First Investment Bank AD Balance Sheet

Financials in millions BGN. Fiscal year is January - December.

Millions BGN. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	3,440	365.32	332.93	264.33	262
Investment Securities	2,841	3,372	2,732	2,654	1,454
Trading Asset Securities	-	213.7	249.3	272.75	269.78
Total Investments	2,841	3,586	2,981	2,927	1,724
Gross Loans	9,718	9,131	8,200	7,348	7,182
Allowance for Loan Losses	-	-356.71	-386.33	-400.49	-479.77
Net Loans	9,718	8,774	7,814	6,947	6,703
Property, Plant & Equipment	370.28	391.14	283.81	280.01	172.37
Goodwill	-	0.43	0.43	0.43	0.54
Other Intangible Assets	26.41	26.36	24.89	16.18	15.03
Investments in Real Estate	930.09	766.23	756.77	750.32	732.85
Other Receivables	32.62	226.1	204.36	256.83	209.06
Restricted Cash	-	2,223	1,925	1,522	1,500
Other Current Assets	-	4.67	3.33	2.68	2.82
Long-Term Deferred Tax Assets	-	-	3.47	3.95	-
Other Real Estate Owned & Foreclosed	320.42	373.41	414.37	423.59	459.85
Other Long-Term Assets	75.29	101.81	105.98	93.14	100.81
Total Assets	17,753	16,856	14,864	13,499	11,897
Accrued Expenses	-	1.52	1.59	1.35	1.41
Interest Bearing Deposits	14,308	5,589	5,438	5,117	5,420
Non-Interest Bearing Deposits	-	8,385	6,887	6,351	4,562
Total Deposits	14,308	13,974	12,325	11,468	9,982
Short-Term Borrowings	-	7.65	7.68	7.76	16.52
Current Portion of Long-Term Debt	-	85.4	30.65	3.47	-
Current Portion of Leases	-	18.14	33.7	34.15	-
Current Income Taxes Payable	0.25	1.96	2.39	0.65	1.71
Other Current Liabilities	-	0.94	2.23	4.58	3.39
Long-Term Debt	1,567	915.3	686.26	388.88	432.61
Long-Term Leases	59.28	62.19	138.04	137.07	92.41
Long-Term Deferred Tax Liabilities	38.09	29.19	27.6	27.82	26.93
Other Long-Term Liabilities	11.59	29.07	35.97	25.57	20.05
Total Liabilities	15,984	15,125	13,291	12,099	10,577
Common Stock	149.09	149.09	149.09	149.09	149.09
Additional Paid-In Capital	250.02	250.02	250.02	250.02	250.02
Retained Earnings	39.86	39.87	39.87	39.87	39.87
Comprehensive Income & Other	1,331	1,285	1,129	955.63	876.55
Total Common Equity	1,770	1,724	1,568	1,395	1,316
Minority Interest	-	6.1	5.6	5.03	4.33
Shareholders' Equity	1,770	1,730	1,573	1,400	1,320
Total Liabilities & Equity	17,753	16,856	14,864	13,499	11,897
Total Debt	1,626	1,089	896.34	571.33	541.54
Net Cash (Debt)	1,814	-376.3	-226.17	63.33	28.97
Net Cash Growth	-	-	-	118.64%	-
Net Cash Per Share	12.17	-2.52	-1.52	0.42	0.19
Filing Date Shares Outstanding	149.08	149.08	149.08	149.08	149.08
Total Common Shares Outstanding	149.08	149.08	149.08	149.08	149.08
Book Value Per Share	11.87	11.56	10.52	9.35	8.82
Tangible Book Value	1,743	1,697	1,542	1,378	1,300
Tangible Book Value Per Share	11.69	11.38	10.35	9.24	8.72

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.