Bank Of Africa Senegal (BRVM:BOAS)

Bank Of Africa Senegal Income Statement

Financials in millions XOF. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	-	36,131	34,433	46,627	39,947	36,655
Interest Income on Investments	-	13,222	14,489	-	-	-
Total Interest Income	-	49,353	48,922	46,627	39,947	36,655
Interest Paid on Deposits	-	-	-	18,050	14,542	13,521
Interest Paid on Borrowings	-	18,648	19,252	-	-	-
Total Interest Expense	-	18,648	19,252	18,050	14,542	13,521
Net Interest Income	32,545	30,705	29,670	28,577	25,405	23,134
Net Interest Income Growth	4.05%	3.49%	3.82%	12.49%	9.82%	21.97%
Income From Trading Activities	-	-	-	2	-	8
Gain (Loss) on Sale of Assets	417	417	215	1,023	1	143
Gain (Loss) on Sale of Investments	1,382	1,382	53	-261	34	318
Other Non-Interest Income	19,839	19,839	16,735	17,108	15,064	12,266
Total Non-Interest Income	21,638	21,638	17,003	17,872	15,099	12,735
Non-Interest Income Growth	7.06%	27.26%	-4.86%	18.37%	18.56%	15.06%
Revenues Before Loan Losses	54,183	52,343	46,673	46,449	40,504	35,869
Provision for Loan Losses	4,346	4,346	4,429	4,070	6,081	6,617
Revenue	49,837	47,997	42,244	42,379	34,423	29,252
Revenue Growth	5.90%	13.62%	-0.32%	23.11%	17.68%	10.22%
Salaries and Employee Benefits	10,048	10,048	9,207	-	-	-
Occupancy Expenses	2,690	2,690	2,876	2,750	2,443	2,348
Other Non-Interest Expense	11,526	10,119	7,273	20,702	16,260	15,829
Total Non-Interest Expense	24,264	22,857	19,356	23,452	18,703	18,177
EBT Excluding Unusual Items	25,573	25,140	22,888	18,927	15,720	11,075
Pretax Income	25,573	25,140	22,888	18,927	15,720	11,075
Income Tax Expense	2,982	3,235	2,904	1,905	139	5
Net Income	22,591	21,905	19,984	17,022	15,581	11,070
Net Income to Common	22,591	21,905	19,984	17,022	15,581	11,070
Net Income Growth	6.10%	9.61%	17.40%	9.25%	40.75%	44.39%
Basic Shares Outstanding	36	36	36	36	36	-
Diluted Shares Outstanding	36	36	36	36	36	-
Shares Change	-	-	-	-	-	-
EPS (Basic)	627.53	608.47	555.11	472.83	432.81	-
EPS (Diluted)	627.53	608.47	555.11	472.83	432.81	-
EPS Growth	-	9.61%	17.40%	9.25%	103.22%	-

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Dividend Per Share	-	500.000	389.000	222.222	138.889	-
Dividend Growth	-	28.54%	75.05%	60.00%	16.45%	-
Effective Tax Rate	11.66%	12.87%	12.69%	10.06%	0.88%	0.04%

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Oct 8, 2026

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