Tatra banka, a.s. Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	224.78	253.5	251	226.35	167.53
Investment Securities	4,912	4,103	3,550	2,991	2,420
Trading Asset Securities	65.59	116.67	77.33	73.61	98.33
Total Investments	4,978	4,220	3,627	3,064	2,518
Gross Loans	16,592	14,931	14,438	14,028	12,735
Allowance for Loan Losses	-249.03	-250.97	-246.28	-245.06	-238.76
Other Adjustments to Gross Loans	-41.82	-48.97	-47.72	-34.81	-23.24
Net Loans	16,301	14,631	14,144	13,748	12,473
Property, Plant & Equipment	104.93	87.42	90.49	92.82	96.25
Goodwill	12.88	12.88	12.88	12.88	12.88
Other Intangible Assets	61.57	55.42	54.09	51.87	52.9
Other Receivables	-	0.1	0.07	0.43	43.23
Restricted Cash	1,344	1,498	3,955	4,435	4,068
Other Current Assets	40.47	88.24	50.66	44.1	40.02
Long-Term Deferred Tax Assets	54.93	55.76	44.2	46.7	38.16
Other Long-Term Assets	1.66	1.98	1.8	2.02	1.25
Total Assets	23,123	20,903	22,231	21,725	19,512
Accrued Expenses	47.56	41.09	36.39	29.84	26.37
Interest Bearing Deposits	3,904	3,298	3,373	2,513	1,032
Non-Interest Bearing Deposits	13,260	12,341	12,281	12,832	12,457
Total Deposits	17,164	15,639	15,654	15,345	13,489
Short-Term Borrowings	229.54	361	219.04	245.3	186.56
Current Portion of Long-Term Debt	838.95	104.19	2,313	934.84	-
Current Portion of Leases	10.89	11.24	11.08	10.64	11.11
Current Income Taxes Payable	5.78	14.73	14.79	7.52	13.21
Other Current Liabilities	-	-	-	4.72	24.33
Long-Term Debt	2,904	2,891	2,230	3,537	4,182
Long-Term Leases	25.99	26.79	32.6	36.32	38.78
Pension & Post-Retirement Benefits	6.7	6.28	5.56	4.49	5.38
Long-Term Deferred Tax Liabilities	-	-	-	-	0.72
Other Long-Term Liabilities	119.06	110.02	91.54	84.67	101.18
Total Liabilities	21,352	19,205	20,609	20,240	18,079
Preferred Stock, Non-Redeemable	7.45	7.45	-	-	-
Total Preferred Equity	7.45	7.45	-	-	-
Common Stock	56.87	56.87	64.33	64.33	64.33
Additional Paid-In Capital	298.87	298.81	298.65	298.45	298.41
Retained Earnings	1,296	1,224	1,148	1,018	951.94
Treasury Stock	-1.96	-2.22	-1.2	-2.41	-0.36
Comprehensive Income & Other	114.37	113.47	112.2	106.49	118.48
Total Common Equity	1,764	1,691	1,622	1,484	1,433
Shareholders' Equity	1,772	1,699	1,622	1,484	1,433
Total Liabilities & Equity	23,123	20,903	22,231	21,725	19,512
Total Debt	4,009	3,394	4,806	4,764	4,419
Net Cash (Debt)	-3,523	-2,974	-4,425	-4,419	-4,085
Net Cash Per Share	-43873.96	-37051.16	-55145.40	-55069.03	-50920.06
Filing Date Shares Outstanding	0.08	0.08	0.08	0.08	0.08
Total Common Shares Outstanding	0.08	0.08	0.08	0.08	0.08
Book Value Per Share	20697.75	19788.65	18932.59	17217.81	17819.20
Tangible Book Value	1,690	1,623	1,555	1,420	1,367
Tangible Book Value Per Share	19771.85	18939.35	18099.73	16412.58	17001.23

Source: S&P Global Market Intelligence. Banks template. Financial Sources.