ITF Group AD (BUL:ITF)
Bulgaria · Delayed Price · Currency is EUR 6.25
-0.15 (-2.34%)
At close: Oct 23, 2026
ITF Group AD Income Statement
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest and Dividend Income | 19.28 | 16.11 | 12.7 | 8.26 | 5.15 | 3.08 |
Total Interest Expense | 2.96 | 2.49 | 1.42 | 0.87 | 0.59 | 0.38 |
Net Interest Income | 16.32 | 13.61 | 11.28 | 7.4 | 4.56 | 2.7 |
Other Revenue | 2.29 | 2.22 | 0.8 | 0.15 | 0.29 | 0.01 |
Revenue Before Loan Losses | 18.61 | 15.83 | 12.08 | 7.54 | 4.85 | 2.71 |
Provision for Loan Losses | 7.4 | 6.13 | 4.59 | 2.52 | 1.13 | 0.22 |
Revenue | 11.21 | 9.71 | 7.49 | 5.03 | 3.73 | 2.49 |
Revenue Growth | 33.10% | 29.69% | 48.92% | 34.90% | 49.46% | -2.01% |
Salaries & Employee Benefits | 2.82 | 2.62 | 2.17 | 1.79 | 1.27 | 1.2 |
Cost of Services Provided | 1.34 | 1.16 | 1.01 | 0.89 | 0.63 | 0.34 |
Other Operating Expenses | 2.32 | 2.02 | 1.63 | 0.65 | 0.76 | 0.69 |
Total Operating Expenses | 6.79 | 6.1 | 5.09 | 3.59 | 2.89 | 2.4 |
Operating Income | 4.43 | 3.61 | 2.4 | 1.44 | 0.83 | 0.1 |
Earnings From Equity Investments | 0.08 | 0.08 | - | - | - | - |
Currency Exchange Gain (Loss) | -0.01 | -0.01 | -0.01 | -0.01 | -0.01 | -0 |
EBT Excluding Unusual Items | 4.5 | 3.67 | 2.39 | 1.43 | 0.82 | 0.09 |
Other Unusual Items | - | - | - | - | - | 0.01 |
Pretax Income | 3.94 | 3.2 | 2.06 | 1.18 | 0.67 | 0.1 |
Income Tax Expense | - | - | 0.22 | 0.13 | 0.07 | -0.02 |
Earnings From Continuing Ops. | 3.94 | 3.2 | 1.84 | 1.05 | 0.6 | 0.12 |
Minority Interest in Earnings | 0.01 | 0.01 | - | - | - | - |
Net Income | 3.96 | 3.21 | 1.84 | 1.05 | 0.6 | 0.12 |
Net Income to Common | 3.96 | 3.21 | 1.84 | 1.05 | 0.6 | 0.12 |
Net Income Growth | 73.17% | 74.68% | 74.53% | 76.10% | 397.68% | -65.27% |
Shares Outstanding (Basic) | 4 | 4 | 4 | 4 | 4 | 2 |
Shares Outstanding (Diluted) | 4 | 4 | 4 | 4 | 4 | 2 |
Shares Change | - | - | - | - | 94.44% | - |
EPS (Basic) | 1.13 | 0.92 | 0.53 | 0.30 | 0.17 | 0.07 |
EPS (Diluted) | 1.13 | 0.92 | 0.53 | 0.30 | 0.17 | 0.07 |
EPS Growth | - | 74.68% | 74.53% | 76.10% | 155.95% | -65.27% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | -3.73 | -4.73 | -0.78 | -0.69 | -1.36 | -0.36 |
Free Cash Flow Per Share | -1.07 | -1.35 | -0.22 | -0.20 | -0.39 | -0.20 |
Dividend Per Share | - | - | 0.176 | 0.058 | - | - |
Dividend Growth | - | - | 200.78% | - | - | - |
Operating Margin | 39.48% | 37.17% | 32.00% | 28.58% | 22.34% | 3.90% |
Profit Margin | 35.28% | 33.08% | 24.56% | 20.95% | 16.05% | 4.82% |
Free Cash Flow Margin | -33.28% | -48.72% | -10.40% | -13.75% | -36.44% | -14.59% |
Effective Tax Rate | - | - | 10.80% | 10.71% | 10.76% | - |