Oragroup SA (BRVM: ORGT)

Oragroup Income Statement

Financials in millions XOF. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Interest Income on Loans	-	252,870	235,346	198,661	162,621	139,458
Total Interest Income	-	252,870	235,346	198,661	162,621	139,458
Interest Paid on Deposits	-	135,927	113,431	95,865	81,107	66,649
Total Interest Expense	-	135,927	113,431	95,865	81,107	66,649
Net Interest Income	104,320	116,943	121,915	102,796	81,514	72,809
Net Interest Income Growth (YoY)	-18.16%	-4.08%	18.60%	26.11%	11.96%	20.47%
Gain (Loss) on Sale of Assets	1,020	1,020	505	7	424	557
Gain (Loss) on Sale of Investments	-343	-343	-	-86	33	-30
Other Non-Interest Income	98,680	98,680	100,517	84,604	73,847	74,073
Total Non-Interest Income	99,357	99,357	101,022	84,525	74,304	74,600
Non-Interest Income Growth (YoY)	-1.65%	-1.65%	19.52%	13.76%	-0.40%	14.24%
Revenues Before Loan Losses	203,677	216,300	222,937	187,321	155,818	147,409
Provision for Loan Losses	96,231	96,231	59,790	42,560	39,555	22,705
Revenue	107,446	120,069	163,147	144,761	116,263	124,704
Revenue Growth (YoY)	-36.31%	-26.40%	12.70%	24.51%	-6.77%	15.80%
Salaries and Employee Benefits	67,228	67,228	61,318	52,394	46,341	42,583
Occupancy Expenses	15,708	15,708	15,450	13,321	9,115	11,821
Selling, General & Administrative	-	-	-	10,526	9,247	7,290
Other Non-Interest Expense	41,480	68,368	60,946	41,382	35,860	38,663
Total Non-Interest Expense	124,416	151,304	137,714	117,623	100,563	100,357
EBT Excluding Unusual Items	-16,970	-31,235	25,433	27,138	15,700	24,347
Pretax Income	-16,970	-31,235	25,433	27,138	15,700	24,347
Income Tax Expense	-12,916	-13,049	6,234	7,340	6,260	6,020
Earnings From Continuing Operations	-4,054	-18,186	19,199	19,798	9,440	18,327
Minority Interest in Earnings	-1,274	-1,274	-10,450	-9,034	-9,122	-2,063
Net Income	-5,328	-19,460	8,749	10,764	318	16,264
Preferred Dividends & Other Adjustments	-	-	-	-	-	6,458
Net Income to Common	-5,328	-19,460	8,749	10,764	318	9,806
Net Income Growth	-	-	-18.72%	3284.91%	-98.04%	104.12%
Basic Shares Outstanding	-	70	-	70	69	69
Diluted Shares Outstanding	-	70	-	70	69	69
Shares Change (YoY)	-	-	-	0.15%	-	-
EPS (Basic)	-	-280.00	-	154.83	4.58	141.27
EPS (Diluted)	-	-280.00	-	154.83	4.58	141.27
EPS Growth	-	-	-	3279.71%	-96.76%	23.07%
Dividend Per Share	-	-	-	-	-	64.000
Dividend Growth	-	-	-	-	-	4.92%
Effective Tax Rate	-	-	24.51%	27.05%	39.87%	24.73%

Source: S&P Capital IQ. Banks template. Financial Sources.