Oragroup Income Statement

Financials in millions XOF. Fiscal year is January - December.

Millions XOF. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	-	222,533	226,597	252,870	235,346	198,661
Interest Paid on Deposits	-	118,034	128,425	135,927	113,431	95,865
Total Interest Expense	-	118,034	128,425	135,927	113,431	95,865
Net Interest Income	103,498	104,499	98,172	116,943	121,915	102,796
Net Interest Income Growth (YoY)	6.45%	6.44%	-16.05%	-4.08%	18.60%	26.11%
Gain (Loss) on Sale of Assets	573	573	156	1,020	505	7
Gain (Loss) on Sale of Investments	-	-	-13	-343	-	-86
Other Non-Interest Income	82,110	82,110	97,277	98,680	100,517	84,604
Total Non-Interest Income	82,683	82,683	97,420	99,357	101,022	84,525
Non-Interest Income Growth (YoY)	-15.13%	-15.13%	-1.95%	-1.65%	19.52%	13.76%
Revenues Before Loan Losses	186,181	187,182	195,592	216,300	222,937	187,321
Provision for Loan Losses	6,971	6,971	69,056	96,231	59,790	42,560
Revenue	179,210	180,211	126,536	120,069	163,147	144,761
Revenue Growth (YoY)	42.70%	42.42%	5.39%	-26.40%	12.70%	24.51%
Salaries and Employee Benefits	70,507	70,507	71,214	67,228	61,318	52,394
Occupancy Expenses	18,096	18,096	18,011	15,708	15,450	13,321
Selling, General & Administrative	-	-	-	-	-	10,526
Other Non-Interest Expense	58,893	61,869	81,920	68,368	60,946	41,382
Total Non-Interest Expense	147,496	150,472	171,145	151,304	137,714	117,623
EBT Excluding Unusual Items	31,714	29,739	-44,609	-31,235	25,433	27,138
Pretax Income	31,714	29,739	-44,609	-31,235	25,433	27,138
Income Tax Expense	8,313	8,096	-245	-13,049	6,234	7,340
Earnings From Continuing Operations	23,401	21,643	-44,364	-18,186	19,199	19,798
Minority Interest in Earnings	-3,288	-3,288	6,499	-1,274	-10,450	-9,034
Net Income	20,113	18,355	-37,865	-19,460	8,749	10,764
Net Income to Common	20,113	18,355	-37,865	-19,460	8,749	10,764
Net Income Growth	-	-	-	-	-18.72%	3284.91%
Basic Shares Outstanding	-	70	69	70	-	70
Diluted Shares Outstanding	-	76	69	70	-	70
Shares Change (YoY)	-	9.62%	-0.03%	-	-	0.15%
EPS (Basic)	-	264.00	-545.00	-280.00	-	154.83
EPS (Diluted)	-	241.00	-545.00	-280.00	-	154.83
EPS Growth	-	-	-	-	-	3279.71%
Effective Tax Rate	26.21%	27.22%	-	-	24.51%	27.05%