Oragroup Balance Sheet

Financials in millions XOF. Fiscal year is January - December.

Millions XOF. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	-	254,698	240,063	393,310	76,589	62,858
Investment Securities	-	695,764	770,557	1,435,841	1,345,732	1,065,410
Total Investments	-	695,764	770,557	1,435,841	1,345,732	1,065,410
Gross Loans	-	1,895,491	2,235,058	2,508,003	2,304,059	1,863,464
Allowance for Loan Losses	-	-	-	-	-186,239	-165,095
Net Loans	-	1,895,491	2,235,058	2,508,003	2,117,820	1,698,369
Property, Plant & Equipment	-	81,260	84,911	78,396	65,163	61,770
Goodwill	-	15,713	15,713	15,713	15,713	15,713
Other Intangible Assets	-	8,383	9,074	8,566	9,227	8,112
Investments in Real Estate	-	92,147	79,523	61,831	53,656	46,360
Accrued Interest Receivable	-	-	-	-	24,576	25,558
Other Receivables	-	7,746	10,405	9,655	131,679	87,444
Restricted Cash	-	-	-	-	176,796	162,048
Other Current Assets	-	-	-	-	17,028	12,010
Long-Term Deferred Tax Assets	-	50,934	32,633	23,769	24,155	22,592
Other Long-Term Assets	-	859,259	758,541	197,673	1	-
Total Assets	-	3,961,395	4,236,478	4,732,757	4,058,135	3,268,244
Accounts Payable	-	-	-	-	33,295	21,480
Accrued Expenses	-	-	-	-	32,691	24,867
Interest Bearing Deposits	-	2,933,724	3,089,493	3,176,961	1,248,799	1,088,512
Non-Interest Bearing Deposits	-	-	-	-	1,405,592	1,118,711
Total Deposits	-	2,933,724	3,089,493	3,176,961	2,654,391	2,207,223
Short-Term Borrowings	-	-	-	-	167,295	115,133
Current Portion of Long-Term Debt	-	-	-	-	10,000	20,000
Current Income Taxes Payable	-	7,003	8,321	11,610	9,642	3,949
Accrued Interest Payable	-	-	-	-	9,337	7,568
Long-Term Debt	-	768,661	875,297	1,217,874	925,881	683,872
Long-Term Leases	-	-	-	-	3,597	7,340
Long-Term Unearned Revenue	-	-	-	-	12,590	7,839
Long-Term Deferred Tax Liabilities	-	18,688	4,664	14,103	15,435	13,906
Other Long-Term Liabilities	-	136,599	114,881	146,213	19,228	13,071
Total Liabilities	-	3,864,675	4,092,656	4,566,761	3,893,382	3,126,248
Common Stock	-	87,404	87,404	87,031	86,726	86,531
Comprehensive Income & Other	-	-32,598	6,982	28,025	32,169	18,874
Total Common Equity	-	54,806	94,386	115,056	118,895	105,405
Minority Interest	-	41,914	49,436	50,940	45,858	36,591
Shareholders' Equity	-	96,720	143,822	165,996	164,753	141,996
Total Liabilities & Equity	-	3,961,395	4,236,478	4,732,757	4,058,135	3,268,244
Total Debt	-	768,661	875,297	1,217,874	1,106,773	826,345
Net Cash (Debt)	-	-513,963	-635,234	-824,564	-943,736	-678,200
Net Cash Per Share	-	-7397.59	-9140.06	-	-13574.67	-9770.22
Filing Date Shares Outstanding	-	69.48	69.5	-	69.52	69.42
Total Common Shares Outstanding	-	69.48	69.5	-	69.52	69.42
Book Value Per Share	-	788.84	1358.07	-	1710.18	1518.48
Tangible Book Value	-	30,710	69,599	90,777	93,955	81,580
Tangible Book Value Per Share	-	442.02	1001.42	-	1351.45	1175.25

Source: S&P Global Market Intelligence. Banks template. Financial Sources.