Transilvania Broker de Asigurare S.A. (BVB:TBK)

Romania · Delayed Price · Currency is RON

16.60

-0.15 (-0.90%)

At close: Aug 12, 2026

BVB:TBK Financials Overview

Financials in millions RON. Fiscal year is January - December.

Millions RON. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Jan '25 Jan 1, 2025	Jan '24 Jan 1, 2024	Jan '23 Jan 1, 2023	Jan '22 Jan 1, 2022
Revenue	134.84	127.38	106.56	111.03	129.93	98.91
Revenue Growth	25.21%	19.55%	-4.03%	-14.54%	31.37%	27.77%
Gross Profit	6.95	7.19	3.42	9.89	16.17	10.86
Operating Income	5.98	6.25	2.73	8.46	13.23	8.22
Net Income	5.07	5.34	2.52	7.57	11.53	6.88
Earnings Per Share	1.01	1.07	0.50	1.51	2.31	1.38
EPS Growth	1053.02%	112.34%	-66.75%	-34.37%	67.48%	29.23%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Jan '25 Jan 1, 2025	Jan '24 Jan 1, 2024	Jan '23 Jan 1, 2023	Jan '22 Jan 1, 2022
Cash & Investments	12.36	8.56	8.38	11.66	14.82	10.58
Total Debt	0.38	0.46	0.98	1.41	2.06	2.59
Net Cash (Debt)	11.98	8.11	7.4	10.25	12.76	7.99
Net Cash Growth	8.13%	9.50%	-27.78%	-19.68%	59.78%	104.84%
Net Cash Per Share	2.40	1.62	1.48	2.05	2.55	1.60

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Jan '25 Jan 1, 2025	Jan '24 Jan 1, 2024	Jan '23 Jan 1, 2023	Jan '22 Jan 1, 2022
Operating Cash Flow	1.62	1.72	-2.95	-3.04	4.85	4.77
Capital Expenditures	-0.12	-0.12	-0.01	-0.07	-0.08	-0.23
Free Cash Flow	1.5	1.59	-2.96	-3.11	4.77	4.54
Free Cash Flow Growth	-	-	-	-	5.00%	-

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Jan '25 Jan 1, 2025	Jan '24 Jan 1, 2024	Jan '23 Jan 1, 2023	Jan '22 Jan 1, 2022
Gross Margin	5.15%	5.64%	3.21%	8.90%	12.45%	10.98%
Operating Margin	4.43%	4.91%	2.56%	7.62%	10.18%	8.31%
Pretax Margin	4.47%	4.94%	2.67%	7.91%	10.17%	8.24%
Profit Margin	3.76%	4.19%	2.36%	6.81%	8.87%	6.96%
FCF Margin	1.11%	1.25%	-2.78%	-2.80%	3.67%	4.59%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 13, 2026	Dec '25 Dec 31, 2025	Jan '25 Jan 1, 2025	Jan '24 Jan 1, 2024	Jan '23 Jan 1, 2023	Jan '22 Jan 1, 2022
Dividend Per Share	0.600	-	0.600	1.000	2.000	1.500
Dividend Per Share Growth	100.00%	-	-40.00%	-50.00%	33.33%	74.42%
Dividend Yield	3.58%	-	4.49%	5.40%	14.73%	12.42%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 13, 2026	Dec '25 Dec 31, 2025	Jan '25 Jan 1, 2025	Jan '24 Jan 1, 2024	Jan '23 Jan 1, 2023	Jan '22 Jan 1, 2022
PE Ratio	16.36	13.90	29.81	14.47	7.65	12.42
P/FCF Ratio	55.46	46.55	-	-	18.51	18.83
PS Ratio	0.62	0.58	0.70	0.99	0.68	0.86