Tatra banka, a.s. Income Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	759.92	804.52	708.73	343.85	274.09
Interest Income on Investments	2.84	3.55	0.7	7.8	45.9
Total Interest Income	762.76	808.07	709.42	351.64	319.99
Interest Paid on Deposits	223.2	328.35	305.06	30.02	20.15
Net Interest Income	539.55	479.72	404.36	321.62	299.84
Net Interest Income Growth (YoY)	12.47%	18.64%	25.73%	7.26%	2.79%
Gain (Loss) on Sale of Assets	0.48	-0	-0.21	4.45	-3.42
Gain (Loss) on Sale of Investments	-0	-	-0.32	0.22	0.62
Other Non-Interest Income	231.66	231.71	209.02	198.94	182.69
Total Non-Interest Income	232.13	231.71	208.49	203.61	179.89
Non-Interest Income Growth (YoY)	0.18%	11.13%	2.40%	13.19%	6.96%
Revenues Before Loan Losses	771.69	711.43	612.86	525.23	479.72
Provision for Loan Losses	33.59	25.76	29.6	44.28	24.29
Revenue	738.1	685.67	583.26	480.95	455.43
Revenue Growth (YoY)	7.65%	17.56%	21.27%	5.60%	15.07%
Selling, General & Administrative	335.44	303.83	273.14	244.07	230.16
Other Non-Interest Expense	66.77	81.31	7.71	11.66	13.62
Total Non-Interest Expense	402.21	385.13	280.85	255.72	243.79
EBT Excluding Unusual Items	335.89	300.54	302.41	225.22	211.65
Asset Writedown	-1.04	-2.29	-1.98	-3.75	-0.03
Legal Settlements	10.04	0.97	0.45	10.3	-1.31
Pretax Income	344.89	299.22	300.88	231.77	210.3
Income Tax Expense	78.99	57.45	63.72	45	48.25
Net Income	265.91	241.76	237.16	186.78	162.05
Net Income to Common	265.91	241.76	237.16	186.78	162.05
Net Income Growth	9.99%	1.94%	26.98%	15.25%	53.30%
Basic Shares Outstanding	0	0	0	0	0
Diluted Shares Outstanding	0	0	0	0	0
Shares Change (YoY)	0.03%	0.04%	0.01%	0.03%	0.32%
EPS (Basic)	3311.16	3011.53	2955.45	2327.73	2020.25
EPS (Diluted)	3311.16	3011.53	2955.45	2327.73	2020.25
EPS Growth	9.95%	1.90%	26.97%	15.22%	52.82%
Dividend Per Share	2488.000	2294.000	1932.000	1232.000	1432.000
Dividend Growth	8.46%	18.74%	56.82%	-13.97%	68.87%
Effective Tax Rate	22.90%	19.20%	21.18%	19.41%	22.94%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.