Oragroup Balance Sheet

Financials in millions XOF. Fiscal year is January - December.

Millions XOF. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	346,667	254,698	240,063	393,310	76,589
Investment Securities	981,462	695,764	770,557	1,435,841	1,345,732
Total Investments	981,462	695,764	770,557	1,435,841	1,345,732
Gross Loans	1,799,280	1,895,491	2,235,058	2,508,003	2,304,059
Allowance for Loan Losses	-	-	-	-	-186,239
Net Loans	1,799,280	1,895,491	2,235,058	2,508,003	2,117,820
Property, Plant & Equipment	72,673	81,260	84,911	78,396	65,163
Goodwill	15,713	15,713	15,713	15,713	15,713
Other Intangible Assets	7,145	8,383	9,074	8,566	9,227
Investments in Real Estate	107,878	92,147	79,523	61,831	53,656
Accrued Interest Receivable	-	-	-	-	24,576
Other Receivables	5,095	7,746	10,405	9,655	131,679
Restricted Cash	-	-	-	-	176,796
Other Current Assets	-	-	-	-	17,028
Long-Term Deferred Tax Assets	47,467	50,934	32,633	23,769	24,155
Other Long-Term Assets	630,812	859,259	758,541	197,673	1
Total Assets	4,014,192	3,961,395	4,236,478	4,732,757	4,058,135
Accounts Payable	-	-	-	-	33,295
Accrued Expenses	-	-	-	-	32,691
Interest Bearing Deposits	3,088,698	2,933,724	3,089,493	3,176,961	1,248,799
Non-Interest Bearing Deposits	-	-	-	-	1,405,592
Total Deposits	3,088,698	2,933,724	3,089,493	3,176,961	2,654,391
Short-Term Borrowings	-	-	-	-	167,295
Current Portion of Long-Term Debt	-	-	-	-	10,000
Current Income Taxes Payable	6,883	7,003	8,321	11,610	9,642
Accrued Interest Payable	-	-	-	-	9,337
Long-Term Debt	615,511	768,661	875,297	1,217,874	925,881
Long-Term Leases	-	-	-	-	3,597
Long-Term Unearned Revenue	-	-	-	-	12,590
Long-Term Deferred Tax Liabilities	19,891	18,688	4,664	14,103	15,435
Other Long-Term Liabilities	170,044	136,599	114,881	146,213	19,228
Total Liabilities	3,901,027	3,864,675	4,092,656	4,566,761	3,893,382
Common Stock	87,404	87,404	87,404	87,031	86,726
Comprehensive Income & Other	-17,925	-32,598	6,982	28,025	32,169
Total Common Equity	69,479	54,806	94,386	115,056	118,895
Minority Interest	43,686	41,914	49,436	50,940	45,858
Shareholders' Equity	113,165	96,720	143,822	165,996	164,753
Total Liabilities & Equity	4,014,192	3,961,395	4,236,478	4,732,757	4,058,135
Total Debt	615,511	768,661	875,297	1,217,874	1,106,773
Net Cash (Debt)	-268,844	-513,963	-635,234	-824,564	-943,736
Net Cash Per Share	-3529.90	-7397.59	-9140.06	-	-13574.67
Filing Date Shares Outstanding	69.53	69.48	69.5	-	69.52
Total Common Shares Outstanding	69.53	69.48	69.5	-	69.52
Book Value Per Share	999.32	788.84	1358.07	-	1710.18
Tangible Book Value	46,621	30,710	69,599	90,777	93,955
Tangible Book Value Per Share	670.55	442.02	1001.42	-	1351.45