PB Fintech Limited (BOM:543390)
India flag India · Delayed Price · Currency is INR
1,600.55
+6.65 (0.42%)
At close: Jul 31, 2026

PB Fintech Financials Overview

Millions INR. Fiscal year is Apr - Mar.

Revenue & Profits

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingMar '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Revenue
67,94067,94049,77234,37725,57914,249
Revenue Growth
36.50%36.50%44.78%34.40%79.51%60.70%
Gross Profit
43,28143,28130,07217,86210,1221,546
Operating Income
3,7333,733-277.6-2,750-7,254-9,450
Net Income
6,6996,6993,530669.8-4,872-8,329
Earnings Per Share
14.4614.467.651.45-10.95-20.34
EPS Growth
89.02%89.02%427.59%---

Revenue by Segment

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingMar '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Insurance Broker Services
60,89360,89342,98027,50312,6797,895
Other Services
7,0477,0476,7926,87412,9006,354
Total
67,94067,94049,77234,37725,57914,249

Cash & Debt

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingMar '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Cash & Investments
25,51725,51727,52140,99233,28050,904
Total Debt
3,6023,6023,2222,5332,2661,594
Net Cash (Debt)
21,91521,91524,29938,45931,01449,311
Net Cash Growth
-9.81%-9.81%-36.82%24.01%-37.10%168.32%
Net Cash Per Share
47.3047.3052.6583.2769.71120.41

Cash Flow & CapEx

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingMar '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Operating Cash Flow
414.9414.9-1,83186.5-2,990-15,679
Capital Expenditures
-799-799-971.2-633.5-657-314.83
Free Cash Flow
-384.1-384.1-2,803-547-3,647-15,994
Free Cash Flow Growth
------

Margins

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingMar '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Gross Margin
63.70%63.70%60.42%51.96%39.57%10.85%
Operating Margin
5.49%5.49%-0.56%-8.00%-28.36%-66.32%
Pretax Margin
10.41%10.41%7.79%2.24%-19.08%-58.49%
Profit Margin
9.86%9.86%7.09%1.95%-19.05%-58.45%
FCF Margin
-0.56%-0.56%-5.63%-1.59%-14.26%-112.24%

Valuation

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingAug '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
PE Ratio
110.6198.61205.63751.05--
PS Ratio
10.919.7214.5914.6310.9820.80