Grupo Cibest S.A. (BVC:CIBEST)
Colombia flag Colombia · Delayed Price · Currency is COP
88,800
-1,180 (-1.31%)
At close: Nov 6, 2026

Grupo Cibest Financials Overview

Millions COP. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
25,490,39123,502,43620,933,18619,235,92020,388,97915,063,823
Revenue Growth
16.67%12.27%8.82%-5.66%35.35%81.51%
Net Income
4,479,1223,820,6346,267,7446,116,9366,783,4904,086,795
Earnings Per Share
4741.514008.166516.506359.717053.004248.99
EPS Growth
-31.87%-38.49%2.46%-9.83%65.99%1380.76%

Revenue by Segment

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Leases
1,369,8491,580,2201,450,3961,503,249--
International Banking
501,677508,962858,731989,420310,151106,000
ALL Other Segments
1,634,5721,413,341706,297584,9212,109,6821,403,159
Banking El Salvador
1,603,6831,709,5881,493,1311,488,8541,425,9501,213,547
Banking Colombia
19,639,45917,556,52215,721,47214,125,99713,925,8289,773,173
Banking Guatemala
921,433847,778911,367754,8601,097,8691,010,595
Total
25,670,67323,616,41121,141,39419,447,30120,632,42915,147,265

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
66,258,48750,198,09751,884,98547,037,22838,188,03033,087,898
Total Debt
33,705,07323,865,31433,178,43139,850,65546,679,60434,773,137
Net Cash (Debt)
32,553,41426,332,78318,706,5547,186,573-8,491,574-1,685,239
Net Cash Growth
53.26%40.77%160.30%---
Net Cash Per Share
34460.3827625.2419448.987471.79-8828.95-1752.12

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-24,332,534-15,740,261-17,893,9212,127,727-16,874,880-12,687,386
Capital Expenditures
-2,386,496-2,244,222-2,042,094-2,412,123-3,538,855-2,185,800
Free Cash Flow
-26,719,030-17,984,483-19,936,015-284,396-20,413,735-14,873,186
Free Cash Flow Growth
------

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
17.57%16.26%29.94%31.80%33.27%27.13%
FCF Margin
-104.82%-76.52%-95.24%-1.48%-100.12%-98.73%

Dividends

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
4512.0004512.0003900.0003536.0003536.0003120.000
Dividend Per Share Growth
0%15.69%10.29%0%13.33%1100.00%
Dividend Yield
5.08%6.95%10.70%11.17%9.23%9.33%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
18.7316.205.604.985.437.87
Forward PE
8.128.266.045.436.3910.09
PS Ratio
3.062.631.681.581.812.13