SBI Cards and Payment Services Limited (NSE:SBICARD)
India · Delayed Price · Currency is INR | Market Cap | 561.47B -31.7% |
| Revenue (ttm) | 131.30B +22.4% |
| Net Income | 26.08B +36.0% |
| EPS | 27.40 +35.9% |
| Shares Out | 951.64M |
| PE Ratio | 21.53 |
| Forward PE | 19.38 |
| Dividend | 2.50 (0.42%) |
| Ex-Dividend Date | Mar 11, 2026 |
| Volume | 1,361,738 |
| Open | 585.00 |
| Previous Close | 584.75 |
| Day's Range | 584.00 - 600.90 |
| 52-Week Range | 519.05 - 906.40 |
| Beta | 0.24 |
| Analysts | Hold |
| Price Target | 656.58 (+11.29%) |
| Earnings Date | Oct 23, 2026 |
About NSE:SBICARD
SBI Cards and Payment Services Limited, a non-banking financial company, provides credit cards to individual and corporate customers in India. The company offers corporate, central travel, utility, and corporate purchase and virtual cards. It also acts as a corporate insurance agent for selling insurance policies to credit card customers. The company was incorporated in 1998 and is headquartered in Gurugram, India. SBI Cards and Payment Services Limited operates as a subsidiary of State Bank of India. [Read more]
Financial Performance
In fiscal year 2026, NSE:SBICARD's revenue was 118.68 billion, an increase of 18.41% compared to the previous year's 100.22 billion. Earnings were 21.67 billion, an increase of 13.06%.
Financial StatementsAnalyst Summary
According to 24 analysts, the average rating for SBICARD stock is "Hold." The 12-month stock price target is ₹656.58, which is an increase of 11.29% from the latest price.
News
India's SBI Card posts higher quarterly profit on improving asset quality
India's SBI Cards and Payment Services reported a rise in second-quarter profit on Friday, helped by an improvement in its asset quality and a drop in provisions.
SBI Cards and Payment Services Transcript: Q2 26/27
Q2 PAT increased 75% YoY as credit costs improved, while retail spends grew 6%. Management expects H2 receivables growth and mid-teens to high-teens FY27 retail spend growth, with funding costs and geopolitical uncertainty remaining key risks.
SBI Cards and Payment Services Quarterly report: Q2 2027
SBI Cards and Payment Services has published its Q2 2027 quarterly earnings report on October 23, 2026.
SBI Cards and Payment Services Slides: Q2 2027
SBI Cards and Payment Services has posted slides in relation to its Q2 2027 quarterly earnings report, which was published on October 23, 2026.
SBI Cards and Payment Services Transcript: Q1 26/27
Q1 FY 2027 saw strong growth in cards, spends, and profitability, with PAT up 20% YoY and record spends. Asset quality improved, NIM and ROA remained robust, and the company maintained a positive outlook for H2, supported by digital and retail expansion.
SBI Cards and Payment Services Quarterly report: Q1 2027
SBI Cards and Payment Services has published its Q1 2027 quarterly earnings report on July 24, 2026.
SBI Cards and Payment Services Slides: Q1 2027
SBI Cards and Payment Services has posted slides in relation to its Q1 2027 quarterly earnings report, which was published on July 24, 2026.
SBI Cards stock slips 2.35% despite 14% profit jump — the concall told a more complicated story
SBI Cards and Payment Services delivered a headline profit beat for the fourth quarter of FY26, yet the stock fell 2.35% to Rs 654.95 on Tuesday morning. The numbers looked…
SBI Cards and Payment Services Transcript: Q4 25/26
Revenue and profit grew 11% and 13% YoY for FY 2026, with strong digital and retail spend momentum. Asset quality improved, cost-to-income rose due to higher corporate spends, and management remains cautious amid macro uncertainties.
SBI Cards and Payment Services Quarterly report: Q4 2026
SBI Cards and Payment Services has published its Q4 2026 quarterly earnings report on April 27, 2026.
SBI Cards and Payment Services Slides: Q4 2026
SBI Cards and Payment Services has posted slides in relation to its Q4 2026 quarterly earnings report, which was published on April 27, 2026.
SBI Cards and Payment Services Annual report: Q4 2026
SBI Cards and Payment Services has published its Q4 2026 annual report on April 27, 2026.
HSBC downgrades SBI Cards stock after Q3 results, cuts target price to Rs 660
HSBC has downgraded SBI Cards and Payment Services to reduce from hold and cut the target price to ₹660, citing...
SBI Cards and Payment Services Transcript: Q3 25/26
Revenue grew 11% YoY and profit after tax surged 45% YoY, driven by higher spend-based income and improved credit costs. Asset growth lagged spend growth due to a cautious approach, while margins are expected to shrink as revolver share declines.
SBI Cards and Payment Services Quarterly report: Q3 2026
SBI Cards and Payment Services has published its Q3 2026 quarterly earnings report on January 28, 2026.
SBI Cards and Payment Services Slides: Q3 2026
SBI Cards and Payment Services has posted slides in relation to its Q3 2026 quarterly earnings report, which was published on January 28, 2026.
LG Electronics, Siemens & more: Top stocks to buy today - Check list
Analysts are weighing in on several Indian companies. Kotak Securities sees potential in LG Electronics, while Bernstein is cautious on SBI Cards. Nuvama is bullish on Yatharth Hospitals' expansion pl...
Top stocks to watch today, November 24: TVS Motor, OIL, SBI Cards, Tata Power, RVNL, HUDCO and more
Indian stock markets are expected to open on a busy note on November 24, 2025, as several companies have recently...
Buy or sell: Stock recommendation October 28, 2025- What brokers have to say
Brokerages are positive on Kotak Bank's loan growth and asset quality. Federal Bank's outlook is strengthening with improved earnings expected. SBI Life Insurance shows strong value of new business an...
Nuvama downgrades SBI Card to hold from buy with a revised target price of Rs 1,025
Nuvama Institutional Equities has downgraded SBI Cards to hold from buy, with a revised target price of ₹1,025 per share....
Morgan Stanley cautious on SBI Cards, says market expectations too optimistic on credit costs
Morgan Stanley has maintained its underweight rating on SBI Cards with a target price of ₹700 per share after the...
Jefferies says SBI Cards Q2 profit 13% below estimate, sees gradual NIM recovery
Jefferies has maintained its hold rating on SBI Cards while raising its target price to ₹1,010 per share after the...
Macquarie cautious on SBI Cards despite expected NIM recovery, cites limited upside
Macquarie has maintained its neutral rating on SBI Cards and Payment Services with a target price of ₹990 per share,...
SBI Cards profit up 10% at ₹445cr in Q2
India Business News: SBI Cards on Friday reported 10.2% increase in net profit at Rs 445 crore for the Sept quarter. Interest income increased by 9% to Rs 2,490 crore in Q.
SBI Cards and Payment Services Transcript: Q2 25/26
Revenue grew 13% YoY to INR 5,136 crore and profit after tax rose 10% YoY, driven by record spend and strong digital engagement. Asset quality improved, with gross NPA down to 2.85% and credit cost expected below 9% in coming quarters.