First Investment Bank AD (BUL:FIB)

First Investment Bank AD Cash Flow Statement

Financials in millions BGN. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	176.52	144.79	157.57	97.24	110.6	44.97
Depreciation & Amortization	48.21	46.17	9.93	9.82	44.46	45.77
Other Amortization	5.15	5.15	4.37	3.14	2.83	2.41
Gain (Loss) on Sale of Assets	-16.08	-18.26	-7.71	0.56	5.82	-0.96
Gain (Loss) on Sale of Investments	-0.02	-0.02	0	-0.01	0.19	0.08
Total Asset Writedown	-2.99	-6.02	-	-14.77	-30.34	-46.34
Provision for Credit Losses	199.1	199.1	145.28	140.42	124.96	98.49
Change in Trading Asset Securities	-606.22	-1,111	-620.49	522.6	-275	-110.84
Change in Other Net Operating Assets	-1,241	-1,177	-1,108	-374.66	-571.5	-334.97
Other Operating Activities	29	65.46	85.2	73.62	-8.6	-64.38
Operating Cash Flow	-1,408	-1,852	-1,334	457.95	-596.59	-365.76
Capital Expenditures	-214.11	-216.94	-29.49	-42	-14.44	-12.41
Sale of Property, Plant and Equipment	0.07	0.06	0.23	0.03	0.04	0.03
Investment in Securities	298.79	558.66	578.11	-1,702	-116.36	-186.58
Other Investing Activities	29.57	60.64	39.36	46.13	14.4	13.65
Investing Cash Flow	114.3	402.42	588.21	-1,698	-116.37	-185.31
Long-Term Debt Issued	-	281.27	322.51	4.08	69.6	5.69
Long-Term Debt Repaid	-	-	-	-47.4	-	-5.81
Net Debt Issued (Repaid)	313.51	281.27	322.51	-43.33	69.6	-0.12
Issuance of Common Stock	-	-	-	-	-	192.1
Net Increase (Decrease) in Deposit Accounts	1,553	1,648	856.16	1,493	458.23	447.84
Financing Cash Flow	1,867	1,929	1,179	1,449	527.83	639.82
Net Cash Flow	573.31	480.21	432.69	209.14	-185.13	88.76
Free Cash Flow	-1,622	-2,068	-1,364	415.95	-611.02	-378.16
Free Cash Flow Margin	-355.13%	-494.66%	-323.89%	125.10%	-197.53%	-137.70%
Free Cash Flow Per Share	-10.93	-13.87	-9.15	2.79	-4.10	-2.99
Cash Interest Paid	67.72	67.72	42.39	60.2	72.73	72.96
Cash Income Tax Paid	15.51	15.51	18.99	8.33	5.04	1.67

Updated Jan 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.