Bank of Africa - Benin SA (BRVM:BOAB)
Ivory Coast · Delayed Price · Currency is XOF 8,700.00
-80.00 (-0.91%)
At close: Jun 8, 2026
Bank of Africa - Benin Income Statement
Financials in millions XOF. Fiscal year is January - December.
Millions XOF. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 55,728 | 53,501 | 52,397 | 51,853 | 52,310 |
Total Interest Income | 55,728 | 53,501 | 52,397 | 51,853 | 52,310 |
Interest Paid on Deposits | 20,822 | 18,107 | 16,626 | 18,934 | 19,619 |
Interest Paid on Borrowings | - | 4,503 | 3,896 | - | - |
Total Interest Expense | 20,822 | 22,610 | 20,522 | 18,934 | 19,619 |
Net Interest Income | 34,906 | 30,891 | 31,875 | 32,919 | 32,691 |
Net Interest Income Growth (YoY) | 13.00% | -3.09% | -3.17% | 0.69% | -6.38% |
Income From Trading Activities | 1,306 | 1,244 | 1,345 | 1,381 | 1,336 |
Gain (Loss) on Sale of Assets | 234.65 | 463 | 1,061 | -985.56 | -2,478 |
Gain (Loss) on Sale of Investments | - | 1,496 | 1,607 | - | - |
Other Non-Interest Income | 15,061 | 12,895 | 13,006 | 12,113 | 11,232 |
Total Non-Interest Income | 16,602 | 16,098 | 17,019 | 12,509 | 10,090 |
Non-Interest Income Growth (YoY) | 3.13% | -5.41% | 36.06% | 23.97% | -3.55% |
Revenues Before Loan Losses | 51,509 | 46,989 | 48,894 | 45,427 | 42,781 |
Provision for Loan Losses | 4,686 | 124 | -706 | -3,668 | -611.26 |
| 46,823 | 46,865 | 49,600 | 49,095 | 43,393 | |
Revenue Growth (YoY) | -0.09% | -5.51% | 1.03% | 13.14% | 8.77% |
Salaries and Employee Benefits | - | 11,429 | 11,729 | - | - |
Occupancy Expenses | 2,693 | 2,577 | 2,615 | 3,626 | 3,808 |
Selling, General & Administrative | 22,704 | 10,940 | 11,182 | 23,258 | 21,656 |
Other Non-Interest Expense | - | 1 | - | - | - |
Total Non-Interest Expense | 25,398 | 24,947 | 25,526 | 26,884 | 25,464 |
EBT Excluding Unusual Items | 21,425 | 21,918 | 24,074 | 22,211 | 17,929 |
Pretax Income | 21,425 | 21,918 | 24,074 | 22,211 | 17,929 |
Income Tax Expense | 1,318 | 2,271 | 2,545 | 3,068 | 1,265 |
Net Income | 20,107 | 19,647 | 21,529 | 19,143 | 16,664 |
Net Income to Common | 20,107 | 19,647 | 21,529 | 19,143 | 16,664 |
Net Income Growth | 2.34% | -8.74% | 12.46% | 14.88% | 25.18% |
Basic Shares Outstanding | - | 41 | 41 | - | - |
Diluted Shares Outstanding | - | 41 | 41 | - | - |
Shares Change (YoY) | - | 0.12% | - | - | - |
EPS (Basic) | - | 484.00 | 531.00 | - | - |
EPS (Diluted) | - | 484.00 | 531.00 | - | - |
EPS Growth | - | -8.85% | - | - | - |
Dividend Per Share | - | 492.632 | 372.000 | 330.000 | 287.500 |
Dividend Growth | - | 32.43% | 12.73% | 14.78% | 25.27% |
Effective Tax Rate | 6.15% | 10.36% | 10.57% | 13.81% | 7.05% |