MBH Bank Nyrt Cash Flow Statement

Financials in millions HUF. Fiscal year is January - December.

Millions HUF. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	154,471	190,854	176,679	88,942	59,983
Depreciation & Amortization	23,733	22,209	18,269	-21,113	2,598
Other Amortization	22,178	20,423	17,029	48,080	-
Gain (Loss) on Sale of Assets	-	-	-	-	-2,152
Gain (Loss) on Sale of Investments	-109,204	83,290	49,211	50,022	23,581
Total Asset Writedown	-254	112	357	353	131
Provision for Credit Losses	-8,669	-14,717	-67,637	39,410	2,339
Change in Trading Asset Securities	478,757	-306,458	-12,112	-439,993	-81,097
Change in Other Net Operating Assets	308,800	-79,278	-380,403	449,446	-77,202
Other Operating Activities	79,714	-48,921	-61,199	-101,440	6,412
Operating Cash Flow	949,526	-132,486	-259,806	113,707	-65,407
Capital Expenditures	-81,124	-64,118	-49,111	-117,711	-11,625
Sale of Property, Plant and Equipment	6,522	4,004	317	87,847	9,528
Cash Acquisitions	-	-11,556	35,017	441,128	-1,607
Investment in Securities	-160,210	-384,009	-154,018	-362,872	127,028
Other Investing Activities	-	-	-	5,001	3,650
Investing Cash Flow	-234,812	-455,679	-167,795	53,393	126,974
Long-Term Debt Issued	755,042	495,774	261,841	50,885	108,768
Long-Term Debt Repaid	-1,378,246	-673,427	-212,969	-147,287	-2,837
Net Debt Issued (Repaid)	-623,204	-177,653	48,872	-96,402	105,931
Issuance of Common Stock	67,798	-	-	208,221	-
Repurchase of Common Stock	-42,122	-55,440	-	-	-
Common Dividends Paid	-17,162	-49,692	-25,093	-4,300	-
Net Increase (Decrease) in Deposit Accounts	285,088	580,406	383,222	209,702	356,106
Financing Cash Flow	-329,602	297,621	407,001	317,221	462,037
Foreign Exchange Rate Adjustments	-8,968	19,575	7,174	22,024	-1,259
Net Cash Flow	376,144	-270,969	-13,426	506,345	522,345
Free Cash Flow	868,402	-196,604	-308,917	-4,004	-77,032
Free Cash Flow Margin	123.82%	-29.39%	-48.69%	-0.99%	-55.88%
Free Cash Flow Per Share	2885.06	-612.47	-958.60	-15.41	-770.32
Cash Interest Paid	505,428	489,223	669,618	313,222	37,857
Cash Income Tax Paid	35,311	40,092	25,732	9,129	3,567

Source: S&P Global Market Intelligence. Banks template. Financial Sources.