Patria Bank Balance Sheet

Financials in millions RON. Fiscal year is January - December.

Millions RON. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Cash & Equivalents	180.32	184.31	291.23	353.78	223.33	114.75	Upgrade
Investment Securities	1,290	1,190	1,075	986.36	942.32	929.47	Upgrade
Trading Asset Securities	81.4	81.48	42.97	25.36	97.18	54.19	Upgrade
Total Investments	1,371	1,272	1,118	1,012	1,040	983.66	Upgrade
Gross Loans	2,974	2,655	2,363	2,514	2,296	2,000	Upgrade
Allowance for Loan Losses	-134.89	-127.26	-131.94	-146.63	-140.71	-137.07	Upgrade
Net Loans	2,839	2,528	2,231	2,368	2,155	1,862	Upgrade
Property, Plant & Equipment	84.1	85.05	88.66	93.5	92.9	89.96	Upgrade
Goodwill	20.1	20.1	20.1	20.1	20.1	20.1	Upgrade
Other Intangible Assets	38.81	36.67	34.28	29.49	26.9	25.77	Upgrade
Investments in Real Estate	87.73	90.21	90.36	94.77	118.87	115.82	Upgrade
Accrued Interest Receivable	-	-	-	-	-	0.07	Upgrade
Other Receivables	7.2	6.32	13.01	10.73	8.01	9.27	Upgrade
Restricted Cash	260.96	340.65	246.99	244.39	279.64	240.04	Upgrade
Other Current Assets	8.47	5.01	4.75	4.88	3.95	4	Upgrade
Long-Term Deferred Tax Assets	2.87	3.68	1.7	14.74	11.97	13.52	Upgrade
Other Real Estate Owned & Foreclosed	1.37	1.55	1.83	2.15	7.01	19.94	Upgrade
Other Long-Term Assets	43.1	46.81	32.48	35.01	17.24	14.47	Upgrade
Total Assets	4,945	4,620	4,175	4,283	4,004	3,514	Upgrade
Accrued Expenses	12.37	9.03	9.94	8.68	6.38	5.91	Upgrade
Interest Bearing Deposits	3,022	2,941	2,640	2,719	2,575	2,260	Upgrade
Non-Interest Bearing Deposits	818.44	698.25	638.87	786.27	741	670.99	Upgrade
Total Deposits	3,840	3,639	3,279	3,505	3,316	2,931	Upgrade
Short-Term Borrowings	1.03	-	1.37	12.18	0.13	-	Upgrade
Current Portion of Long-Term Debt	50.29	51.04	53.33	46.12	-	56.56	Upgrade
Current Portion of Leases	17.39	12.81	11.74	10.15	8.33	8.03	Upgrade
Other Current Liabilities	48.8	20.67	13.41	13.69	8.9	4.1	Upgrade
Long-Term Debt	450.08	384.37	336.84	285.94	198.45	97.35	Upgrade
Long-Term Leases	11.71	15.82	17.6	21.54	25.38	22.45	Upgrade
Long-Term Unearned Revenue	0.97	0.77	0.39	0.36	0.55	1	Upgrade
Other Long-Term Liabilities	68	64.28	64.66	48.82	117.89	57.38	Upgrade
Total Liabilities	4,501	4,198	3,788	3,953	3,682	3,184	Upgrade
Common Stock	327.88	327.88	327.88	330.13	313.78	313.78	Upgrade
Additional Paid-In Capital	2.05	2.05	2.05	2.05	2.05	2.05	Upgrade
Retained Earnings	159.52	133.56	88.26	59.9	27.18	12.8	Upgrade
Treasury Stock	-7.14	-1.14	-1.14	-1.14	-1.14	-1.14	Upgrade
Comprehensive Income & Other	-37.62	-40.19	-30.46	-60.51	-19.07	2.14	Upgrade
Total Common Equity	444.68	422.16	386.59	330.43	322.8	329.63	Upgrade
Shareholders' Equity	444.68	422.16	386.59	330.43	322.8	329.63	Upgrade
Total Liabilities & Equity	4,945	4,620	4,175	4,283	4,004	3,514	Upgrade
Total Debt	530.5	464.03	420.88	375.93	232.29	184.39	Upgrade
Net Cash (Debt)	-268.78	-198.25	-86.68	3.22	88.23	-15.45	Upgrade
Net Cash Growth	-	-	-	-96.36%	-	-	Upgrade
Net Cash Per Share	-0.08	-0.06	-0.03	0.00	0.03	-0.00	Upgrade
Filing Date Shares Outstanding	3,279	3,279	3,279	3,279	3,115	3,115	Upgrade
Total Common Shares Outstanding	3,279	3,279	3,279	3,279	3,115	3,115	Upgrade
Book Value Per Share	0.14	0.13	0.12	0.10	0.10	0.11	Upgrade
Tangible Book Value	385.77	365.39	332.21	280.84	275.8	283.76	Upgrade
Tangible Book Value Per Share	0.12	0.11	0.10	0.09	0.09	0.09	Upgrade

Source: S&P Global Market Intelligence. Banks template. Financial Sources.