First Investment Bank AD (BUL:FIB)
Bulgaria · Delayed Price · Currency is EUR 5.30
-0.10 (-1.85%)
At close: Nov 13, 2026
First Investment Bank AD Cash Flow Statement
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 116.11 | 96.28 | 74.22 | 80.56 | 49.71 | 56.55 |
Depreciation & Amortization | 20.58 | 20.76 | 26.29 | 5.08 | 5.02 | 22.74 |
Other Amortization | 6.04 | 3.06 | - | 2.23 | 1.61 | 1.45 |
Gain (Loss) on Sale of Assets | -2.95 | -3.15 | -9.36 | -3.94 | 0.28 | 2.98 |
Gain (Loss) on Sale of Investments | 0.04 | 0.05 | -0.01 | 0 | -0.01 | 0.1 |
Total Asset Writedown | -18.16 | -45.45 | -3.09 | - | -7.55 | -15.51 |
Provision for Credit Losses | 103.35 | 86.68 | 102.06 | 74.28 | 71.78 | 63.9 |
Change in Trading Asset Securities | 612.91 | -10.16 | -569.68 | -317.24 | 267.14 | -140.63 |
Change in Other Net Operating Assets | -538.51 | -727.22 | -603.1 | -566.67 | -191.52 | -292.25 |
Other Operating Activities | -35.49 | -19.58 | 33.58 | 43.56 | 37.63 | -4.4 |
Operating Cash Flow | 263.92 | -598.74 | -949.1 | -682.14 | 234.09 | -305.08 |
Operating Cash Flow Growth | - | - | - | - | - | - |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -15.4 | -22.55 | -111.2 | -15.08 | -21.47 | -7.38 |
Sale of Property, Plant and Equipment | 0.04 | 0.04 | 0.03 | 0.12 | 0.01 | 0.02 |
Investment in Securities | -2,039 | 65.3 | 286.37 | 295.57 | -870.1 | -59.5 |
Other Investing Activities | 10.53 | 11.94 | 31.09 | 20.13 | 23.58 | 7.36 |
Investing Cash Flow | -2,044 | 54.73 | 206.28 | 300.74 | -867.98 | -59.51 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Long-Term Debt Issued | - | 293.05 | 144.18 | 164.89 | 2.08 | 35.59 |
Long-Term Debt Repaid | - | - | - | - | -24.23 | - |
Net Debt Issued (Repaid) | 504.96 | 293.05 | 144.18 | 164.89 | -22.15 | 35.59 |
Net Increase (Decrease) in Deposit Accounts | 950.52 | 784.19 | 844.79 | 437.73 | 762.94 | 234.32 |
Financing Cash Flow | 1,455 | 1,077 | 988.97 | 602.63 | 740.79 | 269.91 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | -324.89 | 533.23 | 246.16 | 221.22 | 106.9 | -94.67 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 248.52 | -621.29 | -1,060 | -697.22 | 212.62 | -312.46 |
Free Cash Flow Growth | - | - | - | - | - | - |
Free Cash Flow Margin | 88.94% | -290.70% | -494.66% | -323.89% | 125.10% | -197.53% |
Free Cash Flow Per Share | 1.67 | -4.17 | -7.11 | -4.68 | 1.43 | -2.10 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 87.13 | 50.74 | 34.71 | 21.67 | 30.77 | 37.19 |
Cash Income Tax Paid | 15.28 | 23.34 | 7.95 | 9.71 | 4.26 | 2.58 |