Tatra banka, a.s. (BSSE:1TAT01DE)

Tatra banka, a.s. Income Statement

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	765.58	804.52	708.73	343.85	274.09	291.35
Interest Income on Investments	4	3.55	0.7	7.8	45.9	9.72
Total Interest Income	769.58	808.07	709.42	351.64	319.99	301.07
Interest Paid on Deposits	245.06	328.35	305.06	30.02	20.15	9.38
Net Interest Income	524.52	479.72	404.36	321.62	299.84	291.69
Net Interest Income Growth (YoY)	12.86%	18.64%	25.73%	7.26%	2.79%	-0.53%
Gain (Loss) on Sale of Assets	0.61	-0	-0.21	4.45	-3.42	1.87
Gain (Loss) on Sale of Investments	-0	-	-0.32	0.22	0.62	0.38
Other Non-Interest Income	232.6	231.71	209.02	198.94	182.69	165.93
Total Non-Interest Income	233.21	231.71	208.49	203.61	179.89	168.19
Non-Interest Income Growth (YoY)	5.60%	11.13%	2.40%	13.19%	6.96%	-6.22%
Revenues Before Loan Losses	757.73	711.43	612.86	525.23	479.72	459.88
Provision for Loan Losses	39.89	25.76	29.6	44.28	24.29	64.08
Revenue	717.84	685.67	583.26	480.95	455.43	395.8
Revenue Growth (YoY)	6.77%	17.56%	21.27%	5.60%	15.07%	-12.50%
Selling, General & Administrative	327.87	303.83	273.14	244.07	230.16	231.19
Other Non-Interest Expense	62.33	81.31	7.71	11.66	13.62	37.52
Total Non-Interest Expense	390.2	385.13	280.85	255.72	243.79	268.72
EBT Excluding Unusual Items	327.64	300.54	302.41	225.22	211.65	127.08
Asset Writedown	0.02	-2.29	-1.98	-3.75	-0.03	-3.39
Legal Settlements	10.99	0.97	0.45	10.3	-1.31	16.29
Pretax Income	338.65	299.22	300.88	231.77	210.3	139.98
Income Tax Expense	63.81	57.45	63.72	45	48.25	34.28
Net Income	274.85	241.76	237.16	186.78	162.05	105.71
Net Income to Common	274.85	241.76	237.16	186.78	162.05	105.71
Net Income Growth	13.17%	1.94%	26.98%	15.25%	53.30%	-21.74%
Basic Shares Outstanding	0	0	0	0	0	0
Diluted Shares Outstanding	0	0	0	0	0	0
Shares Change (YoY)	0.01%	0.04%	0.01%	0.03%	0.32%	-0.16%
EPS (Basic)	3423.19	3011.53	2955.45	2327.73	2020.25	1321.95
EPS (Diluted)	3423.19	3011.53	2955.45	2327.73	2020.25	1321.95
EPS Growth	13.16%	1.90%	26.97%	15.22%	52.82%	-21.62%
Dividend Per Share	2294.000	2294.000	1932.000	1232.000	1432.000	848.000
Dividend Growth	18.74%	18.74%	56.82%	-13.97%	68.87%	-
Effective Tax Rate	18.84%	19.20%	21.18%	19.41%	22.94%	24.49%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.