First Investment Bank AD (BUL:FIB)
Bulgaria
· Delayed Price · Currency is BGN 5.08
-0.08 (-1.55%)
At close: Jun 3, 2025
First Investment Bank AD Income Statement
Financials in millions BGN. Fiscal year is January - December.
Millions BGN. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
| Interest Income on Loans | 554.3 | 538.22 | 452.55 | 342.54 | 334.31 | 313.86 | Upgrade
|
| Interest Paid on Deposits | 77.98 | 71.56 | 45.79 | 46.33 | 51.85 | 64.19 | Upgrade
|
| Net Interest Income | 476.32 | 466.67 | 406.76 | 296.21 | 282.47 | 249.68 | Upgrade
|
| Net Interest Income Growth (YoY) | 12.16% | 14.73% | 37.32% | 4.87% | 13.13% | 1.20% | Upgrade
|
| Income From Trading Activities | 26.9 | 28.39 | 25.05 | 20.47 | 15.74 | 12.53 | Upgrade
|
| Gain (Loss) on Sale of Assets | 4.76 | 4.76 | 1.62 | -3.22 | 0.02 | -0.37 | Upgrade
|
| Gain (Loss) on Sale of Investments | 4.43 | 4.43 | 5.65 | -0.3 | 0.03 | 2.19 | Upgrade
|
| Other Non-Interest Income | 147.19 | 113.71 | 126.43 | 159.57 | 136.74 | 109.31 | Upgrade
|
| Total Non-Interest Income | 183.27 | 151.29 | 158.75 | 176.52 | 152.52 | 123.66 | Upgrade
|
| Non-Interest Income Growth (YoY) | 36.57% | -4.70% | -10.07% | 15.73% | 23.34% | -54.02% | Upgrade
|
| Revenues Before Loan Losses | 659.59 | 617.96 | 565.51 | 472.73 | 434.99 | 373.34 | Upgrade
|
| Provision for Loan Losses | 202.83 | 199.8 | 144.48 | 140.23 | 125.66 | 98.71 | Upgrade
|
| Revenue | 456.76 | 418.16 | 421.03 | 332.5 | 309.32 | 274.63 | Upgrade
|
| Revenue Growth (YoY) | 11.73% | -0.68% | 26.63% | 7.49% | 12.63% | -30.64% | Upgrade
|
| Salaries and Employee Benefits | - | - | - | - | - | 67.74 | Upgrade
|
| Occupancy Expenses | - | - | - | - | - | 48.18 | Upgrade
|
| Selling, General & Administrative | 250.19 | 249.87 | 238.28 | 217.85 | 192.08 | 77.89 | Upgrade
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| Other Non-Interest Expense | 14.66 | 11.35 | 4.39 | 19.37 | 23.26 | 31.57 | Upgrade
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| Total Non-Interest Expense | 264.85 | 261.22 | 242.67 | 237.22 | 215.34 | 225.38 | Upgrade
|
| EBT Excluding Unusual Items | 191.91 | 156.94 | 178.36 | 95.28 | 93.98 | 49.26 | Upgrade
|
| Asset Writedown | 6.02 | 6.02 | - | 14.77 | 30.34 | 2.31 | Upgrade
|
| Legal Settlements | 0.63 | 0.63 | -0.6 | 0.08 | 0.51 | -0.07 | Upgrade
|
| Pretax Income | 198.55 | 163.59 | 177.76 | 110.13 | 124.83 | 51.5 | Upgrade
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| Income Tax Expense | 21.54 | 18.31 | 19.48 | 12.14 | 13.42 | 5.98 | Upgrade
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| Earnings From Continuing Operations | 177.01 | 145.28 | 158.29 | 97.99 | 111.41 | 45.52 | Upgrade
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| Minority Interest in Earnings | -1.19 | -0.49 | -0.71 | -0.75 | -0.81 | -0.54 | Upgrade
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| Net Income | 175.82 | 144.79 | 157.57 | 97.24 | 110.6 | 44.97 | Upgrade
|
| Net Income to Common | 175.82 | 144.79 | 157.57 | 97.24 | 110.6 | 44.97 | Upgrade
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| Net Income Growth | 22.33% | -8.11% | 62.04% | -12.07% | 145.91% | -67.31% | Upgrade
|
| Basic Shares Outstanding | 148 | 149 | 149 | 149 | 149 | 126 | Upgrade
|
| Diluted Shares Outstanding | 148 | 149 | 149 | 149 | 149 | 126 | Upgrade
|
| Shares Change (YoY) | -0.94% | - | - | - | 18.00% | 14.85% | Upgrade
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| EPS (Basic) | 1.18 | 0.97 | 1.06 | 0.65 | 0.74 | 0.36 | Upgrade
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| EPS (Diluted) | 1.18 | 0.97 | 1.06 | 0.65 | 0.74 | 0.36 | Upgrade
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| EPS Growth | 23.49% | -8.11% | 62.04% | -12.07% | 108.39% | -71.54% | Upgrade
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| Effective Tax Rate | 10.85% | 11.19% | 10.96% | 11.02% | 10.75% | 11.62% | Upgrade
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Updated Jan 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.