BVB:BRD Balance Sheet

Financials in millions RON. Fiscal year is January - December.

Millions RON. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	8,707	5,753	3,562	3,206	14,093	6,301
Investment Securities	24,129	25,333	25,967	25,231	17,050	21,400
Trading Asset Securities	1,252	1,344	1,113	1,306	1,591	853.02
Total Investments	25,381	26,677	27,080	26,537	18,642	22,253
Gross Loans	57,996	58,310	51,807	43,691	39,676	36,063
Allowance for Loan Losses	-2,129	-2,012	-1,890	-1,784	-1,859	-1,844
Other Adjustments to Gross Loans	-	-167.87	-188.29	-168.97	-121.16	-82.66
Net Loans	55,867	56,130	49,729	41,739	37,696	34,136
Property, Plant & Equipment	1,064	1,061	1,110	1,074	1,064	1,072
Goodwill	50.13	50.13	50.13	50.13	50.13	50.13
Other Intangible Assets	691.06	690.45	610.74	505.96	407.49	321.06
Investments in Real Estate	5.23	5.25	10.1	14.54	15.5	16.31
Other Receivables	94.44	83.8	145.64	780.55	1,199	4,594
Restricted Cash	7,560	6,328	5,096	9,256	-	-
Other Current Assets	164.69	203.64	258.27	353.75	161.87	130.05
Long-Term Deferred Tax Assets	234.08	230.61	307.93	309.09	496.03	180.09
Other Real Estate Owned & Foreclosed	14.25	12.4	9.29	3.75	4.54	3.24
Other Long-Term Assets	682.06	820	511.17	19.2	12.6	5.45
Total Assets	100,515	98,044	88,480	83,849	73,842	69,063
Accrued Expenses	159.08	293.63	247.88	-	205.28	164.36
Interest Bearing Deposits	76,454	75,354	68,852	63,092	57,011	52,840
Total Deposits	76,454	75,354	68,852	63,092	57,011	52,840
Short-Term Borrowings	2,446	1,110	773.09	796.27	789.42	94.31
Current Portion of Long-Term Debt	-	1,528	3,846	3,524	3,061	800.51
Current Income Taxes Payable	71.97	11.89	3.22	36.18	5.6	83.96
Other Current Liabilities	1,094	1,195	609.4	1,832	1,213	609.93
Long-Term Debt	8,570	7,190	3,954	4,726	3,804	3,751
Long-Term Leases	353.85	337.9	329.31	308.75	339.75	392.28
Long-Term Unearned Revenue	-	-	-	-	40.77	32.81
Pension & Post-Retirement Benefits	102.34	27.05	26.36	-	19.58	31.68
Other Long-Term Liabilities	333.8	341.92	334.63	671.95	393.45	383.19
Total Liabilities	89,649	87,468	79,028	74,987	66,882	59,184
Common Stock	2,516	2,516	2,516	2,516	2,516	2,516
Retained Earnings	8,767	8,912	8,093	6,871	6,439	7,691
Comprehensive Income & Other	-416.89	-851.05	-1,207	-592.32	-2,054	-385.38
Total Common Equity	10,866	10,576	9,402	8,794	6,901	9,821
Minority Interest	-	-	49.81	67.67	58.81	57.71
Shareholders' Equity	10,866	10,576	9,451	8,862	6,960	9,879
Total Liabilities & Equity	100,515	98,044	88,480	83,849	73,842	69,063
Total Debt	11,369	10,166	8,903	9,355	7,993	5,038
Net Cash (Debt)	5,312	4,547	2,752	652.55	8,443	3,538
Net Cash Growth	1687.06%	65.24%	321.71%	-92.27%	138.63%	-52.84%
Net Cash Per Share	7.62	6.52	3.95	0.94	12.12	5.08
Filing Date Shares Outstanding	696.9	696.9	696.9	696.9	696.9	696.9
Total Common Shares Outstanding	696.9	696.9	696.9	696.9	696.9	696.9
Book Value Per Share	15.59	15.18	13.49	12.62	9.90	14.09
Tangible Book Value	10,125	9,836	8,741	8,238	6,443	9,450
Tangible Book Value Per Share	14.53	14.11	12.54	11.82	9.25	13.56

Source: S&P Global Market Intelligence. Banks template. Financial Sources.