PB Fintech Statistics

Total Valuation

PB Fintech has a market cap or net worth of INR 868.16 billion. The enterprise value is 843.78 billion.

Market Cap	868.16B
Enterprise Value	843.78B

Important Dates

The next estimated earnings date is Wednesday, August 6, 2025.

Earnings Date	Aug 6, 2025
Ex-Dividend Date	n/a

Share Statistics

Current Share Class	456.62M
Shares Outstanding	n/a
Shares Change (YoY)	-0.09%
Shares Change (QoQ)	+0.73%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	333.91M

Valuation Ratios

The trailing PE ratio is 245.93 and the forward PE ratio is 113.89.

PE Ratio	245.93
Forward PE	113.89
PS Ratio	17.44
PB Ratio	13.49
P/TBV Ratio	13.51
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	239.02
EV / Sales	16.95
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	-301.07

Financial Position

The company has a current ratio of 5.13, with a Debt / Equity ratio of 0.05.

Current Ratio	5.13
Quick Ratio	5.01
Debt / Equity	0.05
Debt / EBITDA	3.44
Debt / FCF	-1.15
Interest Coverage	-0.82

Financial Efficiency

Return on equity (ROE) is 5.74% and return on invested capital (ROIC) is -0.27%.

Return on Equity (ROE)	5.74%
Return on Assets (ROA)	-0.24%
Return on Invested Capital (ROIC)	-0.27%
Return on Capital Employed (ROCE)	-0.41%
Revenue Per Employee	3.48M
Profits Per Employee	246,550
Employee Count	14,318
Asset Turnover	0.70
Inventory Turnover	n/a

Taxes

In the past 12 months, PB Fintech has paid 344.60 million in taxes.

Income Tax	344.60M
Effective Tax Rate	8.89%

Stock Price Statistics

The stock price has increased by +40.55% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	+40.55%
50-Day Moving Average	1,731.66
200-Day Moving Average	1,737.28
Relative Strength Index (RSI)	59.00
Average Volume (20 Days)	38,379

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, PB Fintech had revenue of INR 49.77 billion and earned 3.53 billion in profits. Earnings per share was 7.65.

Revenue	49.77B
Gross Profit	30.19B
Operating Income	-275.90M
Pretax Income	3.88B
Net Income	3.53B
EBITDA	936.80M
EBIT	-275.90M
Earnings Per Share (EPS)	7.65

Full Income Statement

Balance Sheet

The company has 27.66 billion in cash and 3.22 billion in debt, giving a net cash position of 24.44 billion.

Cash & Cash Equivalents	27.66B
Total Debt	3.22B
Net Cash	24.44B
Net Cash Per Share	n/a
Equity (Book Value)	64.38B
Book Value Per Share	140.62
Working Capital	31.02B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -1.83 billion and capital expenditures -971.20 million, giving a free cash flow of -2.80 billion.

Operating Cash Flow	-1.83B
Capital Expenditures	-971.20M
Free Cash Flow	-2.80B
FCF Per Share	n/a

Full Cash Flow Statement

Margins

Gross margin is 60.65%, with operating and profit margins of -0.55% and 7.09%.

Gross Margin	60.65%
Operating Margin	-0.55%
Pretax Margin	7.79%
Profit Margin	7.09%
EBITDA Margin	1.88%
EBIT Margin	-0.55%
FCF Margin	n/a

Dividends & Yields

PB Fintech does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	0.09%
Shareholder Yield	n/a
Earnings Yield	0.41%
FCF Yield	-0.32%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	3