BSM:SCBB Income Statement

Financials in millions BWP. Fiscal year is January - December.

Millions BWP. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	1,285	1,191	1,108	1,138	919.29	743.82
Interest Paid on Deposits	590.02	437.54	241.62	332.32	336.14	299.01
Net Interest Income	694.87	753.52	866.22	805.79	583.15	444.81
Net Interest Income Growth	-18.38%	-13.01%	7.50%	38.18%	31.10%	-4.19%
Income From Trading Activities	99.62	39.43	9.63	10.85	81.73	72.08
Gain (Loss) on Sale of Assets	0.05	0.05	0.43	-	-	-
Other Non-Interest Income	143.65	157.83	189.18	224.65	236.19	222.26
Total Non-Interest Income	243.33	197.31	199.24	235.5	317.91	294.34
Non-Interest Income Growth	63.04%	-0.97%	-15.40%	-25.92%	8.01%	1.85%
Revenues Before Loan Losses	938.2	950.83	1,065	1,041	901.06	739.15
Provision for Loan Losses	-5.53	42.03	-35.03	-25.33	42.99	2.72
Revenue	943.73	908.81	1,100	1,067	858.08	736.43
Revenue Growth	-0.84%	-17.42%	3.18%	24.30%	16.52%	3.44%
Salaries and Employee Benefits	248.53	242.26	253.08	249.92	222.81	236.31
Occupancy Expenses	29.59	33.32	38.17	37.58	40.66	41.43
Selling, General & Administrative	280.49	279.51	316	371.92	331.7	358.71
Total Non-Interest Expense	558.61	555.09	607.25	659.42	595.17	636.45
EBT Excluding Unusual Items	385.11	353.72	493.24	407.2	262.9	99.98
Asset Writedown	-9.83	-9.83	-10.46	-	-	-
Other Unusual Items	-	-	-	-	1.88	-
Pretax Income	373.59	342.19	477.68	402.71	253.08	76.97
Income Tax Expense	90.92	81.19	131.18	95.34	51.25	16.66
Net Income	282.68	261	346.5	307.37	201.83	60.31
Preferred Dividends & Other Adjustments	30.72	30.72	31.66	30.3	30.3	30.3
Net Income to Common	251.96	230.28	314.84	277.07	171.53	30.01
Net Income Growth	1.48%	-26.86%	13.63%	61.53%	471.54%	-39.64%
Basic Shares Outstanding	-	296	296	296	296	296
Diluted Shares Outstanding	-	296	296	296	296	296
Shares Change	-	-	-	-	-	-
EPS (Basic)	-	0.78	1.06	0.94	0.58	0.10
EPS (Diluted)	-	0.78	1.06	0.94	0.58	0.10
EPS Growth	-	-26.86%	13.63%	61.53%	471.55%	-39.64%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	-	-	1.055	1.030	0.682	0.204
Dividend Growth	-	-	2.46%	51.03%	234.31%	27.42%
Effective Tax Rate	24.34%	23.73%	27.46%	23.67%	20.25%	21.64%