Go Digit General Insurance Limited (NSE:GODIGIT)
India · Delayed Price · Currency is INR | Market Cap | 283.63B +2.2% |
| Revenue (ttm) | 104.75B +11.8% |
| Net Income | 5.44B +28.1% |
| EPS | 5.88 +27.3% |
| Shares Out | 923.56M |
| PE Ratio | 52.23 |
| Forward PE | 41.47 |
| Dividend | n/a |
| Ex-Dividend Date | n/a |
| Volume | 189,691 |
| Average Volume | 239,537 |
| Open | 302.10 |
| Previous Close | 307.10 |
| Day's Range | 302.05 - 315.00 |
| 52-Week Range | 291.55 - 381.40 |
| Beta | 0.13 |
| RSI | 37.44 |
| Earnings Date | Apr 28, 2026 |
About NSE:GODIGIT
Go Digit General Insurance Limited provides various insurance services in India. The company offers motor insurance solutions covering cars, bikes, OD for cars, rickshaw, taxi/cabs, and trucks; health insurance solutions, including health, OPD health insurance, super top-up, Arogya Sanjeevani policy, port health policy, and employee health; business products comprising D&O, erection all risk, contractors all risk, marine cargo, and CPM insurance, as well as workmen compensation; and other products, such as travel, property, home, shop, fire, an... [Read more]
Financial Performance
In fiscal year 2026, NSE:GODIGIT's revenue was 104.75 billion, an increase of 11.79% compared to the previous year's 93.71 billion. Earnings were 5.44 billion, an increase of 28.10%.
Financial StatementsNews
Go Digit General Insurance Transcript: Q4 25/26
Gross written premium and AUM saw strong double-digit growth, with profitability and ROE improving year-over-year. Segment performance was robust in two-wheeler and commercial lines, while regulatory and competitive pressures remain key risks.
Go Digit General Insurance Transcript: Q3 25/26
Q3 saw strong premium growth, improved IFRS combined ratio, and robust profit, driven by motor segment expansion and digital efficiencies. Strategic reinsurance and withdrawal from low-margin health business supported profitability, while solvency and AUM reached new highs.
Go Digit General Insurance Transcript: Q2 25/26
Premium and profit grew strongly year-over-year, with improved combined and loss ratios. Motor and fire segments outpaced industry growth, but high two-wheeler growth pressured profitability. Deferred acquisition cost benefit of INR 710 crore expected in H2.
Go Digit General Insurance Transcript: Q1 25/26
Profit before tax rose to INR 161 crore and PAT to INR 138 crore, with ROE at 3.4%. GWP grew 12.1% year-over-year, Fire business surged 40%, and solvency remains strong at 227%. Retention dropped in Q1 due to large Fire claims but is expected to normalize.
Go Digit General Insurance Transcript: Q4 24/25
Profit more than doubled to ₹425 crore for FY25, with strong growth in GWP and improved combined ratio on NEP basis. Expense ratio reduced by 2.9%, solvency and net worth strengthened, and equity allocation increased. Competitive intensity remains high, but profitability and capital position are robust.
Go Digit General Insurance Transcript: Q3 24/25
Gross premium and profit after tax saw strong year-over-year growth, with improved combined and loss ratios. Disciplined underwriting and enhanced fraud detection drove profitability, while regulatory and accounting changes impacted premium recognition and expense ratios.
Go Digit General Insurance Transcript: Q2 24/25
Premiums grew 18% in H1 and 14% in Q2, outpacing the industry. Profit tripled year-over-year, with improved solvency and reduced expense ratio, despite higher loss ratios from flood claims. Confident in meeting EOM glide path and maintaining strong capital structure.
Go Digit General Insurance Transcript: Q1 24/25
Gross written premium grew 22.2% year-over-year to INR 2,650 crore, with strong gains in health, travel, and PA segments. Net worth and solvency improved post-IPO, while combined ratio and ROE also strengthened. Product mix is shifting toward non-motor lines.