Grupo Cibest Balance Sheet

Financials in millions COP. Fiscal year is January - December.

Millions COP. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	14,672,244	19,617,016	20,710,453	19,169,366	14,718,423
Investment Securities	17,101,354	22,615,323	24,279,145	22,545,778	17,681,908
Trading Asset Securities	22,648,127	26,545,021	18,485,849	16,144,948	17,575,716
Total Investments	39,749,481	49,160,344	42,764,994	38,690,726	35,257,624
Gross Loans	239,640,232	296,204,612	273,190,013	287,158,277	230,239,906
Allowance for Loan Losses	-11,817,449	-16,179,738	-16,223,103	-15,479,640	-15,864,482
Other Adjustments to Gross Loans	-16,487,356	-16,750,704	-19,238,366	-17,234,538	-9,916,423
Net Loans	211,335,427	263,274,170	237,728,544	254,444,099	204,459,001
Property, Plant & Equipment	5,678,761	7,663,270	8,156,579	8,554,174	6,796,517
Goodwill	59,142	9,017,419	7,818,125	9,836,661	8,143,146
Other Intangible Assets	391,844	750,484	671,572	602,531	485,626
Investments in Real Estate	6,595,407	5,580,109	4,709,911	3,994,058	3,132,220
Other Receivables	2,053,897	1,976,186	2,201,744	2,315,255	1,889,955
Restricted Cash	4,042,255	8,035,059	12,330,841	9,602,209	9,817,664
Other Current Assets	2,372,460	5,376,503	4,157,891	3,604,241	3,585,875
Long-Term Deferred Tax Assets	18,221	763,757	685,612	764,594	746,375
Other Long-Term Assets	887,058	1,001,065	992,543	1,236,819	822,622
Total Assets	287,856,197	372,215,382	342,928,809	352,814,733	289,855,048
Accounts Payable	5,558,466	5,387,963	6,399,747	2,333,289	1,435,569
Accrued Expenses	1,102,178	1,105,044	1,131,650	1,000,131	878,471
Interest Bearing Deposits	226,878,677	279,775,894	248,547,321	251,894,455	211,277,253
Total Deposits	226,878,677	279,775,894	248,547,321	251,894,455	211,277,253
Short-Term Borrowings	4,803,013	3,740,115	7,180,659	4,926,506	2,724,434
Current Portion of Long-Term Debt	1,128,184	8,351,873	4,687,681	9,728,303	2,549,739
Current Portion of Leases	9,933	21,799	20,203	13,637	6,357
Current Income Taxes Payable	589,898	156,162	164,339	965,180	261,653
Other Current Liabilities	1,032,713	1,912,838	2,215,980	1,801,794	794,335
Long-Term Debt	11,789,806	19,197,079	26,208,705	30,124,527	27,679,887
Long-Term Leases	1,024,772	1,867,565	1,753,407	1,886,631	1,812,720
Long-Term Unearned Revenue	61,778	174,098	277,635	153,795	132,140
Pension & Post-Retirement Benefits	768,028	951,555	882,954	765,371	838,237
Long-Term Deferred Tax Liabilities	1,310,144	2,578,504	1,785,230	633,361	1,016,586
Other Long-Term Liabilities	2,717,979	2,410,618	2,623,569	6,590,202	4,522,209
Total Liabilities	258,775,569	327,631,107	303,879,080	312,817,182	255,929,590
Common Stock	480,914	480,914	480,914	480,914	480,914
Additional Paid-In Capital	4,857,454	4,857,454	4,857,454	4,857,454	4,857,454
Retained Earnings	21,790,855	31,558,894	28,676,983	25,992,319	22,021,590
Comprehensive Income & Other	713,234	6,645,206	4,074,161	7,758,216	4,874,389
Total Common Equity	27,842,457	43,542,468	38,089,512	39,088,903	32,234,347
Minority Interest	1,238,171	1,041,807	960,217	908,648	1,691,111
Shareholders' Equity	29,080,628	44,584,275	39,049,729	39,997,551	33,925,458
Total Liabilities & Equity	287,856,197	372,215,382	342,928,809	352,814,733	289,855,048
Total Debt	18,755,708	33,178,431	39,850,655	46,679,604	34,773,137
Net Cash (Debt)	23,217,908	18,706,554	7,186,573	-8,491,574	-1,685,239
Net Cash Growth	24.12%	160.30%	-	-	-
Net Cash Per Share	24139.38	19448.98	7471.79	-8828.95	-1752.12
Filing Date Shares Outstanding	961.83	961.83	961.83	961.83	961.83
Total Common Shares Outstanding	961.83	961.83	961.83	961.83	961.83
Book Value Per Share	28947.50	45270.58	39601.21	40640.26	33513.66
Tangible Book Value	27,391,471	33,774,565	29,599,815	28,649,711	23,605,575
Tangible Book Value Per Share	28478.61	35115.01	30774.57	29786.76	24542.43

Source: S&P Global Market Intelligence. Banks template. Financial Sources.