Credifamilia Compañía de Financiamiento S.A. (BVC:CREDIFAMI)

Colombia · Delayed Price · Currency is COP

2,500.00

0.00 (0.00%)

At close: Jul 31, 2026

BVC:CREDIFAMI Financials Overview

Financials in millions COP. Fiscal year is January - December.

Millions COP. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	65,816	65,347	59,285	78,393	91,948	52,592
Revenue Growth	8.16%	10.22%	-24.37%	-14.74%	74.83%	71.83%
Operating Income	19,077	19,154	12,520	20,305	27,721	16,417
Net Income	16,131	16,163	10,431	17,052	27,721	16,417
Earnings Per Share	447.32	448.21	289.26	472.85	768.73	455.26
EPS Growth	33.17%	54.95%	-38.83%	-38.49%	68.85%	64.03%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	42,396	42,063	45,280	62,422	62,150	36,915
Total Debt	440,818	457,975	439,876	445,580	384,456	384,405
Net Cash (Debt)	-398,422	-415,912	-394,595	-383,158	-322,306	-347,490
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-11048.48	-11533.50	-10942.36	-10625.20	-8937.75	-9636.10

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	27,942	27,184	44,466	-51,359	86,692	10,288
Capital Expenditures	-165.45	-163.52	-200.79	-85.21	-84.57	-902.04
Free Cash Flow	27,777	27,020	44,265	-51,444	86,608	9,386
Free Cash Flow Growth	-66.81%	-38.96%	-	-	822.69%	-

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Margin	28.98%	29.31%	21.12%	25.90%	30.15%	31.22%
Pretax Margin	29.00%	29.29%	21.10%	25.89%	30.15%	31.22%
Profit Margin	24.51%	24.73%	17.59%	21.75%	30.15%	31.22%
FCF Margin	42.20%	41.35%	74.66%	-65.62%	94.19%	17.85%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 3, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	130.170	-	130.170	212.780	346.000	204.870
Dividend Per Share Growth	54.94%	-	-38.82%	-38.50%	68.89%	-
Dividend Yield	5.21%	-	5.97%	9.77%	18.44%	11.89%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 3, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	5.59	5.58	8.64	5.29	3.25	5.49
P/FCF Ratio	3.25	3.34	2.04	-	1.04	9.60
PS Ratio	1.37	1.38	1.52	1.15	0.98	1.71