Botswana Insurance Holdings Limited (BSM:BIHL)

BSM:BIHL Ratios and Metrics

Market cap in millions BWP. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 26, 2026	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	6,694	6,410	5,700	5,001	4,941	4,941
Market Cap Growth	4.17%	12.44%	13.99%	1.20%	-	-
Enterprise Value	6,742	6,225	5,455	4,888	4,779	4,866
PE Ratio	-	-	7.35	11.30	12.74	9.29
PS Ratio	3.22	2.82	1.77	1.83	1.46	1.50
PB Ratio	2.15	2.07	1.57	1.32	1.48	1.64
P/FCF Ratio	75.75	12.64	19.50	7.78	2.71	4.32
P/OCF Ratio	68.14	12.44	18.92	7.70	2.52	3.57
EV/Sales Ratio	3.24	2.74	1.69	1.78	1.41	1.48
EV/EBITDA Ratio	66.28	-	5.25	13.75	25.93	11.70
EV/EBIT Ratio	96.44	-	5.36	14.43	27.81	11.92
EV/FCF Ratio	76.28	12.28	18.66	7.60	2.62	4.26
Debt / Equity Ratio	0.06	0.02	0.00	0.00	0.00	0.01
Debt / EBITDA Ratio	-	-	0.01	0.04	0.05	0.04
Debt / FCF Ratio	1.94	0.15	0.04	0.03	0.01	0.02
Net Debt / Equity Ratio	0.01	-0.04	-0.04	-0.10	-0.04	-0.07
Net Debt / EBITDA Ratio	-0.25	1.38	-0.15	-1.08	-0.70	-0.54
Net Debt / FCF Ratio	0.42	-0.27	-0.54	-0.60	-0.07	-0.19
Quick Ratio	61.89	96.93	182.51	18.76	14.30	15.83
Current Ratio	61.93	97.02	182.69	21.87	17.40	18.05
Asset Turnover	-	0.11	0.17	0.15	0.19	0.20
Return on Equity (ROE)	-	-3.17%	21.03%	12.56%	12.35%	18.00%
Return on Assets (ROA)	-	-0.36%	3.27%	1.15%	0.61%	1.52%
Return on Invested Capital (ROIC)	3.26%	7.36%	19.65%	7.65%	4.43%	10.96%
Earnings Yield	-0.64%	-1.66%	13.60%	8.85%	7.85%	10.77%
FCF Yield	1.32%	7.91%	5.13%	12.85%	36.96%	23.14%
Dividend Yield	4.77%	4.91%	10.97%	12.40%	5.81%	10.36%
Payout Ratio	-	-	98.05%	91.50%	50.19%	80.47%
Buyback Yield / Dilution	2.03%	2.01%	-1.23%	-1.41%	-0.21%	-0.38%
Total Shareholder Return	6.79%	6.92%	9.75%	10.98%	5.60%	9.98%

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.