Oragroup SA (BRVM: ORGT)

Oragroup Balance Sheet

Financials in millions XOF. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	-	240,063	393,310	76,589	62,858	54,320
Investment Securities	-	770,557	1,435,841	1,345,732	1,065,410	682,848
Total Investments	-	770,557	1,435,841	1,345,732	1,065,410	682,848
Gross Loans	-	2,235,058	2,508,003	2,304,059	1,863,464	1,629,446
Allowance for Loan Losses	-	-	-	-186,239	-165,095	-149,010
Net Loans	-	2,235,058	2,508,003	2,117,820	1,698,369	1,480,436
Property, Plant & Equipment	-	84,911	78,396	65,163	61,770	52,392
Goodwill	-	15,713	15,713	15,713	15,713	15,713
Other Intangible Assets	-	9,074	8,566	9,227	8,112	8,772
Investments in Real Estate	-	79,523	61,831	53,656	46,360	38,599
Accrued Interest Receivable	-	-	-	24,576	25,558	20,383
Other Receivables	-	10,405	9,655	131,679	87,444	97,366
Restricted Cash	-	-	-	176,796	162,048	150,846
Other Current Assets	-	-	-	17,028	12,010	9,949
Long-Term Deferred Tax Assets	-	32,633	23,769	24,155	22,592	22,714
Other Long-Term Assets	-	758,541	197,673	1	-	-
Total Assets	-	4,236,478	4,732,757	4,058,135	3,268,244	2,634,338
Accounts Payable	-	-	-	33,295	21,480	34,895
Accrued Expenses	-	-	-	32,691	24,867	19,728
Interest Bearing Deposits	-	3,089,493	3,176,961	1,248,799	1,088,512	911,004
Non-Interest Bearing Deposits	-	-	-	1,405,592	1,118,711	917,179
Total Deposits	-	3,089,493	3,176,961	2,654,391	2,207,223	1,828,183
Short-Term Borrowings	-	-	-	167,295	115,133	109,933
Current Portion of Long-Term Debt	-	-	-	10,000	20,000	20,000
Current Income Taxes Payable	-	8,321	11,610	9,642	3,949	4,877
Accrued Interest Payable	-	-	-	9,337	7,568	7,009
Long-Term Debt	-	875,297	1,217,874	925,881	683,872	439,472
Long-Term Leases	-	-	-	3,597	7,340	6,703
Long-Term Unearned Revenue	-	-	-	12,590	7,839	4,340
Pension & Post-Retirement Benefits	-	-	-	-	-	40
Long-Term Deferred Tax Liabilities	-	4,664	14,103	15,435	13,906	10,810
Other Long-Term Liabilities	-	114,881	146,213	19,228	13,071	7,700
Total Liabilities	-	4,092,656	4,566,761	3,893,382	3,126,248	2,493,690
Common Stock	-	87,404	87,031	86,726	86,531	86,830
Comprehensive Income & Other	-	6,982	28,025	32,169	18,874	24,741
Total Common Equity	-	94,386	115,056	118,895	105,405	111,571
Minority Interest	-	49,436	50,940	45,858	36,591	29,077
Shareholders' Equity	-	143,822	165,996	164,753	141,996	140,648
Total Liabilities & Equity	-	4,236,478	4,732,757	4,058,135	3,268,244	2,634,338
Total Debt	-	875,297	1,217,874	1,106,773	826,345	576,108
Net Cash (Debt)	-	-635,234	-824,564	-943,736	-678,200	-521,788
Net Cash Per Share	-	-9140.06	-	-13574.67	-9770.22	-7516.93
Filing Date Shares Outstanding	-	69.5	-	69.52	69.42	69.42
Total Common Shares Outstanding	-	69.5	-	69.52	69.42	69.42
Book Value Per Share	-	1358.07	-	1710.18	1518.48	1607.30
Tangible Book Value	-	69,599	90,777	93,955	81,580	87,086
Tangible Book Value Per Share	-	1001.42	-	1351.45	1175.25	1254.57

Source: S&P Capital IQ. Banks template. Financial Sources.