First Investment Bank AD Balance Sheet

Financials in millions BGN. Fiscal year is January - December.

Millions BGN. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Cash & Equivalents	357.04	365.32	332.93	264.33	262	189.1	Upgrade
Investment Securities	3,140	3,372	2,732	2,654	1,454	1,069	Upgrade
Trading Asset Securities	206.56	213.7	249.3	272.75	269.78	272.04	Upgrade
Total Investments	3,346	3,586	2,981	2,927	1,724	1,341	Upgrade
Gross Loans	10,079	9,131	8,200	7,348	7,182	6,909	Upgrade
Allowance for Loan Losses	-372.19	-356.71	-386.33	-400.49	-479.77	-524.31	Upgrade
Net Loans	9,706	8,774	7,814	6,947	6,703	6,385	Upgrade
Property, Plant & Equipment	393.05	391.14	283.81	280.01	172.37	231.11	Upgrade
Goodwill	0.43	0.43	0.43	0.43	0.54	0.54	Upgrade
Other Intangible Assets	28.07	26.36	24.89	16.18	15.03	15.9	Upgrade
Investments in Real Estate	817.03	766.23	756.77	750.32	732.85	414.02	Upgrade
Other Receivables	418.66	226.1	204.36	256.83	209.06	288.86	Upgrade
Restricted Cash	1,536	2,223	1,925	1,522	1,500	1,656	Upgrade
Other Current Assets	5.4	4.67	3.33	2.68	2.82	2.66	Upgrade
Long-Term Deferred Tax Assets	-	-	3.47	3.95	-	-	Upgrade
Other Real Estate Owned & Foreclosed	373.96	373.41	414.37	423.59	459.85	713.62	Upgrade
Other Long-Term Assets	57.87	101.81	105.98	93.14	100.81	86.62	Upgrade
Total Assets	17,078	16,856	14,864	13,499	11,897	11,335	Upgrade
Accrued Expenses	1.62	1.52	1.59	1.35	1.41	1.88	Upgrade
Interest Bearing Deposits	5,593	5,589	5,438	5,117	5,420	5,817	Upgrade
Non-Interest Bearing Deposits	8,086	8,385	6,887	6,351	4,562	3,728	Upgrade
Total Deposits	13,679	13,974	12,325	11,468	9,982	9,545	Upgrade
Short-Term Borrowings	73.31	7.65	7.68	7.76	16.52	0.41	Upgrade
Current Portion of Long-Term Debt	-	85.4	30.65	3.47	-	-	Upgrade
Current Portion of Leases	-	18.14	33.7	34.15	-	32.05	Upgrade
Current Income Taxes Payable	3.07	1.96	2.39	0.65	1.71	0.01	Upgrade
Other Current Liabilities	-	0.94	2.23	4.58	3.39	6.78	Upgrade
Long-Term Debt	1,319	915.3	686.26	388.88	432.61	374.08	Upgrade
Long-Term Leases	78.87	62.19	138.04	137.07	92.41	122.44	Upgrade
Long-Term Deferred Tax Liabilities	34.16	29.19	27.6	27.82	26.93	21.64	Upgrade
Other Long-Term Liabilities	31.23	29.07	35.97	25.57	20.05	14.7	Upgrade
Total Liabilities	15,220	15,125	13,291	12,099	10,577	10,119	Upgrade
Common Stock	149.09	149.09	149.09	149.09	149.09	149.09	Upgrade
Additional Paid-In Capital	250.02	250.02	250.02	250.02	250.02	250.02	Upgrade
Retained Earnings	39.87	39.87	39.87	39.87	39.87	39.87	Upgrade
Comprehensive Income & Other	1,412	1,285	1,129	955.63	876.55	773.94	Upgrade
Total Common Equity	1,851	1,724	1,568	1,395	1,316	1,213	Upgrade
Minority Interest	6.68	6.1	5.6	5.03	4.33	3.52	Upgrade
Shareholders' Equity	1,858	1,730	1,573	1,400	1,320	1,216	Upgrade
Total Liabilities & Equity	17,078	16,856	14,864	13,499	11,897	11,335	Upgrade
Total Debt	1,471	1,089	896.34	571.33	541.54	528.97	Upgrade
Net Cash (Debt)	-847.81	-376.3	-226.17	63.33	28.97	-33.74	Upgrade
Net Cash Growth	-	-	-	118.64%	-	-	Upgrade
Net Cash Per Share	-5.69	-2.52	-1.52	0.42	0.19	-0.27	Upgrade
Filing Date Shares Outstanding	149.08	149.08	149.08	149.08	149.08	149.08	Upgrade
Total Common Shares Outstanding	149.08	149.08	149.08	149.08	149.08	149.08	Upgrade
Book Value Per Share	12.42	11.56	10.52	9.35	8.82	8.14	Upgrade
Tangible Book Value	1,823	1,697	1,542	1,378	1,300	1,196	Upgrade
Tangible Book Value Per Share	12.22	11.38	10.35	9.24	8.72	8.03	Upgrade

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.