Botswana Insurance Holdings Limited (BSM:BIHL)
Botswana · Delayed Price · Currency is BWP 23.76
+0.01 (0.04%)
At close: Sep 8, 2026
BSM:BIHL Ratios and Metrics
Market cap in millions BWP. Fiscal year is January - December.
Millions BWP. Fiscal year is Jan - Dec.
Total Valuation
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 4, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
| 6,769 | 6,558 | 6,410 | 5,700 | 5,001 | 4,941 | |
Market Cap Growth | 3.26% | 2.31% | 12.44% | 13.99% | 1.20% | 0% |
Enterprise Value | 6,145 | 6,605 | 6,225 | 5,455 | 4,888 | 4,779 |
Price Ratios
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 4, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 13.40 | 20.09 | - | 7.35 | 11.30 | 12.74 |
PS Ratio | 2.15 | 2.30 | 2.82 | 1.77 | 1.83 | 1.46 |
PB Ratio | 1.91 | 2.02 | 2.12 | 1.57 | 1.32 | 1.48 |
P/FCF Ratio | 9.66 | 13.90 | 10.05 | 19.50 | 7.78 | 2.71 |
P/OCF Ratio | 9.53 | 13.62 | 9.93 | 18.92 | 7.70 | 2.52 |
EV Ratios
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 4, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
EV/Sales Ratio | 1.95 | 2.32 | 2.74 | 1.69 | 1.78 | 1.41 |
EV/EBITDA Ratio | 8.68 | 22.38 | - | 5.25 | 13.75 | 25.93 |
EV/EBIT Ratio | 8.85 | 23.29 | - | 5.36 | 14.43 | 27.81 |
EV/FCF Ratio | 8.77 | 14.00 | 9.76 | 18.66 | 7.60 | 2.62 |
Financial Efficiency
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 4, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Debt / Equity Ratio | 0.01 | 0.05 | 0.03 | 0.00 | 0.00 | 0.00 |
Debt / EBITDA Ratio | 0.09 | 0.56 | - | 0.01 | 0.04 | 0.05 |
Debt / FCF Ratio | 0.06 | 0.36 | 0.12 | 0.04 | 0.03 | 0.01 |
Net Debt / Equity Ratio | -0.18 | -0.19 | -0.15 | -0.04 | -0.10 | -0.04 |
Net Debt / EBITDA Ratio | -1.51 | -2.15 | 4.20 | -0.15 | -1.08 | -0.70 |
Net Debt / FCF Ratio | -0.90 | -1.35 | -0.70 | -0.54 | -0.60 | -0.07 |
Quick Ratio | 1.59 | 15.49 | 20.07 | 182.51 | 18.76 | 14.30 |
Current Ratio | 1.62 | 15.51 | 20.09 | 182.69 | 21.87 | 17.40 |
Asset Turnover | 0.15 | 0.14 | 0.11 | 0.17 | 0.15 | 0.19 |
Return on Equity (ROE) | 15.22% | 10.34% | -3.20% | 21.03% | 12.56% | 12.35% |
Return on Assets (ROA) | 1.21% | 0.86% | -0.37% | 3.27% | 1.15% | 0.61% |
Return on Invested Capital (ROIC) | 8.40% | 6.04% | 7.58% | 19.65% | 7.65% | 4.43% |
Yields
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 4, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Earnings Yield | 7.53% | 4.98% | -1.66% | 13.60% | 8.85% | 7.85% |
FCF Yield | 10.35% | 7.19% | 9.95% | 5.13% | 12.85% | 36.96% |
Dividend Yield | 4.59% | 4.85% | 5.03% | 11.24% | 12.70% | 5.95% |
Payout Ratio | 60.93% | 81.16% | - | 98.05% | 91.50% | 50.19% |
Buyback Yield / Dilution | -0.84% | -1.05% | 0.72% | -1.23% | -1.41% | -0.21% |
Total Shareholder Return | 3.75% | 3.80% | 5.75% | 10.02% | 11.29% | 5.74% |