Botswana Insurance Holdings Limited (BSM:BIHL)

BSM:BIHL Statistics

Total Valuation

BSM:BIHL has a market cap or net worth of BWP 6.56 billion. The enterprise value is 6.60 billion.

Market Cap	6.56B
Enterprise Value	6.60B

Important Dates

The next estimated earnings date is Monday, December 1, 2025.

Earnings Date	Dec 1, 2025
Ex-Dividend Date	Oct 8, 2025

Share Statistics

BSM:BIHL has 284.87 million shares outstanding. The number of shares has decreased by -2.03% in one year.

Current Share Class	284.87M
Shares Outstanding	284.87M
Shares Change (YoY)	-2.03%
Shares Change (QoQ)	+5.04%
Owned by Insiders (%)	0.15%
Owned by Institutions (%)	29.35%
Float	168.04M

Valuation Ratios

PE Ratio	n/a
Forward PE	n/a
PS Ratio	3.15
PB Ratio	2.10
P/TBV Ratio	2.17
P/FCF Ratio	74.20
P/OCF Ratio	66.74
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 64.93, with an EV/FCF ratio of 74.73.

EV / Earnings	-153.03
EV / Sales	3.18
EV / EBITDA	64.93
EV / EBIT	94.49
EV / FCF	74.73

Financial Position

The company has a current ratio of 61.93, with a Debt / Equity ratio of 0.06.

Current Ratio	61.93
Quick Ratio	61.89
Debt / Equity	0.06
Debt / EBITDA	n/a
Debt / FCF	1.94
Interest Coverage	-164.97

Financial Efficiency

Return on Equity (ROE)	n/a
Return on Assets (ROA)	n/a
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	-0.83%
Revenue Per Employee	4.79M
Profits Per Employee	-99,452
Employee Count	434
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, BSM:BIHL has paid 112.27 million in taxes.

Income Tax	112.27M
Effective Tax Rate	163.62%

Stock Price Statistics

The stock price has increased by +7.77% in the last 52 weeks. The beta is -0.02, so BSM:BIHL's price volatility has been lower than the market average.

Beta (5Y)	-0.02
52-Week Price Change	+7.77%
50-Day Moving Average	23.02
200-Day Moving Average	22.81
Relative Strength Index (RSI)	99.98
Average Volume (20 Days)	3,570

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, BSM:BIHL had revenue of BWP 2.08 billion and -43.16 million in losses. Loss per share was -0.15.

Revenue	2.08B
Gross Profit	100.31M
Operating Income	-168.60M
Pretax Income	68.62M
Net Income	-43.16M
EBITDA	-144.54M
EBIT	-168.60M
Loss Per Share	-0.15

Balance Sheet

The company has 18.47 billion in cash and 171.57 million in debt, giving a net cash position of -36.88 million or -0.13 per share.

Cash & Cash Equivalents	18.47B
Total Debt	171.57M
Net Cash	-36.88M
Net Cash Per Share	-0.13
Equity (Book Value)	3.12B
Book Value Per Share	10.90
Working Capital	18.50B

Cash Flow

In the last 12 months, operating cash flow was 98.25 million and capital expenditures -9.87 million, giving a free cash flow of 88.38 million.

Operating Cash Flow	98.25M
Capital Expenditures	-9.87M
Free Cash Flow	88.38M
FCF Per Share	0.31

Margins

Gross margin is 4.82%, with operating and profit margins of -8.11% and -2.08%.

Gross Margin	4.82%
Operating Margin	-8.11%
Pretax Margin	3.30%
Profit Margin	-2.08%
EBITDA Margin	-6.95%
EBIT Margin	-8.11%
FCF Margin	4.25%

Dividends & Yields

This stock pays an annual dividend of 1.12, which amounts to a dividend yield of 4.87%.

Dividend Per Share	1.12
Dividend Yield	4.87%
Dividend Growth (YoY)	-48.90%
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	2.03%
Shareholder Yield	6.89%
Earnings Yield	-0.66%
FCF Yield	1.35%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number	n/a
Graham Upside	n/a

Stock Splits

The last stock split was on December 3, 2001. It was a forward split with a ratio of 10.

Last Split Date	Dec 3, 2001
Split Type	Forward
Split Ratio	10

Scores

Altman Z-Score	n/a
Piotroski F-Score	2