Patria Bank Cash Flow Statement

Financials in millions RON. Fiscal year is January - December.

Millions RON. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	48.03	40.62	25.49	19.23	9.89	2.89
Depreciation & Amortization	24.68	23.48	21.33	20.23	22.33	24.02
Change in Trading Asset Securities	-2.41	-34.72	-15.03	2.44	-41.3	4.11
Change in Other Net Operating Assets	-401.05	-526.76	205.6	-180.65	-263.64	-202.8
Other Operating Activities	-15.27	-5.7	2.86	37.45	25.84	-1.61
Operating Cash Flow	-346.02	-503.07	240.23	-101.29	-246.89	-173.38
Capital Expenditures	-	-	-	-	-7.76	-22.52
Sale of Property, Plant and Equipment	3.78	8.28	1.4	1.87	-	-
Investment in Securities	-178.75	-115.2	-10.5	-112.83	-39.75	-119.66
Other Investing Activities	4.88	4.43	2.92	3.25	2.26	1.89
Investing Cash Flow	-168.46	-101.41	-0.86	-66.89	-39.64	-123.14
Long-Term Debt Issued	-	90.12	73.8	164.16	57.84	59.82
Long-Term Debt Repaid	-	-45.96	-22.25	-8.5	-14.38	-10.74
Net Debt Issued (Repaid)	96.86	44.16	51.55	155.67	43.46	49.08
Net Increase (Decrease) in Deposit Accounts	481.01	546.56	-351.53	109.63	388.48	164.06
Financing Cash Flow	571.87	590.72	-299.98	265.29	431.94	213.13
Foreign Exchange Rate Adjustments	2.08	0.49	0.66	0.72	2.77	0.23
Net Cash Flow	59.47	-13.26	-59.95	97.83	148.18	-83.17
Free Cash Flow	-346.02	-503.07	240.23	-101.29	-254.64	-195.9
Free Cash Flow Margin	-141.42%	-221.55%	125.56%	-58.21%	-156.40%	-139.21%
Free Cash Flow Per Share	-0.11	-0.15	0.07	-0.03	-0.08	-0.06
Cash Interest Paid	170.07	164.16	155.02	84.22	50.93	52.2
Cash Income Tax Paid	4.62	0.17	3.02	3.57	2.3	2.13

Source: S&P Global Market Intelligence. Banks template. Financial Sources.