares Change	0.01%	0.09%	0.00%	-0.00%	-0.01%	0.01%
EPS (Basic)	11.57	7.60	17.04	13.84	13.62	0.78
EPS (Diluted)	11.56	7.59	17.04	13.84	13.62	0.78
EPS Growth	51.71%	-55.46%	23.12%	1.62%	1646.16%	-94.30%

Additional Metrics

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep '26 Sep 30, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Dividend Per Share	-	1.500	1.500	1.500	1.500	-
Dividend Growth	-	0%	0%	0%	50.00%	-
Effective Tax Rate	27.47%	29.43%	24.23%	24.24%	24.14%	2.20%