Oragroup Cash Flow Statement

Financials in millions XOF. Fiscal year is January - December.

Millions XOF. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	-37,865	-19,460	8,749	10,764	318
Depreciation & Amortization	18,011	15,517	15,450	13,321	9,115
Gain (Loss) on Sale of Investments	-	-	-	-5	-167
Provision for Credit Losses	-	-	-	35,932	35,642
Change in Income Taxes	1,342	-4,039	-14,126	-2,334	-3,864
Change in Other Net Operating Assets	163,268	-161,382	-306,133	-232,192	-27,504
Other Operating Activities	67,937	81,286	79,545	25,805	19,460
Operating Cash Flow	212,693	-88,078	-216,515	-148,709	33,000
Capital Expenditures	-8,649	-17,234	-26,073	-23,393	-28,581
Sale of Property, Plant and Equipment	1,067	1,349	4,503	1,034	3,565
Investment in Securities	-20,670	118,924	-174,906	-280,227	-297,150
Purchase / Sale of Intangibles	-2,680	-3,392	-1,665	-2,241	-1,197
Other Investing Activities	2	1	1	-1	1
Investing Cash Flow	-45,597	79,345	-207,479	-313,335	-331,612
Long-Term Debt Issued	25,280	14,460	63,537	148,470	7,245
Long-Term Debt Repaid	-21,433	-14,277	-19,222	-106,944	-21,055
Net Debt Issued (Repaid)	3,847	183	44,315	41,526	-13,810
Issuance of Common Stock	-	480	388	-	-
Net Increase (Decrease) in Deposit Accounts	-155,769	-87,467	593,065	459,848	301,516
Other Financing Activities	-	1	-	207	-
Financing Cash Flow	-151,922	-86,803	637,768	501,581	287,706
Foreign Exchange Rate Adjustments	364	-1,620	-2,203	1,014	-8,048
Net Cash Flow	15,539	-97,157	211,570	40,551	-18,954
Free Cash Flow	204,044	-105,312	-242,588	-172,102	4,419
Free Cash Flow Margin	161.25%	-87.71%	-148.69%	-118.89%	3.80%
Free Cash Flow Per Share	2936.85	-1515.28	-	-2475.51	63.66
Cash Income Tax Paid	-	-	14,126	2,334	3,864

Source: S&P Global Market Intelligence. Banks template. Financial Sources.