MBH Bank Nyrt (BUD: MBHBANK)

MBH Bank Nyrt Income Statement

Financials in millions HUF. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Interest Income on Loans	671,692	780,138	471,917	70,558	54,336	59,217
Interest Income on Investments	425,738	426,200	207,760	15,511	-	-
Total Interest Income	1,097,430	1,206,338	679,677	86,069	54,336	59,217
Interest Paid on Deposits	316,056	388,040	159,870	12,111	24,668	18,420
Interest Paid on Borrowings	251,113	251,113	153,352	19,992	-	-
Total Interest Expense	567,169	639,153	313,222	32,103	24,668	18,420
Net Interest Income	530,261	567,185	366,455	53,966	29,668	40,797
Net Interest Income Growth (YoY)	-4.89%	54.78%	579.05%	81.90%	-27.28%	-1.27%
Gain (Loss) on Sale of Assets	-5,775	-5,775	-5,551	347	-	-
Gain (Loss) on Sale of Investments	-1,680	-1,680	-6	-316	-317	4,929
Other Non-Interest Income	135,774	126,932	108,410	87,147	29,612	37,997
Total Non-Interest Income	128,319	119,477	102,853	87,178	29,295	42,926
Non-Interest Income Growth (YoY)	17.97%	16.16%	17.98%	197.59%	-31.75%	6.81%
Revenues Before Loan Losses	658,580	686,662	469,308	141,144	58,963	83,723
Provision for Loan Losses	58,281	58,618	65,005	3,305	7,652	-5,350
Revenue	600,299	628,044	404,303	137,839	51,311	89,073
Revenue Growth (YoY)	-4.87%	55.34%	193.32%	168.63%	-42.39%	8.22%
Salaries and Employee Benefits	-	-	-	-	21,421	20,933
Occupancy Expenses	-	-	-	-	9,717	9,655
Selling, General & Administrative	13,053	13,053	5,721	10,021	13,504	12,483
Other Non-Interest Expense	392,661	395,680	297,896	66,148	-	5,502
Total Non-Interest Expense	407,970	410,989	300,913	72,057	42,093	45,536
EBT Excluding Unusual Items	192,329	217,055	103,390	65,782	9,218	43,537
Other Unusual Items	4,821	4,821	-	-	-	-
Pretax Income	197,150	221,876	103,390	65,782	9,218	43,368
Income Tax Expense	36,080	38,686	12,222	5,799	795	-780
Earnings From Continuing Operations	161,070	183,190	91,168	59,983	8,423	44,148
Minority Interest in Earnings	-6,511	-6,511	-2,226	-	-	-
Net Income	154,559	176,679	88,942	59,983	8,423	44,148
Net Income to Common	154,559	176,679	88,942	59,983	8,423	44,148
Net Income Growth	-20.14%	98.65%	48.28%	612.13%	-80.92%	75.66%
Basic Shares Outstanding	323	322	260	100	100	100
Diluted Shares Outstanding	323	322	260	100	100	100
Shares Change (YoY)	-0.00%	24.05%	159.78%	-	0.09%	2.73%
EPS (Basic)	479.21	548.25	342.37	599.83	84.23	441.90
EPS (Diluted)	478.95	548.00	342.00	599.83	84.23	441.90
EPS Growth	-20.14%	60.23%	-42.98%	612.13%	-80.94%	71.28%
Effective Tax Rate	18.30%	17.44%	11.82%	8.82%	8.62%	-

Source: S&P Capital IQ. Banks template. Financial Sources.