Credifamilia Compañía de Financiamiento S.A. (BVC:CREDIFAMI)
Colombia flag Colombia · Delayed Price · Currency is COP
2,500.00
0.00 (0.00%)
At close: Aug 21, 2026

BVC:CREDIFAMI Financials Overview

Millions COP. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
67,57565,34759,28578,39391,94852,592
Revenue Growth
10.24%10.22%-24.37%-14.74%74.83%71.83%
Operating Income
19,02319,15412,52020,30527,72116,417
Net Income
16,07916,16310,43117,05227,72116,417
Earnings Per Share
445.86448.21289.26472.85768.73455.26
EPS Growth
17.97%54.95%-38.83%-38.49%68.85%64.03%

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
38,46342,06345,28062,42262,15036,915
Total Debt
423,354457,975439,876445,580384,456384,405
Net Cash (Debt)
-384,891-415,912-394,595-383,158-322,306-347,490
Net Cash Growth
------
Net Cash Per Share
-10673.11-11533.50-10942.36-10625.20-8937.75-9636.10

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
57,10427,18444,466-51,35986,69210,288
Capital Expenditures
-170.25-163.52-200.79-85.21-84.57-902.04
Free Cash Flow
56,93427,02044,265-51,44486,6089,386
Free Cash Flow Growth
-1.92%-38.96%--822.69%-

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
28.15%29.31%21.12%25.90%30.15%31.22%
Pretax Margin
28.18%29.29%21.10%25.89%30.15%31.22%
Profit Margin
23.79%24.73%17.59%21.75%30.15%31.22%
FCF Margin
84.25%41.35%74.66%-65.62%94.19%17.85%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
130.170-130.170212.780346.000204.870
Dividend Per Share Growth
54.94%--38.82%-38.50%68.89%-
Dividend Yield
5.21%-5.97%9.77%18.44%11.89%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
5.615.588.645.293.255.49
P/FCF Ratio
1.583.342.04-1.049.60
PS Ratio
1.331.381.521.150.981.71