BVC:BBVACOL Income Statement

Financials in millions COP. Fiscal year is January - December.

Millions COP. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	9,557,766	9,238,413	9,717,422	9,727,722	6,884,123	4,646,921
Total Interest Income	9,557,766	9,238,413	9,717,422	9,727,722	6,884,123	4,646,921
Interest Paid on Deposits	5,489,294	5,246,648	5,974,392	6,483,201	3,052,454	1,296,605
Interest Paid on Borrowings	469,799	476,493	575,435	562,822	251,446	85,606
Total Interest Expense	5,959,093	5,723,141	6,549,827	7,046,023	3,303,900	1,382,211
Net Interest Income	3,598,673	3,515,272	3,167,595	2,681,699	3,580,223	3,264,710
Net Interest Income Growth	3.82%	10.98%	18.12%	-25.10%	9.66%	3.44%
Gain (Loss) on Sale of Assets	-69,969	-26,166	-25,560	-16,574	-38,805	-29,501
Gain (Loss) on Sale of Investments	161,876	78,537	66,733	6,661	76,103	138,183
Other Non-Interest Income	2,537,517	2,204,225	2,240,977	1,877,192	420,289	77,259
Total Non-Interest Income	2,629,424	2,256,596	2,282,150	1,867,279	457,587	185,941
Non-Interest Income Growth	-5.30%	-1.12%	22.22%	308.07%	146.09%	-78.55%
Revenues Before Loan Losses	6,228,097	5,771,868	5,449,745	4,548,978	4,037,810	3,450,651
Provision for Loan Losses	1,774,796	1,966,992	2,740,183	1,655,414	1,446,561	1,183,984
Revenue	4,453,301	3,804,876	2,709,562	2,893,564	2,591,249	2,266,667
Revenue Growth	18.37%	40.42%	-6.36%	11.67%	14.32%	-10.11%
Salaries and Employee Benefits	1,183,690	1,046,349	1,035,527	930,107	-	-
Occupancy Expenses	119,786	98,200	95,188	89,708	-	-
Amortization of Goodwill & Intangibles	80,708	80,708	66,550	56,162	-	-
Selling, General & Administrative	205,811	203,146	200,687	167,466	137,710	26,912
Other Non-Interest Expense	1,513,313	1,577,105	1,606,224	1,190,806	908,654	904,594
Total Non-Interest Expense	3,115,118	3,014,089	3,009,675	2,436,556	1,012,396	930,626
EBT Excluding Unusual Items	1,338,183	790,787	-300,113	457,008	1,578,853	1,336,041
Asset Writedown	4,920	6,274	1,485	5,975	1,532	-83
Other Unusual Items	-53,779	-53,779	-31,476	-46,785	-	-
Pretax Income	1,289,324	743,282	-330,104	416,198	1,580,385	1,335,958
Income Tax Expense	500,945	285,155	-41,516	169,770	552,719	444,159
Earnings From Continuing Operations	788,379	458,127	-288,588	246,428	1,027,666	891,799
Minority Interest in Earnings	-4,446	-4,751	-3,652	-2,572	-1,391	-1,559
Net Income	783,933	453,376	-292,240	243,856	1,026,275	890,240
Net Income to Common	783,933	453,376	-292,240	243,856	1,026,275	890,240
Net Income Growth	1236.06%	-	-	-76.24%	15.28%	92.94%
Basic Shares Outstanding	17,789	17,789	17,789	14,388	14,388	14,388
Diluted Shares Outstanding	17,789	17,789	17,789	14,388	14,388	14,388
Shares Change	-8.72%	-	23.64%	-	-	-
EPS (Basic)	44.07	25.49	-16.43	16.95	71.33	61.88
EPS (Diluted)	44.07	25.49	-16.43	16.95	71.00	61.88
EPS Growth	1363.78%	-	-	-76.13%	14.75%	92.94%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	4.880	4.880	-	-	32.440	31.000
Dividend Growth	-	-	-	-	4.64%	89.95%
Effective Tax Rate	38.85%	38.36%	-	40.79%	34.97%	33.25%