Botswana Insurance Holdings Limited (BSM:BIHL)
Botswana flag Botswana · Delayed Price · Currency is BWP
23.50
0.00 (0.00%)
At close: Apr 2, 2026

BSM:BIHL Income Statement

Millions BWP. Fiscal year is Jan - Dec.
Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Premiums & Annuity Revenue
2,4612,2672,2222,3933,085
Total Interest & Dividend Income
859.76825.03910.61253.961,129
Gain (Loss) on Sale of Investments
-320.54-894.85109.7784.31-995.67
Other Revenue
-55.6877.89-22.269.2167.73
2,9442,2753,2202,7403,386
Revenue Growth (YoY)
29.40%-29.34%17.51%-19.08%3.07%
Policy Benefits
2,2272,1401,9352,1152,278
Selling, General & Administrative
328.72252.23251.56252.05923.37
Provision for Bad Debts
---2.16-
Other Operating Expenses
2.21-0.6515.9813.25-
Total Operating Expenses
2,5582,3912,2032,4013,214
Operating Income
386.51-116.321,017338.84171.83
Interest Expense
-1.72-0.71-0.76-1.08-0.54
Earnings From Equity Investments
98.61168.6778.93216.46305.33
Other Non Operating Income (Expenses)
-0----
EBT Excluding Unusual Items
483.451.641,095554.22476.62
Asset Writedown
-7.28-2.24-10.88--
Pretax Income
476.1349.41,084554.22476.62
Income Tax Expense
143.18155.94302.74105.4283.89
Earnings From Continuing Ops.
332.95-106.54781.52448.8392.74
Net Income to Company
332.95-106.54781.52448.8392.74
Minority Interest in Earnings
2.020.4-6.22-6.22-4.72
Net Income
334.97-106.13775.3442.58388.02
Net Income to Common
334.97-106.13775.3442.58388.02
Net Income Growth
--75.18%14.06%-27.06%
Shares Outstanding (Basic)
284279283280278
Shares Outstanding (Diluted)
286279285282278
Shares Change (YoY)
2.50%-2.01%1.23%1.41%0.21%
EPS (Basic)
1.18-0.382.741.581.40
EPS (Diluted)
1.17-0.382.721.571.40
EPS Growth
--73.25%12.35%-27.22%
Free Cash Flow
473.47506.98292.4642.811,826
Free Cash Flow Per Share
1.651.811.032.286.58
Dividend Per Share
1.0901.0601.9221.6600.710
Dividend Growth
2.83%-44.86%15.80%133.80%-41.80%
Operating Margin
13.13%-5.11%31.58%12.37%5.07%
Profit Margin
11.38%-4.67%24.08%16.15%11.46%
Free Cash Flow Margin
16.08%22.28%9.08%23.46%53.94%
EBITDA
402.99-98.031,039355.57184.29
EBITDA Margin
13.69%-4.31%32.26%12.98%5.44%
D&A For EBITDA
16.4818.2921.9116.7312.45
EBIT
386.51-116.321,017338.84171.83
EBIT Margin
13.13%-5.11%31.58%12.37%5.07%
Effective Tax Rate
30.07%315.64%27.92%19.02%17.60%
Revenue as Reported
----3,386
Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.