Tatra banka, a.s. Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Cash & Equivalents	177.66	253.5	251	226.35	167.53	142.19	Upgrade
Investment Securities	5,125	4,226	3,550	2,991	2,420	2,258	Upgrade
Trading Asset Securities	81.09	91.86	77.33	73.61	98.33	68.74	Upgrade
Total Investments	5,206	4,318	3,627	3,064	2,518	2,327	Upgrade
Gross Loans	16,026	14,833	14,438	14,028	12,735	11,569	Upgrade
Allowance for Loan Losses	-259.91	-250.97	-246.28	-245.06	-238.76	-223.65	Upgrade
Other Adjustments to Gross Loans	-43.22	-48.97	-47.72	-34.81	-23.24	-17.51	Upgrade
Net Loans	15,723	14,533	14,144	13,748	12,473	11,328	Upgrade
Property, Plant & Equipment	95.63	87.42	90.49	92.82	96.25	109.87	Upgrade
Goodwill	12.88	12.88	12.88	12.88	12.88	12.22	Upgrade
Other Intangible Assets	57.74	55.42	54.09	51.87	52.9	45.05	Upgrade
Investments in Real Estate	-	-	-	-	-	0	Upgrade
Other Receivables	-	0.1	0.07	0.43	43.23	40.4	Upgrade
Restricted Cash	504.44	1,498	3,955	4,435	4,068	1,572	Upgrade
Other Current Assets	57.59	88.24	50.66	44.1	40.02	26.46	Upgrade
Long-Term Deferred Tax Assets	59.85	55.76	44.2	46.7	38.16	36.27	Upgrade
Other Long-Term Assets	3.14	1.98	1.8	2.02	1.25	1.24	Upgrade
Total Assets	21,898	20,903	22,231	21,725	19,512	15,641	Upgrade
Accrued Expenses	40.52	41.09	36.39	29.84	26.37	25.67	Upgrade
Interest Bearing Deposits	3,563	3,298	3,373	2,513	1,032	814.02	Upgrade
Non-Interest Bearing Deposits	12,324	12,341	12,281	12,832	12,457	11,460	Upgrade
Total Deposits	15,887	15,639	15,654	15,345	13,489	12,274	Upgrade
Short-Term Borrowings	155.96	210.02	219.04	245.3	186.56	53.24	Upgrade
Current Portion of Long-Term Debt	-	255.17	2,313	934.84	-	58.87	Upgrade
Current Portion of Leases	10.2	11.24	11.08	10.64	11.11	10.45	Upgrade
Current Income Taxes Payable	5.76	14.73	14.79	7.52	13.21	4.03	Upgrade
Other Current Liabilities	-	-	-	4.72	24.33	36.36	Upgrade
Long-Term Debt	3,938	2,891	2,230	3,537	4,182	1,695	Upgrade
Long-Term Leases	23.08	26.79	32.6	36.32	38.78	40.92	Upgrade
Pension & Post-Retirement Benefits	6.67	6.28	5.56	4.49	5.38	5.36	Upgrade
Long-Term Deferred Tax Liabilities	-	-	-	-	0.72	-	Upgrade
Other Long-Term Liabilities	117.12	110.02	91.54	84.67	101.18	91.01	Upgrade
Total Liabilities	20,184	19,205	20,609	20,240	18,079	14,295	Upgrade
Common Stock	56.87	64.33	64.33	64.33	64.33	64.33	Upgrade
Additional Paid-In Capital	298.87	298.81	298.65	298.45	298.41	298.1	Upgrade
Retained Earnings	1,238	1,224	1,148	1,018	951.94	864.2	Upgrade
Treasury Stock	-1.19	-2.22	-1.2	-2.41	-0.36	-1.41	Upgrade
Comprehensive Income & Other	114.13	113.47	112.2	106.49	118.48	120.03	Upgrade
Shareholders' Equity	1,714	1,699	1,622	1,484	1,433	1,345	Upgrade
Total Liabilities & Equity	21,898	20,903	22,231	21,725	19,512	15,641	Upgrade
Total Debt	4,127	3,394	4,806	4,764	4,419	1,859	Upgrade
Net Cash (Debt)	-3,811	-2,999	-4,425	-4,419	-4,085	-1,549	Upgrade
Net Cash Per Share	-47462.54	-37360.16	-55145.40	-55069.03	-50920.06	-19366.52	Upgrade
Filing Date Shares Outstanding	0.08	0.08	0.08	0.08	0.08	0.08	Upgrade
Total Common Shares Outstanding	0.08	0.08	0.08	0.08	0.08	0.08	Upgrade
Book Value Per Share	19980.21	19881.34	18932.59	17217.81	17819.20	16730.25	Upgrade
Tangible Book Value	1,636	1,630	1,555	1,420	1,367	1,288	Upgrade
Tangible Book Value Per Share	19101.99	19032.04	18099.73	16412.58	17001.23	16018.07	Upgrade

Source: S&P Global Market Intelligence. Banks template. Financial Sources.