Botswana Insurance Holdings Limited (BSM:BIHL)
23.50
0.00 (0.00%)
At close: Apr 2, 2026
BSM:BIHL Income Statement
Financials in millions BWP. Fiscal year is January - December.
Millions BWP. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Premiums & Annuity Revenue | 2,461 | 2,267 | 2,222 | 2,393 | 3,085 |
Total Interest & Dividend Income | 859.76 | 825.03 | 910.61 | 253.96 | 1,129 |
Gain (Loss) on Sale of Investments | -320.54 | -894.85 | 109.77 | 84.31 | -995.67 |
Other Revenue | -55.68 | 77.89 | -22.26 | 9.2 | 167.73 |
| 2,944 | 2,275 | 3,220 | 2,740 | 3,386 | |
Revenue Growth (YoY) | 29.40% | -29.34% | 17.51% | -19.08% | 3.07% |
Policy Benefits | 2,227 | 2,140 | 1,935 | 2,115 | 2,278 |
Selling, General & Administrative | 328.72 | 252.23 | 251.56 | 252.05 | 923.37 |
Provision for Bad Debts | - | - | - | 2.16 | - |
Other Operating Expenses | 2.21 | -0.65 | 15.98 | 13.25 | - |
Total Operating Expenses | 2,558 | 2,391 | 2,203 | 2,401 | 3,214 |
Operating Income | 386.51 | -116.32 | 1,017 | 338.84 | 171.83 |
Interest Expense | -1.72 | -0.71 | -0.76 | -1.08 | -0.54 |
Earnings From Equity Investments | 98.61 | 168.67 | 78.93 | 216.46 | 305.33 |
Other Non Operating Income (Expenses) | -0 | - | - | - | - |
EBT Excluding Unusual Items | 483.4 | 51.64 | 1,095 | 554.22 | 476.62 |
Asset Writedown | -7.28 | -2.24 | -10.88 | - | - |
Pretax Income | 476.13 | 49.4 | 1,084 | 554.22 | 476.62 |
Income Tax Expense | 143.18 | 155.94 | 302.74 | 105.42 | 83.89 |
Earnings From Continuing Ops. | 332.95 | -106.54 | 781.52 | 448.8 | 392.74 |
Net Income to Company | 332.95 | -106.54 | 781.52 | 448.8 | 392.74 |
Minority Interest in Earnings | 2.02 | 0.4 | -6.22 | -6.22 | -4.72 |
Net Income | 334.97 | -106.13 | 775.3 | 442.58 | 388.02 |
Net Income to Common | 334.97 | -106.13 | 775.3 | 442.58 | 388.02 |
Net Income Growth | - | - | 75.18% | 14.06% | -27.06% |
Shares Outstanding (Basic) | 284 | 279 | 283 | 280 | 278 |
Shares Outstanding (Diluted) | 286 | 279 | 285 | 282 | 278 |
Shares Change (YoY) | 2.50% | -2.01% | 1.23% | 1.41% | 0.21% |
EPS (Basic) | 1.18 | -0.38 | 2.74 | 1.58 | 1.40 |
EPS (Diluted) | 1.17 | -0.38 | 2.72 | 1.57 | 1.40 |
EPS Growth | - | - | 73.25% | 12.35% | -27.22% |
Free Cash Flow | 473.47 | 506.98 | 292.4 | 642.81 | 1,826 |
Free Cash Flow Per Share | 1.65 | 1.81 | 1.03 | 2.28 | 6.58 |
Dividend Per Share | 1.090 | 1.060 | 1.922 | 1.660 | 0.710 |
Dividend Growth | 2.83% | -44.86% | 15.80% | 133.80% | -41.80% |
Operating Margin | 13.13% | -5.11% | 31.58% | 12.37% | 5.07% |
Profit Margin | 11.38% | -4.67% | 24.08% | 16.15% | 11.46% |
Free Cash Flow Margin | 16.08% | 22.28% | 9.08% | 23.46% | 53.94% |
EBITDA | 402.99 | -98.03 | 1,039 | 355.57 | 184.29 |
EBITDA Margin | 13.69% | -4.31% | 32.26% | 12.98% | 5.44% |
D&A For EBITDA | 16.48 | 18.29 | 21.91 | 16.73 | 12.45 |
EBIT | 386.51 | -116.32 | 1,017 | 338.84 | 171.83 |
EBIT Margin | 13.13% | -5.11% | 31.58% | 12.37% | 5.07% |
Effective Tax Rate | 30.07% | 315.64% | 27.92% | 19.02% | 17.60% |
Revenue as Reported | - | - | - | - | 3,386 |
Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.