Tatra banka, a.s. Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Mar '25 Mar 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Cash & Equivalents	186.21	253.5	251	226.35	167.53	142.19	Upgrade
Investment Securities	4,888	4,226	3,550	2,991	2,420	2,258	Upgrade
Trading Asset Securities	79.72	91.86	77.33	73.61	98.33	68.74	Upgrade
Total Investments	4,968	4,318	3,627	3,064	2,518	2,327	Upgrade
Gross Loans	15,063	14,833	14,438	14,028	12,735	11,569	Upgrade
Allowance for Loan Losses	-250.27	-250.97	-246.28	-245.06	-238.76	-223.65	Upgrade
Other Adjustments to Gross Loans	-45.92	-48.97	-47.72	-34.81	-23.24	-17.51	Upgrade
Net Loans	14,767	14,533	14,144	13,748	12,473	11,328	Upgrade
Property, Plant & Equipment	101.55	87.42	90.49	92.82	96.25	109.87	Upgrade
Goodwill	12.88	12.88	12.88	12.88	12.88	12.22	Upgrade
Other Intangible Assets	53.93	55.42	54.09	51.87	52.9	45.05	Upgrade
Investments in Real Estate	-	-	-	-	-	0	Upgrade
Other Receivables	0.03	0.1	0.07	0.43	43.23	40.4	Upgrade
Restricted Cash	177.49	1,498	3,955	4,435	4,068	1,572	Upgrade
Other Current Assets	70.83	88.24	50.66	44.1	40.02	26.46	Upgrade
Long-Term Deferred Tax Assets	50.95	55.76	44.2	46.7	38.16	36.27	Upgrade
Other Long-Term Assets	4	1.98	1.8	2.02	1.25	1.24	Upgrade
Total Assets	20,393	20,903	22,231	21,725	19,512	15,641	Upgrade
Accrued Expenses	31.07	41.09	36.39	29.84	26.37	25.67	Upgrade
Interest Bearing Deposits	3,738	3,298	3,373	2,513	1,032	814.02	Upgrade
Non-Interest Bearing Deposits	11,821	12,341	12,281	12,832	12,457	11,460	Upgrade
Total Deposits	15,559	15,639	15,654	15,345	13,489	12,274	Upgrade
Short-Term Borrowings	382.53	361	219.04	245.3	186.56	53.24	Upgrade
Current Portion of Long-Term Debt	655.6	104.28	2,313	934.84	-	58.87	Upgrade
Current Portion of Leases	10.76	11.24	11.08	10.64	11.11	10.45	Upgrade
Current Income Taxes Payable	9.59	14.73	14.79	7.52	13.21	4.03	Upgrade
Other Current Liabilities	-	-	-	4.72	24.33	36.36	Upgrade
Long-Term Debt	1,844	2,891	2,230	3,537	4,182	1,695	Upgrade
Long-Term Leases	25.21	26.79	32.6	36.32	38.78	40.92	Upgrade
Pension & Post-Retirement Benefits	6.28	6.28	5.56	4.49	5.38	5.36	Upgrade
Long-Term Deferred Tax Liabilities	-	-	-	-	0.72	-	Upgrade
Other Long-Term Liabilities	298.51	110.02	91.54	84.67	101.18	91.01	Upgrade
Total Liabilities	18,822	19,205	20,609	20,240	18,079	14,295	Upgrade
Preferred Stock, Non-Redeemable	7.45	7.45	-	-	-	-	Upgrade
Total Preferred Equity	7.45	7.45	-	-	-	-	Upgrade
Common Stock	56.87	56.87	64.33	64.33	64.33	64.33	Upgrade
Additional Paid-In Capital	298.81	298.81	298.65	298.45	298.41	298.1	Upgrade
Retained Earnings	1,096	1,224	1,148	1,018	951.94	864.2	Upgrade
Treasury Stock	-2.5	-2.22	-1.2	-2.41	-0.36	-1.41	Upgrade
Comprehensive Income & Other	113.48	113.47	112.2	106.49	118.48	120.03	Upgrade
Total Common Equity	1,563	1,691	1,622	1,484	1,433	1,345	Upgrade
Shareholders' Equity	1,570	1,699	1,622	1,484	1,433	1,345	Upgrade
Total Liabilities & Equity	20,393	20,903	22,231	21,725	19,512	15,641	Upgrade
Total Debt	2,918	3,394	4,806	4,764	4,419	1,859	Upgrade
Net Cash (Debt)	-2,600	-2,999	-4,425	-4,419	-4,085	-1,549	Upgrade
Net Cash Per Share	-32387.61	-37360.16	-55145.40	-55069.03	-50920.06	-19366.52	Upgrade
Filing Date Shares Outstanding	0.08	0.08	0.08	0.08	0.08	0.08	Upgrade
Total Common Shares Outstanding	0.08	0.08	0.08	0.08	0.08	0.08	Upgrade
Book Value Per Share	18230.79	19788.65	18932.61	17217.81	17819.20	16730.25	Upgrade
Tangible Book Value	1,496	1,623	1,555	1,420	1,367	1,288	Upgrade
Tangible Book Value Per Share	17398.28	18939.35	18099.74	16412.58	17001.23	16018.07	Upgrade

Source: S&P Global Market Intelligence. Banks template. Financial Sources.