BRD - Groupe Société Générale S.A. (BVB:BRD)

BVB:BRD Balance Sheet

Financials in millions RON. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	7,110	3,562	3,206	14,093	6,301	7,259
Investment Securities	22,984	26,071	25,231	17,050	21,400	17,123
Trading Asset Securities	884.38	1,176	1,306	1,591	853.02	1,405
Total Investments	23,868	27,247	26,537	18,642	22,253	18,528
Gross Loans	55,468	51,807	43,691	39,676	36,063	32,753
Allowance for Loan Losses	-2,028	-1,890	-1,784	-1,859	-1,844	-1,971
Other Adjustments to Gross Loans	-	-188.29	-168.97	-121.16	-82.66	-71.57
Net Loans	53,440	49,729	41,739	37,696	34,136	30,710
Property, Plant & Equipment	1,050	1,110	1,074	1,064	1,072	1,066
Goodwill	50.13	50.13	50.13	50.13	50.13	50.13
Other Intangible Assets	650.06	610.74	505.96	407.49	321.06	247.38
Investments in Real Estate	8.71	10.1	14.54	15.5	16.31	17.8
Other Receivables	274.29	545.21	780.55	1,199	4,594	5,554
Restricted Cash	6,386	5,096	9,256	-	-	-
Other Current Assets	285.26	194.86	353.75	161.87	130.05	92.35
Long-Term Deferred Tax Assets	271	307.93	309.09	496.03	180.09	10.29
Other Real Estate Owned & Foreclosed	9.13	9.29	3.75	4.54	3.24	6.7
Other Long-Term Assets	546.97	7.65	19.2	12.6	5.45	16.28
Total Assets	93,951	88,480	83,849	73,842	69,063	63,558
Accrued Expenses	223.41	-	-	205.28	164.36	136.85
Interest Bearing Deposits	72,725	68,852	63,092	57,011	52,840	50,157
Total Deposits	72,725	68,852	63,092	57,011	52,840	50,157
Short-Term Borrowings	1,168	773.09	796.27	789.42	94.31	71.93
Current Portion of Long-Term Debt	-	3,846	3,524	3,061	800.51	712.15
Current Income Taxes Payable	87.45	3.22	36.18	5.6	83.96	2.07
Other Current Liabilities	871.34	609.4	1,832	1,213	609.93	763.2
Long-Term Debt	8,133	3,954	4,726	3,804	3,751	1,030
Long-Term Leases	326.54	329.31	308.75	339.75	392.28	342.81
Long-Term Unearned Revenue	85.46	-	-	40.77	32.81	24.05
Pension & Post-Retirement Benefits	28.83	-	-	19.58	31.68	65.65
Long-Term Deferred Tax Liabilities	-	-	-	-	-	30.33
Other Long-Term Liabilities	310.95	661.13	671.95	393.45	383.19	442.1
Total Liabilities	83,960	79,028	74,987	66,882	59,184	53,786
Common Stock	2,516	2,516	2,516	2,516	2,516	2,516
Retained Earnings	8,010	7,580	6,871	6,439	7,691	6,404
Comprehensive Income & Other	-534.92	-693.47	-592.32	-2,054	-385.38	804.44
Total Common Equity	9,991	9,402	8,794	6,901	9,821	9,724
Minority Interest	-	49.81	67.67	58.81	57.71	48.49
Shareholders' Equity	9,991	9,451	8,862	6,960	9,879	9,772
Total Liabilities & Equity	93,951	88,480	83,849	73,842	69,063	63,558
Total Debt	9,627	8,903	9,355	7,993	5,038	2,157
Net Cash (Debt)	2,769	2,551	652.55	8,443	3,538	7,503
Net Cash Growth	382.67%	290.98%	-92.27%	138.63%	-52.84%	38.99%
Net Cash Per Share	3.97	3.66	0.94	12.12	5.08	10.77
Filing Date Shares Outstanding	696.9	696.9	696.9	696.9	696.9	696.9
Total Common Shares Outstanding	696.9	696.9	696.9	696.9	696.9	696.9
Book Value Per Share	14.34	13.49	12.62	9.90	14.09	13.95
Tangible Book Value	9,291	8,741	8,238	6,443	9,450	9,426
Tangible Book Value Per Share	13.33	12.54	11.82	9.25	13.56	13.53

Source: S&P Global Market Intelligence. Banks template. Financial Sources.