Botswana Insurance Holdings Limited (BSM:BIHL)
Botswana · Delayed Price · Currency is BWP 23.75
0.00 (0.00%)
At close: Sep 1, 2026
BSM:BIHL Financials Overview
Financials in millions BWP. Fiscal year is January - December.
Millions BWP. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 3,151 | 2,853 | 2,275 | 3,220 | 2,740 | 3,386 |
Revenue Growth | 10.45% | 25.39% | -29.34% | 17.51% | -19.08% | 3.07% |
Operating Income Operating Income Growth | 412.04 | 283.59 | -118.56 | 1,017 | 338.84 | 171.83 |
Net Income Net Income Growth | 509.62 | 326.41 | -106.13 | 775.3 | 442.58 | 388.02 |
Earnings Per Share EPS Growth | 1.77 | 1.14 | -0.38 | 2.72 | 1.57 | 1.40 |
EPS Growth | 55.52% | - | - | 73.25% | 12.35% | -27.22% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Life Insurance Life Insurance Growth | 661.67 | 481.98 | 451.69 | 924.3 | 330.13 | 2,909 |
Asset Management Asset Management Growth | 242.3 | 248.88 | 231.57 | 213.09 | 201.32 | 143.75 |
Other Other Growth | 204.89 | 183.87 | 49.01 | 995.88 | 489.17 | 545.32 |
Inter-Segmental Inter-Segmental Growth | -317.41 | -288.61 | -597 | -848.77 | -485.35 | -211.97 |
Total Total Growth | 791.44 | 626.12 | 135.26 | 1,285 | 535.27 | 3,386 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 671.01 | 804.53 | 524.24 | 170.58 | 400.71 | 137.42 |
Total Debt Total Debt Growth | 40.1 | 169.24 | 75.01 | 12.71 | 16.21 | 9.23 |
Net Cash (Debt) Net Cash Growth | 630.91 | 635.29 | 449.24 | 157.88 | 384.5 | 128.18 |
Net Cash Growth | -0.69% | 41.42% | 184.55% | -58.94% | 199.96% | -42.46% |
Net Cash Per Share Net Cash Per Share Growth | 2.20 | 2.22 | 1.59 | 0.55 | 1.37 | 0.46 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 710.22 | 481.47 | 645.82 | 301.35 | 649.46 | 1,965 |
Capital Expenditures CapEx Growth | -9.73 | -9.72 | -8.21 | -8.95 | -6.65 | -138.64 |
Free Cash Flow Free Cash Flow Growth | 700.49 | 471.75 | 637.61 | 292.4 | 642.81 | 1,826 |
Free Cash Flow Growth | 48.49% | -26.01% | 118.06% | -54.51% | -64.80% | 59.70% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Margin | 13.08% | 9.94% | -5.21% | 31.58% | 12.37% | 5.07% |
Pretax Margin | 21.99% | 16.39% | 2.17% | 33.67% | 20.23% | 14.08% |
Profit Margin | 16.17% | 11.44% | -4.67% | 24.08% | 16.15% | 11.46% |
FCF Margin | 22.23% | 16.54% | 28.02% | 9.08% | 23.46% | 53.94% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 2, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 1.090 | 1.090 | 1.060 | 1.922 | 1.660 | 0.710 |
Dividend Per Share Growth | 6.45% | 2.83% | -44.86% | 15.80% | 133.80% | -41.80% |
Dividend Yield | 4.59% | 4.85% | 5.03% | 11.24% | 12.70% | 5.95% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 2, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 13.40 | 20.09 | - | 7.35 | 11.30 | 12.74 |
P/FCF Ratio | 9.66 | 13.90 | 10.05 | 19.50 | 7.78 | 2.71 |
PS Ratio | 2.15 | 2.30 | 2.82 | 1.77 | 1.83 | 1.46 |