Oragroup SA (BRVM:ORGT)

Oragroup Balance Sheet

Financials in millions XOF. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	254,698	240,063	393,310	76,589	62,858
Investment Securities	695,764	770,557	1,435,841	1,345,732	1,065,410
Total Investments	695,764	770,557	1,435,841	1,345,732	1,065,410
Gross Loans	-	2,235,058	2,508,003	2,304,059	1,863,464
Allowance for Loan Losses	-	-	-	-186,239	-165,095
Net Loans	-	2,235,058	2,508,003	2,117,820	1,698,369
Property, Plant & Equipment	81,260	84,911	78,396	65,163	61,770
Goodwill	15,713	15,713	15,713	15,713	15,713
Other Intangible Assets	8,383	9,074	8,566	9,227	8,112
Loans Held for Sale	1,895,491	-	-	-	-
Investments in Real Estate	92,147	79,523	61,831	53,656	46,360
Accrued Interest Receivable	-	-	-	24,576	25,558
Other Receivables	7,746	10,405	9,655	131,679	87,444
Restricted Cash	-	-	-	176,796	162,048
Other Current Assets	-	-	-	17,028	12,010
Long-Term Deferred Tax Assets	50,934	32,633	23,769	24,155	22,592
Other Long-Term Assets	859,259	758,541	197,673	1	-
Total Assets	3,961,395	4,236,478	4,732,757	4,058,135	3,268,244
Accounts Payable	-	-	-	33,295	21,480
Accrued Expenses	-	-	-	32,691	24,867
Interest Bearing Deposits	2,933,724	3,089,493	3,176,961	1,248,799	1,088,512
Non-Interest Bearing Deposits	-	-	-	1,405,592	1,118,711
Total Deposits	2,933,724	3,089,493	3,176,961	2,654,391	2,207,223
Short-Term Borrowings	-	-	-	167,295	115,133
Current Portion of Long-Term Debt	-	-	-	10,000	20,000
Current Income Taxes Payable	7,003	8,321	11,610	9,642	3,949
Accrued Interest Payable	-	-	-	9,337	7,568
Long-Term Debt	768,661	875,297	1,217,874	925,881	683,872
Long-Term Leases	-	-	-	3,597	7,340
Long-Term Unearned Revenue	-	-	-	12,590	7,839
Long-Term Deferred Tax Liabilities	18,688	4,664	14,103	15,435	13,906
Other Long-Term Liabilities	136,599	114,881	146,213	19,228	13,071
Total Liabilities	3,864,675	4,092,656	4,566,761	3,893,382	3,126,248
Common Stock	87,404	87,404	87,031	86,726	86,531
Comprehensive Income & Other	-32,598	6,982	28,025	32,169	18,874
Total Common Equity	54,806	94,386	115,056	118,895	105,405
Minority Interest	41,914	49,436	50,940	45,858	36,591
Shareholders' Equity	96,720	143,822	165,996	164,753	141,996
Total Liabilities & Equity	3,961,395	4,236,478	4,732,757	4,058,135	3,268,244
Total Debt	768,661	875,297	1,217,874	1,106,773	826,345
Net Cash (Debt)	-513,963	-635,234	-824,564	-943,736	-678,200
Net Cash Per Share	-6746.06	-9140.06	-	-13574.67	-9770.22
Filing Date Shares Outstanding	-	69.5	-	69.52	69.42
Total Common Shares Outstanding	-	69.5	-	69.52	69.42
Book Value Per Share	-	1358.07	-	1710.18	1518.48
Tangible Book Value	30,710	69,599	90,777	93,955	81,580
Tangible Book Value Per Share	-	1001.42	-	1351.45	1175.25

Source: S&P Global Market Intelligence. Banks template. Financial Sources.