Credifamilia Compañía de Financiamiento S.A. (BVC:CREDIFAMI)

BVC:CREDIFAMI Statistics

Total Valuation

BVC:CREDIFAMI has a market cap or net worth of COP 90.15 billion.

Market Cap	90.15B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Friday, August 28, 2026.

Earnings Date	Aug 28, 2026
Ex-Dividend Date	Apr 24, 2026

Share Statistics

BVC:CREDIFAMI has 36.06 million shares outstanding. The number of shares has increased by 0.00% in one year.

Current Share Class	36.06M
Shares Outstanding	36.06M
Shares Change (YoY)	+0.00%
Shares Change (QoQ)	-0.00%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	n/a

Valuation Ratios

The trailing PE ratio is 5.59.

PE Ratio	5.59
Forward PE	n/a
PS Ratio	1.37
PB Ratio	0.82
P/TBV Ratio	0.82
P/FCF Ratio	3.25
P/OCF Ratio	3.23
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 2.83, with a Debt / Equity ratio of 4.01.

Current Ratio	2.83
Quick Ratio	2.82
Debt / Equity	4.01
Debt / EBITDA	n/a
Debt / FCF	15.87
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 15.15% and return on invested capital (ROIC) is 2.87%.

Return on Equity (ROE)	15.15%
Return on Assets (ROA)	2.03%
Return on Invested Capital (ROIC)	2.87%
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	0.72%
Revenue Per Employee	n/a
Profits Per Employee	n/a
Employee Count	n/a
Asset Turnover	0.08
Inventory Turnover	n/a

Taxes

In the past 12 months, BVC:CREDIFAMI has paid 2.96 billion in taxes.

Income Tax	2.96B
Effective Tax Rate	15.49%

Stock Price Statistics

Beta (5Y)	-0.01
52-Week Price Change	n/a
50-Day Moving Average	2,500.00
200-Day Moving Average	2,500.00
Relative Strength Index (RSI)	100.00
Average Volume (20 Days)	n/a

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, BVC:CREDIFAMI had revenue of COP 65.91 billion and earned 16.13 billion in profits. Earnings per share was 447.32.

Revenue	65.91B
Gross Profit	65.85B
Operating Income	19.08B
Pretax Income	19.09B
Net Income	16.13B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	447.32

Balance Sheet

The company has 42.40 billion in cash and 440.82 billion in debt, with a net cash position of -398.42 billion or -11,048.49 per share.

Cash & Cash Equivalents	42.40B
Total Debt	440.82B
Net Cash	-398.42B
Net Cash Per Share	-11,048.49
Equity (Book Value)	109.95B
Book Value Per Share	3,049.02
Working Capital	476.05B

Cash Flow

In the last 12 months, operating cash flow was 27.94 billion and capital expenditures -165.45 million, giving a free cash flow of 27.78 billion.

Operating Cash Flow	27.94B
Capital Expenditures	-165.45M
Depreciation & Amortization	419.75M
Net Borrowing	-17.55B
Free Cash Flow	27.78B
FCF Per Share	770.27

Margins

Gross margin is 99.92%, with operating and profit margins of 28.95% and 24.48%.

Gross Margin	99.92%
Operating Margin	28.95%
Pretax Margin	28.96%
Profit Margin	24.48%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	42.15%

Dividends & Yields

This stock pays an annual dividend of 130.17, which amounts to a dividend yield of 5.21%.

Dividend Per Share	130.17
Dividend Yield	5.21%
Dividend Growth (YoY)	54.94%
Years of Dividend Growth	n/a
Payout Ratio	29.10%
Buyback Yield	-0.00%
Shareholder Yield	5.21%
Earnings Yield	17.89%
FCF Yield	30.81%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	5