First Investment Bank AD (BUL:FIB)

First Investment Bank AD Statistics

Total Valuation

BUL:FIB has a market cap or net worth of BGN 772.26 million.

Market Cap	772.26M
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Friday, November 28, 2025.

Earnings Date	Nov 28, 2025
Ex-Dividend Date	n/a

Share Statistics

BUL:FIB has 149.08 million shares outstanding.

Current Share Class	149.08M
Shares Outstanding	149.08M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	70.86%
Owned by Institutions (%)	0.51%
Float	16.09M

Valuation Ratios

The trailing PE ratio is 3.57.

PE Ratio	3.57
Forward PE	n/a
PS Ratio	1.69
PB Ratio	0.42
P/TBV Ratio	0.42
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-1.23
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 12.44%.

Return on Equity (ROE)	12.44%
Return on Assets (ROA)	1.33%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	169,418
Profits Per Employee	80,449
Employee Count	2,692
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, BUL:FIB has paid 26.37 million in taxes.

Income Tax	26.37M
Effective Tax Rate	10.83%

Stock Price Statistics

The stock price has increased by +38.25% in the last 52 weeks. The beta is 0.13, so BUL:FIB's price volatility has been lower than the market average.

Beta (5Y)	0.13
52-Week Price Change	+38.25%
50-Day Moving Average	5.23
200-Day Moving Average	4.67
Relative Strength Index (RSI)	44.31
Average Volume (20 Days)	2,630

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, BUL:FIB had revenue of BGN 456.07 million and earned 216.57 million in profits. Earnings per share was 1.45.

Revenue	456.07M
Gross Profit	456.07M
Operating Income	236.81M
Pretax Income	243.46M
Net Income	216.57M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	1.45

Balance Sheet

The company has 623.58 million in cash and 1.47 billion in debt, giving a net cash position of -847.81 million or -5.69 per share.

Cash & Cash Equivalents	623.58M
Total Debt	1.47B
Net Cash	-847.81M
Net Cash Per Share	-5.69
Equity (Book Value)	1.86B
Book Value Per Share	12.42
Working Capital	-10.80B

Cash Flow

In the last 12 months, operating cash flow was -974.96 million and capital expenditures -219.60 million, giving a free cash flow of -1.19 billion.

Operating Cash Flow	-974.96M
Capital Expenditures	-219.60M
Free Cash Flow	-1.19B
FCF Per Share	-8.01

Margins

Gross Margin	n/a
Operating Margin	51.92%
Pretax Margin	53.38%
Profit Margin	47.49%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

BUL:FIB does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	n/a
Earnings Yield	28.04%
FCF Yield	-154.68%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2