PB Fintech Limited (BOM:543390)

PB Fintech Statistics

Total Valuation

PB Fintech has a market cap or net worth of INR 841.78 billion. The enterprise value is 819.92 billion.

Market Cap	841.78B
Enterprise Value	819.92B

Important Dates

The last earnings date was Wednesday, May 6, 2026.

Earnings Date	May 6, 2026
Ex-Dividend Date	n/a

Share Statistics

Current Share Class	462.69M
Shares Outstanding	n/a
Shares Change (YoY)	+0.38%
Shares Change (QoQ)	+0.27%
Owned by Insiders (%)	4.67%
Owned by Institutions (%)	50.23%
Float	343.99M

Valuation Ratios

The trailing PE ratio is 125.65 and the forward PE ratio is 75.89.

PE Ratio	125.65
Forward PE	75.89
PS Ratio	12.39
PB Ratio	11.50
P/TBV Ratio	11.53
P/FCF Ratio	n/a
P/OCF Ratio	2,028.87
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 161.40, with an EV/FCF ratio of -2,134.65.

EV / Earnings	122.39
EV / Sales	12.07
EV / EBITDA	161.40
EV / EBIT	220.39
EV / FCF	-2,134.65

Financial Position

The company has a current ratio of 4.41, with a Debt / Equity ratio of 0.05.

Current Ratio	4.41
Quick Ratio	4.32
Debt / Equity	0.05
Debt / EBITDA	0.71
Debt / FCF	-9.38
Interest Coverage	10.06

Financial Efficiency

Return on equity (ROE) is 9.74% and return on invested capital (ROIC) is 6.98%.

Return on Equity (ROE)	9.74%
Return on Assets (ROA)	2.87%
Return on Invested Capital (ROIC)	6.98%
Return on Capital Employed (ROCE)	4.84%
Weighted Average Cost of Capital (WACC)	n/a
Revenue Per Employee	3.04M
Profits Per Employee	300,031
Employee Count	22,329
Asset Turnover	0.84
Inventory Turnover	n/a

Taxes

In the past 12 months, PB Fintech has paid 372.40 million in taxes.

Income Tax	372.40M
Effective Tax Rate	5.26%

Stock Price Statistics

The stock price has increased by +8.03% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	+8.03%
50-Day Moving Average	1,564.49
200-Day Moving Average	1,698.67
Relative Strength Index (RSI)	73.72
Average Volume (20 Days)	148,630

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, PB Fintech had revenue of INR 67.94 billion and earned 6.70 billion in profits. Earnings per share was 14.46.

Revenue	67.94B
Gross Profit	43.28B
Operating Income	3.73B
Pretax Income	7.07B
Net Income	6.70B
EBITDA	5.09B
EBIT	3.73B
Earnings Per Share (EPS)	14.46

Balance Sheet

The company has 25.52 billion in cash and 3.60 billion in debt, with a net cash position of 21.92 billion.

Cash & Cash Equivalents	25.52B
Total Debt	3.60B
Net Cash	21.92B
Net Cash Per Share	n/a
Equity (Book Value)	73.18B
Book Value Per Share	158.22
Working Capital	33.84B

Cash Flow

In the last 12 months, operating cash flow was 414.90 million and capital expenditures -799.00 million, giving a free cash flow of -384.10 million.

Operating Cash Flow	414.90M
Capital Expenditures	-799.00M
Depreciation & Amortization	1.36B
Net Borrowing	-471.20M
Free Cash Flow	-384.10M
FCF Per Share	n/a

Margins

Gross margin is 63.70%, with operating and profit margins of 5.49% and 9.86%.

Gross Margin	63.70%
Operating Margin	5.49%
Pretax Margin	10.41%
Profit Margin	9.86%
EBITDA Margin	7.50%
EBIT Margin	5.49%
FCF Margin	n/a

Dividends & Yields

PB Fintech does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-0.38%
Shareholder Yield	-0.38%
Earnings Yield	0.80%
FCF Yield	-0.05%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	5