Grupo Cibest Balance Sheet

Financials in millions COP. Fiscal year is January - December.

Millions COP. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	-	16,480,334	19,617,016	20,710,453	19,169,366	14,718,423
Investment Securities	38,830,679	17,676,045	22,615,323	24,279,145	22,545,778	17,681,908
Trading Asset Securities	-	29,044,173	26,545,021	18,485,849	16,144,948	17,575,716
Total Investments	38,830,679	46,720,218	49,160,344	42,764,994	38,690,726	35,257,624
Gross Loans	248,207,458	272,584,926	296,204,612	273,190,013	287,158,277	230,239,906
Allowance for Loan Losses	-	-13,253,946	-16,179,738	-16,223,103	-15,479,640	-15,864,482
Other Adjustments to Gross Loans	-	-16,230,945	-16,750,704	-19,238,366	-17,234,538	-9,916,423
Net Loans	248,207,458	243,100,035	263,274,170	237,728,544	254,444,099	204,459,001
Property, Plant & Equipment	-	6,736,592	7,663,270	8,156,579	8,554,174	6,796,517
Goodwill	-	1,947,325	9,017,419	7,818,125	9,836,661	8,143,146
Other Intangible Assets	-	589,855	750,484	671,572	602,531	485,626
Investments in Real Estate	-	6,595,407	5,580,109	4,709,911	3,994,058	3,132,220
Other Receivables	-	2,346,890	1,976,186	2,201,744	2,315,255	1,889,955
Restricted Cash	-	9,282,581	8,035,059	12,330,841	10,354,308	9,817,664
Other Current Assets	-	43,194,134	5,376,503	4,157,891	3,604,241	3,585,875
Long-Term Deferred Tax Assets	-	1,750,097	763,757	685,612	764,594	746,375
Other Long-Term Assets	102,106,340	1,008,912	1,001,065	992,543	484,720	822,622
Total Assets	389,144,477	379,752,380	372,215,382	342,928,809	352,814,733	289,855,048
Accounts Payable	-	5,943,888	5,387,963	6,399,747	2,333,289	1,435,569
Accrued Expenses	-	1,262,624	1,105,044	1,131,650	1,000,131	878,471
Interest Bearing Deposits	271,721,894	264,444,058	279,775,894	248,547,321	251,894,455	211,277,253
Total Deposits	271,721,894	264,444,058	279,775,894	248,547,321	251,894,455	211,277,253
Short-Term Borrowings	-	5,190,677	3,740,115	7,180,659	4,926,506	2,724,434
Current Portion of Long-Term Debt	-	2,683,853	8,351,873	4,687,681	9,728,303	2,549,739
Current Portion of Leases	-	26,260	21,799	20,203	13,637	6,357
Current Income Taxes Payable	-	701,452	156,162	164,339	965,180	261,653
Other Current Liabilities	-	34,916,692	1,353,800	2,215,980	1,801,794	794,335
Long-Term Debt	-	14,665,745	19,197,079	26,208,705	30,124,527	27,679,887
Long-Term Leases	-	1,298,779	1,867,565	1,753,407	1,886,631	1,812,720
Long-Term Unearned Revenue	-	72,274	174,098	277,635	153,795	132,140
Pension & Post-Retirement Benefits	-	947,610	951,555	882,954	765,371	838,237
Long-Term Deferred Tax Liabilities	-	2,903,375	2,578,504	1,785,230	633,361	1,016,586
Other Long-Term Liabilities	79,806,312	3,699,459	2,969,656	2,623,569	6,590,202	4,522,209
Total Liabilities	351,528,206	338,756,746	327,631,107	303,879,080	312,817,182	255,929,590
Common Stock	36,376,727	480,914	480,914	480,914	480,914	480,914
Additional Paid-In Capital	-	4,857,491	4,857,454	4,857,454	4,857,454	4,857,454
Retained Earnings	-	30,632,795	31,558,894	28,676,983	25,992,319	22,021,590
Comprehensive Income & Other	-	3,783,433	6,645,206	4,074,161	7,758,216	4,874,389
Total Common Equity	36,376,727	39,754,633	43,542,468	38,089,512	39,088,903	32,234,347
Minority Interest	1,239,544	1,241,001	1,041,807	960,217	908,648	1,691,111
Shareholders' Equity	37,616,271	40,995,634	44,584,275	39,049,729	39,997,551	33,925,458
Total Liabilities & Equity	389,144,477	379,752,380	372,215,382	342,928,809	352,814,733	289,855,048
Total Debt	-	23,865,314	33,178,431	39,850,655	46,679,604	34,773,137
Net Cash (Debt)	-	26,332,783	18,706,554	7,186,573	-8,491,574	-1,685,239
Net Cash Growth	-	40.77%	160.30%	-	-	-
Net Cash Per Share	-	27625.24	19448.98	7471.79	-8828.95	-1752.12
Filing Date Shares Outstanding	953.21	953.21	961.83	961.83	961.83	961.83
Total Common Shares Outstanding	953.21	953.21	961.83	961.83	961.83	961.83
Book Value Per Share	38162.16	41705.86	45270.58	39601.21	40640.26	33513.66
Tangible Book Value	36,376,727	37,217,453	33,774,565	29,599,815	28,649,711	23,605,575
Tangible Book Value Per Share	38162.16	39044.15	35115.01	30774.57	29786.76	24542.43

Source: S&P Global Market Intelligence. Banks template. Financial Sources.