Bank of Africa - Benin Balance Sheet

Financials in millions XOF. Fiscal year is January - December.

Millions XOF. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	84,438	60,217	21,049	47,470	73,774
Investment Securities	396,925	393,627	421,225	422,318	348,742
Total Investments	396,925	393,627	421,225	422,318	348,742
Gross Loans	391,724	408,396	401,276	387,381	395,862
Net Loans	391,724	408,396	401,276	387,381	395,862
Property, Plant & Equipment	29,215	3,145	3,242	27,133	25,517
Other Intangible Assets	2,911	29,676	30,843	3,375	3,469
Accrued Interest Receivable	441.96	-	-	1,162	1,166
Other Receivables	23,165	12,624	13,964	11,786	27,541
Other Current Assets	-	7,569	2,587	-	-
Other Long-Term Assets	35,843	24,933	12,638	7,157	8,355
Total Assets	964,663	940,187	906,824	907,782	884,426
Accrued Expenses	7,053	-	-	6,477	6,512
Interest Bearing Deposits	711,642	734,344	646,519	648,844	645,872
Total Deposits	711,642	734,344	646,519	648,844	645,872
Long-Term Debt	116,059	70,457	127,081	134,522	121,537
Other Long-Term Liabilities	12,401	17,990	20,406	13,265	13,313
Total Liabilities	847,156	822,791	794,006	803,108	787,234
Common Stock	40,561	40,561	20,281	20,281	20,281
Additional Paid-In Capital	-	-	603	603.41	603.41
Retained Earnings	20,107	76,835	91,933	19,637	17,155
Comprehensive Income & Other	56,839	-	1	64,153	59,153
Shareholders' Equity	117,507	117,396	112,818	104,674	97,192
Total Liabilities & Equity	964,663	940,187	906,824	907,782	884,426
Total Debt	116,059	70,457	127,081	134,522	121,537
Net Cash (Debt)	-31,621	-10,240	-106,032	-87,052	-47,763
Net Cash Per Share	-	-252.26	-2615.22	-	-
Filing Date Shares Outstanding	-	40.59	40.54	-	-
Total Common Shares Outstanding	-	40.59	40.54	-	-
Book Value Per Share	-	2892.03	2782.59	-	-
Tangible Book Value	114,596	87,720	81,975	101,299	93,723
Tangible Book Value Per Share	-	2160.97	2021.86	-	-

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.