First Investment Bank AD (BUL:FIB)

First Investment Bank AD Income Statement

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	319.29	299.21	275.89	231.38	175.1	170.96
Interest Paid on Deposits	62.97	56.34	36.68	23.41	23.68	26.51
Net Interest Income	256.32	242.87	239.21	207.97	151.41	144.44
Net Interest Income Growth (YoY)	5.31%	1.53%	15.03%	37.35%	4.83%	13.18%
Income From Trading Activities	14.23	14.22	14.55	12.8	10.47	8.05
Gain (Loss) on Sale of Assets	0.94	0.81	2.44	0.83	-1.65	0.01
Gain (Loss) on Sale of Investments	1.45	1.42	2.27	2.89	-0.15	0.01
Other Non-Interest Income	39.54	40.73	58.29	64.64	81.57	69.92
Total Non-Interest Income	56.15	57.19	77.55	81.16	90.23	77.99
Non-Interest Income Growth (YoY)	-39.58%	-26.26%	-4.45%	-10.05%	15.69%	23.39%
Revenues Before Loan Losses	312.47	300.06	316.77	289.13	241.65	222.44
Provision for Loan Losses	88.64	86.34	102.42	73.87	71.68	64.26
Revenue	223.83	213.72	214.35	215.26	169.96	158.18
Revenue Growth (YoY)	-3.81%	-0.29%	-0.42%	26.65%	7.45%	12.68%
Selling, General & Administrative	146.48	139.66	128.08	121.83	111.36	98.23
Other Non-Interest Expense	11.54	10.44	5.82	2.24	9.9	11.89
Total Non-Interest Expense	158.02	150.1	133.9	124.07	121.26	110.12
EBT Excluding Unusual Items	65.81	63.62	80.45	91.19	48.7	48.06
Asset Writedown	46.28	45.45	3.09	-	7.55	15.51
Legal Settlements	-0.32	-0.32	0.32	-0.3	0.04	0.26
Pretax Income	111.77	108.75	83.86	90.89	56.29	63.84
Income Tax Expense	12.2	11.98	9.38	9.96	6.21	6.86
Earnings From Continuing Operations	99.57	96.77	74.47	80.93	50.09	56.97
Minority Interest in Earnings	-0.25	-0.5	-0.25	-0.36	-0.38	-0.42
Net Income	99.33	96.28	74.22	80.56	49.71	56.55
Net Income to Common	99.33	96.28	74.22	80.56	49.71	56.55
Net Income Growth	10.55%	29.72%	-7.87%	62.08%	-12.11%	146.01%
Basic Shares Outstanding	149	149	149	149	149	149
Diluted Shares Outstanding	149	149	149	149	149	149
Shares Change (YoY)	-	-	-	-	-	18.00%
EPS (Basic)	0.67	0.65	0.50	0.54	0.33	0.38
EPS (Diluted)	0.67	0.65	0.50	0.54	0.33	0.38
EPS Growth	10.55%	29.72%	-7.87%	62.08%	-12.11%	108.48%
Effective Tax Rate	10.91%	11.02%	11.19%	10.96%	11.02%	10.75%

Data Source: S&P Global Market Intelligence Last updated: Mar 31, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

May 29, 2026

Data Sources Report a data error