MBH Bank Nyrt Cash Flow Statement

Financials in millions HUF. Fiscal year is January - December.

Millions HUF. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	197,390	176,679	88,942	59,983	8,423
Depreciation & Amortization	22,209	18,269	-21,113	2,598	4,012
Other Amortization	20,423	17,029	48,080	-	-
Gain (Loss) on Sale of Assets	-	-	-	-2,152	-6,372
Gain (Loss) on Sale of Investments	83,290	49,211	50,022	23,581	5,922
Total Asset Writedown	112	357	353	131	476
Provision for Credit Losses	-14,717	-67,637	39,410	2,339	-389
Change in Trading Asset Securities	-306,458	-12,112	-439,993	-81,097	-5,069
Change in Other Net Operating Assets	-100,524	-380,403	449,446	-77,202	-212,065
Other Operating Activities	-33,459	-61,199	-101,440	6,412	1,598
Operating Cash Flow	-131,734	-259,806	113,707	-65,407	-203,464
Capital Expenditures	-64,118	-49,111	-117,711	-11,625	-6,190
Sale of Property, Plant and Equipment	4,004	317	87,847	9,528	10,703
Cash Acquisitions	-11,556	35,017	441,128	-1,607	-
Investment in Securities	-399,471	-154,018	-362,872	127,028	-577,226
Purchase / Sale of Intangibles	-	-	-	-	-8,288
Other Investing Activities	-	-	5,001	3,650	8,914
Investing Cash Flow	-471,141	-167,795	53,393	126,974	-572,087
Long-Term Debt Issued	112,039	261,841	50,885	108,768	394,287
Long-Term Debt Repaid	-274,918	-212,969	-147,287	-2,837	-15,012
Net Debt Issued (Repaid)	-162,879	48,872	-96,402	105,931	379,275
Issuance of Common Stock	-	-	208,221	-	-
Repurchase of Common Stock	-55,440	-	-	-	-
Common Dividends Paid	-49,692	-25,093	-4,300	-	-
Net Increase (Decrease) in Deposit Accounts	580,406	383,222	209,702	356,106	635,732
Other Financing Activities	-	-	-	-	-489
Financing Cash Flow	312,395	407,001	317,221	462,037	1,014,518
Foreign Exchange Rate Adjustments	19,575	7,174	22,024	-1,259	-172
Net Cash Flow	-270,905	-13,426	506,345	522,345	238,795
Free Cash Flow	-195,852	-308,917	-4,004	-77,032	-209,654
Free Cash Flow Margin	-29.27%	-48.69%	-0.99%	-55.88%	-408.60%
Free Cash Flow Per Share	-609.57	-958.60	-15.41	-770.32	-2096.54
Cash Interest Paid	489,223	669,618	313,222	37,857	37,900
Cash Income Tax Paid	40,092	25,732	9,129	3,567	1,724

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.