OTP Bank Nyrt. (BUD:OTP)
Hungary · Delayed Price · Currency is HUF 45,380
-640 (-1.39%)
At close: Jul 24, 2026
OTP Bank Nyrt. Financials Overview
Financials in millions HUF. Fiscal year is January - December.
Millions HUF. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 2,942,486 | 2,863,307 | 2,543,103 | 2,171,681 | 1,418,269 | 1,292,217 |
Revenue Growth | 11.30% | 12.59% | 17.10% | 53.12% | 9.75% | 24.24% |
Net Income Net Income Growth | 1,129,699 | 1,140,698 | 1,071,913 | 988,658 | 346,354 | 455,476 |
Earnings Per Share EPS Growth | 4412.84 | 4434.00 | 4050.65 | 3692.65 | 1288.15 | 1738.00 |
EPS Growth | 13.66% | 9.46% | 9.70% | 186.66% | -25.88% | 73.17% |
| Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
OTP Core (Hungary) OTP Core (Hungary) Growth | 977,180 | 877,755 | 349,779 | 675,369 | 548,497 |
DSK Group (Bulgaria) DSK Group (Bulgaria) Growth | 378,810 | 357,350 | 318,884 | 219,842 | 159,532 |
OTP Bank Slovenia OTP Bank Slovenia Growth | 228,617 | 243,361 | 216,381 | 58,431 | 44,187 |
OTP Bank Hrvatska D.D. (Croatia) OTP Bank Hrvatska D.D. (Croatia) Growth | 146,796 | 149,310 | 123,854 | 109,143 | 90,502 |
OTP Banka Srbija A.D. (Serbia) OTP Banka Srbija A.D. (Serbia) Growth | 156,208 | 139,866 | 121,117 | 88,040 | 83,106 |
JSCMB Ipoteka Bank (Uzbekistan) JSCMB Ipoteka Bank (Uzbekistan) Growth | 111,012 | 114,296 | 14,735 | - | - |
OTP Bank Ukraine OTP Bank Ukraine Growth | 104,092 | 110,861 | 120,747 | 21,214 | 77,870 |
Crnogorska Komercijalna Banka A.D. (Montenegro) Crnogorska Komercijalna Banka A.D. (Montenegro) Growth | 47,555 | 47,605 | 41,324 | 29,467 | - |
OTP Bank Albania SHA (Albania) OTP Bank Albania SHA (Albania) Growth | 39,998 | 40,048 | 33,231 | 22,737 | 12,518 |
OTP Bank Moldova OTP Bank Moldova Growth | 26,549 | 26,753 | 28,381 | 21,935 | 14,609 |
JSC OTP Bank (Russia) and Touch Bank JSC OTP Bank (Russia) and Touch Bank Growth | 423,075 | 288,730 | 207,376 | 127,448 | 105,083 |
Merkantil (Hungary) Merkantil (Hungary) Growth | 26,718 | 30,559 | 10,556 | 23,697 | 20,198 |
Eliminations Eliminations Growth | -21,483 | -4,377 | -21,831 | -15,059 | -8,068 |
Unallocated Adjustments on The Accounting in Recognized Income Unallocated Adjustments on The Accounting in Recognized Income Growth | -147,658 | -5,075 | -167,737 | -87,097 | 25,482 |
Asset Management Subsidiaries Asset Management Subsidiaries Growth | 35,154 | 34,116 | 22,386 | 15,799 | 11,064 |
Other Subsidiaries Other Subsidiaries Growth | 77,278 | 71,850 | 42,792 | 70,950 | 51,213 |
OTP Bank Romania S.A. (Romania) OTP Bank Romania S.A. (Romania) Growth | - | 29,153 | 71,406 | 51,502 | 39,877 |
Total Total Growth | 2,609,901 | 2,552,161 | 1,533,381 | 1,433,418 | 1,299,622 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 7,221,743 | 5,146,139 | 6,458,276 | 6,913,388 | 4,419,258 | 3,654,225 |
Total Debt Total Debt Growth | 5,683,412 | 4,927,510 | 5,413,824 | 5,084,083 | 3,392,819 | 2,675,319 |
Net Cash (Debt) Net Cash Growth | 1,538,331 | 218,629 | 1,044,452 | 1,829,305 | 1,026,439 | 978,906 |
Net Cash Growth | 151.92% | -79.07% | -42.90% | 78.22% | 4.86% | 2.94% |
Net Cash Per Share Net Cash Per Share Growth | 6009.23 | 849.86 | 3946.50 | 6832.46 | 3817.56 | 3734.93 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 60,126 | -1,694,568 | -1,659,125 | -432,744 | -2,639,119 | -1,652,110 |
Capital Expenditures CapEx Growth | -387,187 | -387,187 | -304,156 | -300,002 | -275,017 | -300,715 |
Free Cash Flow Free Cash Flow Growth | -327,061 | -2,081,755 | -1,963,281 | -732,746 | -2,914,136 | -1,952,825 |
Free Cash Flow Growth | - | - | - | - | - | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Profit Margin | 38.39% | 39.84% | 42.15% | 45.52% | 24.42% | 35.25% |
FCF Margin | -11.12% | -72.70% | -77.20% | -33.74% | -205.47% | -151.12% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jul '26 Jul 26, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 1071.430 | 1071.430 | 964.280 | 539.500 | 300.000 | 430.407 |
Dividend Per Share Growth | 13.40% | 11.11% | 78.74% | 79.83% | -30.30% | - |
Dividend Yield | 2.36% | 3.14% | 4.74% | 3.75% | 3.35% | 3.06% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jul '26 Jul 26, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 10.28 | 8.23 | 5.57 | 4.47 | 8.16 | 10.16 |
Forward PE | 9.57 | 8.00 | 5.87 | 4.86 | 5.42 | 8.28 |
PS Ratio | 4.10 | 3.28 | 2.35 | 2.03 | 1.99 | 3.58 |