Botswana Insurance Holdings Limited (BSM: BIHL)

BSM: BIHL Ratios and Metrics

Market cap in millions BWP. Fiscal year is January - December.

Fiscal Year	Current	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Jan 28, 2025	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Market Capitalization	6,415	5,700	5,001	4,941	4,941	4,941
Market Cap Growth	6.82%	13.99%	1.20%	0%	0%	0%
Enterprise Value	6,231	5,455	4,888	4,779	4,866	4,857
PE Ratio	17.37	7.37	11.30	12.74	9.29	11.31
PS Ratio	2.20	1.67	1.83	1.46	1.50	1.34
PB Ratio	-	1.57	1.32	1.47	1.64	1.67
P/FCF Ratio	13.07	19.49	7.78	2.71	4.32	8.66
P/OCF Ratio	11.50	18.92	7.70	2.51	3.57	5.04
EV/Sales Ratio	2.13	1.59	1.78	1.41	1.48	1.32
EV/EBITDA Ratio	7.96	5.36	13.75	25.93	11.70	15.43
EV/EBIT Ratio	8.14	5.42	14.43	27.81	11.92	15.87
EV/FCF Ratio	12.69	18.66	7.60	2.62	4.26	8.51
Debt / Equity Ratio	-	0.00	0.00	0.00	0.01	0.01
Debt / EBITDA Ratio	-	0.01	0.04	0.05	0.04	0.07
Debt / FCF Ratio	-	0.04	0.03	0.01	0.01	0.04
Quick Ratio	-	20.70	18.75	14.30	15.83	27.19
Current Ratio	-	22.85	21.87	17.40	18.05	28.68
Asset Turnover	-	0.19	0.15	0.19	0.20	0.23
Return on Equity (ROE)	-	21.03%	12.56%	12.35%	18.00%	15.11%
Return on Assets (ROA)	-	3.42%	1.14%	0.61%	1.52%	1.18%
Return on Capital (ROIC)	-	16.85%	5.91%	3.36%	8.49%	6.57%
Earnings Yield	5.79%	13.58%	8.85%	7.85%	10.77%	8.84%
Earnings Yield	5.79%	13.58%	8.85%	7.85%	10.77%	8.84%
FCF Yield	7.65%	5.13%	12.85%	36.96%	23.14%	11.55%
Dividend Yield	8.63%	10.53%	11.90%	5.57%	9.94%	9.10%
Payout Ratio	145.63%	98.22%	91.50%	50.19%	80.47%	84.86%
Buyback Yield / Dilution	-0.91%	-1.02%	-1.41%	-0.21%	-0.38%	-0.40%
Total Shareholder Return	7.72%	9.52%	10.48%	5.36%	9.57%	8.70%

Source: S&P Capital IQ. Insurance template. Financial Sources.