First Investment Bank AD (BUL:FIB)

First Investment Bank AD Statistics

Total Valuation

BUL:FIB has a market cap or net worth of BGN 1.03 billion.

Market Cap	1.03B
Enterprise Value	n/a

Important Dates

The last earnings date was Friday, January 30, 2026.

Earnings Date	Jan 30, 2026
Ex-Dividend Date	n/a

Share Statistics

BUL:FIB has 149.08 million shares outstanding.

Current Share Class	149.08M
Shares Outstanding	149.08M
Shares Change (YoY)	n/a
Shares Change (QoQ)	-0.00%
Owned by Insiders (%)	70.86%
Owned by Institutions (%)	0.46%
Float	16.09M

Valuation Ratios

The trailing PE ratio is 6.20.

PE Ratio	6.20
Forward PE	n/a
PS Ratio	2.82
PB Ratio	0.58
P/TBV Ratio	0.59
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-1.68
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 9.43%.

Return on Equity (ROE)	9.43%
Return on Assets (ROA)	0.95%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	2.42%
Revenue Per Employee	135,685
Profits Per Employee	61,296
Employee Count	2,692
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, BUL:FIB has paid 19.40 million in taxes.

Income Tax	19.40M
Effective Tax Rate	10.52%

Stock Price Statistics

The stock price has decreased by -12.50% in the last 52 weeks. The beta is 0.36, so BUL:FIB's price volatility has been lower than the market average.

Beta (5Y)	0.36
52-Week Price Change	-12.50%
50-Day Moving Average	4.21
200-Day Moving Average	4.80
Relative Strength Index (RSI)	41.45
Average Volume (20 Days)	4,779

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, BUL:FIB had revenue of BGN 365.27 million and earned 165.01 million in profits. Earnings per share was 1.11.

Revenue	365.27M
Gross Profit	365.27M
Operating Income	184.40M
Pretax Income	184.40M
Net Income	165.01M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	1.11

Balance Sheet

The company has 3.44 billion in cash and 1.63 billion in debt, with a net cash position of 1.81 billion or 12.17 per share.

Cash & Cash Equivalents	3.44B
Total Debt	1.63B
Net Cash	1.81B
Net Cash Per Share	12.17
Equity (Book Value)	1.77B
Book Value Per Share	11.87
Working Capital	-10.52B

Cash Flow

In the last 12 months, operating cash flow was -926.23 million and capital expenditures -38.90 million, giving a free cash flow of -965.13 million.

Operating Cash Flow	-926.23M
Capital Expenditures	-38.90M
Free Cash Flow	-965.13M
FCF Per Share	-6.47

Margins

Gross Margin	n/a
Operating Margin	50.48%
Pretax Margin	50.48%
Profit Margin	45.18%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

BUL:FIB does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	n/a
Earnings Yield	16.01%
FCF Yield	-93.66%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2