First Investment Bank AD (BUL: FIB)

First Investment Bank AD Balance Sheet

Financials in millions BGN. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	345.53	332.93	264.33	262	189.1	206.11
Investment Securities	3,572	2,732	2,654	1,454	1,069	739.75
Trading Asset Securities	199.9	249.3	272.75	269.78	272.04	267.75
Total Investments	3,772	2,981	2,927	1,724	1,341	1,007
Gross Loans	8,727	8,200	7,348	7,182	6,909	6,527
Allowance for Loan Losses	-359.73	-386.33	-400.49	-479.77	-524.31	-510.29
Net Loans	8,367	7,814	6,947	6,703	6,385	6,017
Property, Plant & Equipment	293.44	283.81	280.01	172.37	231.11	241.4
Goodwill	0.43	0.43	0.43	0.54	0.54	0.54
Other Intangible Assets	25.86	24.89	16.18	15.03	15.9	12.09
Investments in Real Estate	757.81	756.77	750.32	732.85	414.02	410.51
Other Receivables	282.67	204.36	256.83	209.06	288.86	188.65
Restricted Cash	1,470	1,925	1,522	1,500	1,656	1,752
Other Current Assets	3.88	3.33	2.68	2.82	2.66	16.99
Long-Term Deferred Tax Assets	3.46	3.47	3.95	-	-	-
Other Real Estate Owned & Foreclosed	385.76	414.37	423.59	459.85	713.62	716.13
Other Long-Term Assets	98.27	105.98	93.14	100.81	86.62	91.39
Total Assets	15,833	14,864	13,499	11,897	11,335	10,660
Accrued Expenses	1.75	1.59	1.35	1.41	1.88	3.17
Interest Bearing Deposits	5,436	5,438	5,117	5,420	5,817	5,975
Non-Interest Bearing Deposits	7,511	6,887	6,351	4,562	3,728	3,131
Total Deposits	12,946	12,325	11,468	9,982	9,545	9,106
Short-Term Borrowings	34.99	7.68	7.76	16.52	0.41	0.36
Current Portion of Long-Term Debt	-	30.65	3.47	-	-	0
Current Portion of Leases	-	33.7	34.15	-	32.05	-
Current Income Taxes Payable	4.39	2.39	0.65	1.71	0.01	0.07
Other Current Liabilities	-	2.23	4.58	3.39	6.78	10.16
Long-Term Debt	921.92	686.26	388.88	432.61	374.08	370.74
Long-Term Leases	172.82	138.04	137.07	92.41	122.44	159.63
Long-Term Deferred Tax Liabilities	28.27	27.6	27.82	26.93	21.64	17.43
Other Long-Term Liabilities	35.44	35.97	25.57	20.05	14.7	13.66
Total Liabilities	14,146	13,291	12,099	10,577	10,119	9,681
Common Stock	149.09	149.09	149.09	149.09	149.09	110
Additional Paid-In Capital	250.02	250.02	250.02	250.02	250.02	97
Retained Earnings	39.87	39.87	39.87	39.87	39.87	39.87
Comprehensive Income & Other	1,242	1,129	955.63	876.55	773.94	729.08
Total Common Equity	1,681	1,568	1,395	1,316	1,213	975.94
Minority Interest	6.35	5.6	5.03	4.33	3.52	2.97
Shareholders' Equity	1,687	1,573	1,400	1,320	1,216	978.92
Total Liabilities & Equity	15,833	14,864	13,499	11,897	11,335	10,660
Total Debt	1,130	896.34	571.33	541.54	528.97	530.74
Net Cash (Debt)	-500.75	-226.17	63.33	28.97	-33.74	-51.46
Net Cash Growth	-	-	118.64%	-	-	-
Net Cash Per Share	-3.36	-1.52	0.42	0.19	-0.27	-0.47
Filing Date Shares Outstanding	149.08	149.08	149.08	149.08	149.08	110
Total Common Shares Outstanding	149.08	149.08	149.08	149.08	149.08	110
Book Value Per Share	11.27	10.52	9.35	8.82	8.14	8.87
Tangible Book Value	1,655	1,542	1,378	1,300	1,196	963.32
Tangible Book Value Per Share	11.10	10.35	9.24	8.72	8.03	8.76

Source: S&P Capital IQ. Banks template. Financial Sources.