Bank of Africa - Benin Balance Sheet

Financials in millions XOF. Fiscal year is January - December.

Millions XOF. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	60,217	21,049	47,470	73,774	71,381
Investment Securities	393,627	421,225	422,318	348,742	350,853
Total Investments	393,627	421,225	422,318	348,742	350,853
Gross Loans	408,396	401,276	387,381	395,862	472,453
Allowance for Loan Losses	-	-	-	-	-60,599
Net Loans	408,396	401,276	387,381	395,862	411,854
Property, Plant & Equipment	3,145	3,242	27,133	25,517	3,603
Other Intangible Assets	29,676	30,843	3,375	3,469	26,396
Accrued Interest Receivable	-	-	1,162	1,166	674.91
Other Receivables	12,624	13,964	11,786	27,541	21,254
Other Current Assets	7,569	2,587	-	-	-
Other Long-Term Assets	24,933	12,638	7,157	8,355	16,776
Total Assets	940,187	906,824	907,782	884,426	902,792
Accrued Expenses	-	-	6,477	6,512	6,619
Interest Bearing Deposits	734,344	646,519	648,844	645,872	613,302
Total Deposits	734,344	646,519	648,844	645,872	613,302
Current Portion of Long-Term Debt	-	-	-	-	167,092
Long-Term Debt	70,457	127,081	134,522	121,537	13,509
Other Long-Term Liabilities	17,990	20,406	13,265	13,313	12,433
Total Liabilities	822,791	794,006	803,108	787,234	812,955
Common Stock	40,561	20,281	20,281	20,281	20,281
Additional Paid-In Capital	-	603	603.41	603.41	603.41
Retained Earnings	76,835	91,933	19,637	17,155	13,796
Comprehensive Income & Other	-	1	64,153	59,153	55,157
Shareholders' Equity	117,396	112,818	104,674	97,192	89,837
Total Liabilities & Equity	940,187	906,824	907,782	884,426	902,792
Total Debt	70,457	127,081	134,522	121,537	180,601
Net Cash (Debt)	-10,240	-106,032	-87,052	-47,763	-109,220
Net Cash Per Share	-252.26	-2615.22	-	-	-2691.04
Filing Date Shares Outstanding	40.59	40.54	-	-	40.56
Total Common Shares Outstanding	40.59	40.54	-	-	40.56
Book Value Per Share	2892.03	2782.59	-	-	2214.81
Tangible Book Value	87,720	81,975	101,299	93,723	63,441
Tangible Book Value Per Share	2160.97	2021.86	-	-	1564.04

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.