Patria Bank Balance Sheet

Financials in millions RON. Fiscal year is January - December.

Millions RON. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	279.91	184.31	291.23	353.78	223.33
Investment Securities	1,321	1,190	1,075	986.36	942.32
Trading Asset Securities	89.12	81.48	42.97	25.36	97.18
Total Investments	1,410	1,272	1,118	1,012	1,040
Gross Loans	3,106	2,655	2,363	2,514	2,296
Allowance for Loan Losses	-144.37	-127.26	-131.94	-146.63	-140.71
Net Loans	2,962	2,528	2,231	2,368	2,155
Property, Plant & Equipment	79.89	85.05	88.66	93.5	92.9
Goodwill	20.1	20.1	20.1	20.1	20.1
Other Intangible Assets	40.28	36.67	34.28	29.49	26.9
Investments in Real Estate	90.28	90.21	90.36	94.77	118.87
Other Receivables	7.01	6.32	13.01	10.73	8.01
Restricted Cash	509.86	340.65	246.99	244.39	279.64
Other Current Assets	10.77	5.01	4.75	4.88	3.95
Long-Term Deferred Tax Assets	-	3.68	1.7	14.74	11.97
Other Real Estate Owned & Foreclosed	1.02	1.55	1.83	2.15	7.01
Other Long-Term Assets	33.53	46.81	32.48	35.01	17.24
Total Assets	5,445	4,620	4,175	4,283	4,004
Accrued Expenses	8.88	9.03	9.94	8.68	6.38
Interest Bearing Deposits	3,168	2,941	2,640	2,719	2,575
Non-Interest Bearing Deposits	1,145	698.25	638.87	786.27	741
Total Deposits	4,314	3,639	3,279	3,505	3,316
Short-Term Borrowings	0.35	-	1.37	12.18	0.13
Current Portion of Long-Term Debt	43.53	51.04	53.33	46.12	-
Current Portion of Leases	11.58	11.74	11.74	10.15	8.33
Current Income Taxes Payable	8.11	0.59	-	-	-
Other Current Liabilities	6.04	20.67	13.41	13.69	8.9
Long-Term Debt	496.46	384.37	336.84	285.94	198.45
Long-Term Leases	13.49	16.89	17.6	21.54	25.38
Long-Term Unearned Revenue	1.05	0.77	0.39	0.36	0.55
Long-Term Deferred Tax Liabilities	1.23	-	-	-	-
Other Long-Term Liabilities	56.38	66.14	64.66	48.82	117.89
Total Liabilities	4,961	4,200	3,788	3,953	3,682
Common Stock	323.84	327.88	327.88	330.13	313.78
Additional Paid-In Capital	2.05	2.05	2.05	2.05	2.05
Retained Earnings	184.38	131.11	88.26	59.9	27.18
Treasury Stock	-7.2	-1.14	-1.14	-1.14	-1.14
Comprehensive Income & Other	-19.08	-40.19	-30.46	-60.51	-19.07
Total Common Equity	483.99	419.71	386.59	330.43	322.8
Shareholders' Equity	483.99	419.71	386.59	330.43	322.8
Total Liabilities & Equity	5,445	4,620	4,175	4,283	4,004
Total Debt	565.42	464.03	420.88	375.93	232.29
Net Cash (Debt)	-196.39	-198.25	-86.68	3.22	88.23
Net Cash Growth	-	-	-	-96.36%	-
Net Cash Per Share	-0.06	-0.06	-0.03	0.00	0.03
Filing Date Shares Outstanding	3,238	3,279	3,279	3,279	3,115
Total Common Shares Outstanding	3,238	3,279	3,279	3,279	3,115
Book Value Per Share	0.15	0.13	0.12	0.10	0.10
Tangible Book Value	423.6	362.93	332.21	280.84	275.8
Tangible Book Value Per Share	0.13	0.11	0.10	0.09	0.09

Source: S&P Global Market Intelligence. Banks template. Financial Sources.