Patria Bank Balance Sheet

Financials in millions RON. Fiscal year is January - December.

Millions RON. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	153.41	184.31	291.23	353.78	223.33	114.75
Investment Securities	1,274	1,190	1,075	986.36	942.32	929.47
Trading Asset Securities	83.79	81.48	42.97	25.36	97.18	54.19
Total Investments	1,357	1,272	1,118	1,012	1,040	983.66
Gross Loans	3,070	2,655	2,363	2,514	2,296	2,000
Allowance for Loan Losses	-141.38	-127.26	-131.94	-146.63	-140.71	-137.07
Net Loans	2,929	2,528	2,231	2,368	2,155	1,862
Property, Plant & Equipment	83.2	85.05	88.66	93.5	92.9	89.96
Goodwill	20.1	20.1	20.1	20.1	20.1	20.1
Other Intangible Assets	40.28	36.67	34.28	29.49	26.9	25.77
Investments in Real Estate	88.97	90.21	90.36	94.77	118.87	115.82
Accrued Interest Receivable	-	-	-	-	-	0.07
Other Receivables	8.76	6.32	13.01	10.73	8.01	9.27
Restricted Cash	323.02	340.65	246.99	244.39	279.64	240.04
Other Current Assets	6.48	5.01	4.75	4.88	3.95	4
Long-Term Deferred Tax Assets	1.77	3.68	1.7	14.74	11.97	13.52
Other Real Estate Owned & Foreclosed	1.37	1.55	1.83	2.15	7.01	19.94
Other Long-Term Assets	44.96	46.81	32.48	35.01	17.24	14.47
Total Assets	5,059	4,620	4,175	4,283	4,004	3,514
Accrued Expenses	13.67	9.03	9.94	8.68	6.38	5.91
Interest Bearing Deposits	3,340	2,941	2,640	2,719	2,575	2,260
Non-Interest Bearing Deposits	638.63	698.25	638.87	786.27	741	670.99
Total Deposits	3,978	3,639	3,279	3,505	3,316	2,931
Short-Term Borrowings	0.09	-	1.37	12.18	0.13	-
Current Portion of Long-Term Debt	41.29	51.04	53.33	46.12	-	56.56
Current Portion of Leases	13.9	12.81	11.74	10.15	8.33	8.03
Other Current Liabilities	15.85	20.67	13.41	13.69	8.9	4.1
Long-Term Debt	447.84	384.37	336.84	285.94	198.45	97.35
Long-Term Leases	13.71	15.82	17.6	21.54	25.38	22.45
Long-Term Unearned Revenue	1.08	0.77	0.39	0.36	0.55	1
Other Long-Term Liabilities	69.41	64.28	64.66	48.82	117.89	57.38
Total Liabilities	4,595	4,198	3,788	3,953	3,682	3,184
Common Stock	323.84	327.88	327.88	330.13	313.78	313.78
Additional Paid-In Capital	2.05	2.05	2.05	2.05	2.05	2.05
Retained Earnings	172.59	133.56	88.26	59.9	27.18	12.8
Treasury Stock	-3.1	-1.14	-1.14	-1.14	-1.14	-1.14
Comprehensive Income & Other	-31.9	-40.19	-30.46	-60.51	-19.07	2.14
Total Common Equity	463.49	422.16	386.59	330.43	322.8	329.63
Shareholders' Equity	463.49	422.16	386.59	330.43	322.8	329.63
Total Liabilities & Equity	5,059	4,620	4,175	4,283	4,004	3,514
Total Debt	516.83	464.03	420.88	375.93	232.29	184.39
Net Cash (Debt)	-279.64	-198.25	-86.68	3.22	88.23	-15.45
Net Cash Growth	-	-	-	-96.36%	-	-
Net Cash Per Share	-0.09	-0.06	-0.03	0.00	0.03	-0.00
Filing Date Shares Outstanding	3,279	3,279	3,279	3,279	3,115	3,115
Total Common Shares Outstanding	3,279	3,279	3,279	3,279	3,115	3,115
Book Value Per Share	0.14	0.13	0.12	0.10	0.10	0.11
Tangible Book Value	403.11	365.39	332.21	280.84	275.8	283.76
Tangible Book Value Per Share	0.12	0.11	0.10	0.09	0.09	0.09

Source: S&P Global Market Intelligence. Banks template. Financial Sources.