Tatra banka, a.s. Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	177.66	253.5	251	226.35	167.53	142.19
Investment Securities	5,125	4,226	3,550	2,991	2,420	2,258
Trading Asset Securities	81.09	91.86	77.33	73.61	98.33	68.74
Total Investments	5,206	4,318	3,627	3,064	2,518	2,327
Gross Loans	16,026	14,833	14,438	14,028	12,735	11,569
Allowance for Loan Losses	-259.91	-250.97	-246.28	-245.06	-238.76	-223.65
Other Adjustments to Gross Loans	-43.22	-48.97	-47.72	-34.81	-23.24	-17.51
Net Loans	15,723	14,533	14,144	13,748	12,473	11,328
Property, Plant & Equipment	95.63	87.42	90.49	92.82	96.25	109.87
Goodwill	12.88	12.88	12.88	12.88	12.88	12.22
Other Intangible Assets	57.74	55.42	54.09	51.87	52.9	45.05
Investments in Real Estate	-	-	-	-	-	0
Other Receivables	-	0.1	0.07	0.43	43.23	40.4
Restricted Cash	504.44	1,498	3,955	4,435	4,068	1,572
Other Current Assets	57.59	88.24	50.66	44.1	40.02	26.46
Long-Term Deferred Tax Assets	59.85	55.76	44.2	46.7	38.16	36.27
Other Long-Term Assets	3.14	1.98	1.8	2.02	1.25	1.24
Total Assets	21,898	20,903	22,231	21,725	19,512	15,641
Accrued Expenses	40.52	41.09	36.39	29.84	26.37	25.67
Interest Bearing Deposits	3,563	3,298	3,373	2,513	1,032	814.02
Non-Interest Bearing Deposits	12,324	12,341	12,281	12,832	12,457	11,460
Total Deposits	15,887	15,639	15,654	15,345	13,489	12,274
Short-Term Borrowings	155.96	210.02	219.04	245.3	186.56	53.24
Current Portion of Long-Term Debt	-	255.17	2,313	934.84	-	58.87
Current Portion of Leases	10.2	11.24	11.08	10.64	11.11	10.45
Current Income Taxes Payable	5.76	14.73	14.79	7.52	13.21	4.03
Other Current Liabilities	-	-	-	4.72	24.33	36.36
Long-Term Debt	3,938	2,891	2,230	3,537	4,182	1,695
Long-Term Leases	23.08	26.79	32.6	36.32	38.78	40.92
Pension & Post-Retirement Benefits	6.67	6.28	5.56	4.49	5.38	5.36
Long-Term Deferred Tax Liabilities	-	-	-	-	0.72	-
Other Long-Term Liabilities	117.12	110.02	91.54	84.67	101.18	91.01
Total Liabilities	20,184	19,205	20,609	20,240	18,079	14,295
Common Stock	56.87	64.33	64.33	64.33	64.33	64.33
Additional Paid-In Capital	298.87	298.81	298.65	298.45	298.41	298.1
Retained Earnings	1,238	1,224	1,148	1,018	951.94	864.2
Treasury Stock	-1.19	-2.22	-1.2	-2.41	-0.36	-1.41
Comprehensive Income & Other	114.13	113.47	112.2	106.49	118.48	120.03
Shareholders' Equity	1,714	1,699	1,622	1,484	1,433	1,345
Total Liabilities & Equity	21,898	20,903	22,231	21,725	19,512	15,641
Total Debt	4,127	3,394	4,806	4,764	4,419	1,859
Net Cash (Debt)	-3,811	-2,999	-4,425	-4,419	-4,085	-1,549
Net Cash Per Share	-47462.54	-37360.16	-55145.40	-55069.03	-50920.06	-19366.52
Filing Date Shares Outstanding	0.08	0.08	0.08	0.08	0.08	0.08
Total Common Shares Outstanding	0.08	0.08	0.08	0.08	0.08	0.08
Book Value Per Share	19980.21	19881.34	18932.59	17217.81	17819.20	16730.25
Tangible Book Value	1,636	1,630	1,555	1,420	1,367	1,288
Tangible Book Value Per Share	19101.99	19032.04	18099.73	16412.58	17001.23	16018.07

Source: S&P Global Market Intelligence. Banks template. Financial Sources.