Patria Bank SA (BVB: PBK)

Patria Bank Income Statement

Financials in millions RON. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Jun 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Interest Income on Loans	313.84	315.47	249.17	174.04	170.51	173.48
Total Interest Income	313.84	315.47	249.17	174.04	170.51	173.48
Interest Paid on Deposits	166.81	170.89	100.41	49.53	49.82	43.62
Net Interest Income	147.03	144.59	148.76	124.51	120.68	129.86
Net Interest Income Growth (YoY)	-0.01%	-2.80%	19.47%	3.17%	-7.07%	11.57%
Gain (Loss) on Sale of Assets	-0.38	0.14	-0.26	-0.14	0.32	0.64
Gain (Loss) on Sale of Investments	14.97	14.57	-3.87	14.33	4.63	6.06
Other Non-Interest Income	68.12	60.49	56.92	46.04	40.41	42.75
Total Non-Interest Income	82.42	73.8	60.11	62.55	44.83	45.85
Non-Interest Income Growth (YoY)	16.89%	22.77%	-3.89%	39.53%	-2.22%	-7.78%
Revenues Before Loan Losses	229.45	218.39	208.87	187.06	165.51	175.71
Provision for Loan Losses	18.7	27.06	34.86	24.25	24.79	16.4
Revenue	210.75	191.33	174.01	162.82	140.72	159.3
Revenue Growth (YoY)	16.55%	9.95%	6.88%	15.70%	-11.67%	-4.43%
Salaries and Employee Benefits	84.77	82.25	77.59	67.68	63.15	68.41
Occupancy Expenses	21.72	21.33	20.23	22.33	24.02	22.69
Selling, General & Administrative	50.94	50.76	51.63	49.79	43.72	53.27
Other Non-Interest Expense	10.54	3.23	3.53	3.45	3.62	5.54
Total Non-Interest Expense	167.96	157.57	152.97	143.24	134.52	149.91
EBT Excluding Unusual Items	42.78	33.76	21.04	19.58	6.2	9.39
Legal Settlements	-0.18	0.29	2.3	-2.54	0.69	0.31
Pretax Income	42.6	34.05	23.35	17.05	6.89	9.71
Income Tax Expense	9.84	8.56	4.11	7.16	4	6.29
Earnings From Continuing Operations	32.77	25.49	19.23	9.89	2.89	3.42
Net Income	32.77	25.49	19.23	9.89	2.89	3.42
Net Income to Common	32.77	25.49	19.23	9.89	2.89	3.42
Net Income Growth	36.14%	32.50%	94.54%	241.99%	-15.37%	-
Basic Shares Outstanding	3,279	3,279	3,267	3,115	3,115	3,115
Diluted Shares Outstanding	3,279	3,279	3,267	3,115	3,115	3,115
Shares Change (YoY)	-0.00%	0.36%	4.87%	-	-	37.98%
EPS (Basic)	0.01	0.01	0.01	0.00	0.00	0.00
EPS (Diluted)	0.01	0.01	0.01	0.00	0.00	0.00
EPS Growth	36.14%	32.02%	85.53%	242.29%	-15.42%	-
Effective Tax Rate	23.09%	25.15%	17.61%	41.99%	58.06%	64.81%

Source: S&P Capital IQ. Banks template. Financial Sources.