Grupo Cibest Ratios and Metrics

Market cap in millions COP. Fiscal year is January - December.

Millions COP. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Feb '26 Feb 26, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	70,097,965	61,878,265	35,070,559	30,449,695	36,831,152	32,154,666
Market Cap Growth	73.51%	76.44%	15.17%	-17.33%	14.54%	-4.58%
Last Close Price	82020.00	69200.00	34143.78	27310.34	31276.82	23464.75
PE Ratio	11.45	16.20	5.60	4.98	5.43	7.87
PS Ratio	2.97	2.62	1.58	1.46	1.81	2.13
PB Ratio	1.71	1.51	0.79	0.78	0.92	0.95
P/OCF Ratio	-	-	-	14.31	-	-
Debt / Equity Ratio	0.58	0.58	0.74	1.02	1.17	1.02
Net Debt / Equity Ratio	-0.20	-0.20	-0.42	-0.18	0.21	0.05
Net Debt / FCF Ratio	-	-	0.94	25.27	-0.42	-0.11
Return on Equity (ROE)	16.24%	16.24%	15.22%	15.72%	18.93%	13.56%
Return on Assets (ROA)	1.85%	1.85%	1.78%	1.79%	2.18%	1.54%
Earnings Yield	5.45%	6.17%	17.87%	20.09%	18.42%	12.71%
FCF Yield	-	-	-56.84%	-0.93%	-55.43%	-46.26%
Dividend Yield	4.67%	-	11.42%	12.95%	11.30%	13.30%
Payout Ratio	-	-	54.23%	53.92%	34.06%	11.43%
Buyback Yield / Dilution	0.90%	0.90%	-	-0.00%	0.00%	-
Total Shareholder Return	5.56%	0.90%	11.42%	12.94%	11.31%	13.30%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.