BVC:CREDIFAMI Balance Sheet

Financials in millions COP. Fiscal year is January - December.

Millions COP. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	37,864	45,280	62,422	62,150	36,915	24,542
Long-Term Investments	53,143	10,030	17,812	9,938	3,448	2,175
Loans & Lease Receivables	663,650	701,890	675,214	576,162	523,585	454,657
Other Receivables	6,660	6,258	7,077	7,589	7,232	7,604
Property, Plant & Equipment	948.77	1,161	1,419	268.61	681.3	286.82
Other Current Assets	10,477	11,724	12,387	7,467	1,739	11,079
Total Assets	772,743	776,343	776,331	663,574	573,601	500,344
Interest Bearing Deposits	239,014	224,454	218,785	174,144	105,994	45,719
Total Deposits	239,014	224,454	218,785	174,144	105,994	45,719
Accounts Payable	3,180	746.8	886.03	1,557	1,327	888.79
Accrued Expenses	3,159	5,056	5,409	4,725	4,171	4,250
Short-Term Debt	-	-	-	-	5,033	-
Long-Term Debt	411,034	439,304	444,890	384,441	378,951	384,538
Long-Term Leases	475.71	571.78	690.21	15.4	420.96	121.73
Long-Term Unearned Revenue	-	-	-	450.84	-	-
Current Income Taxes Payable	2,875	2,077	3,242	-	-	-
Other Current Liabilities	-	582.66	1,813	1,116	1,149	497.87
Other Long-Term Liabilities	1,637	1,184	1,007	2,091	1,854	1,540
Total Liabilities	661,376	673,977	676,723	568,540	498,900	437,557
Common Stock	36,061	36,061	36,061	36,061	36,061	36,061
Additional Paid-In Capital	1,322	1,322	1,322	1,322	1,322	1,322
Retained Earnings	73,984	64,983	62,225	57,651	37,317	25,404
Shareholders' Equity	111,367	102,366	99,608	95,034	74,700	62,787
Total Liabilities & Equity	772,743	776,343	776,331	663,574	573,601	500,344
Total Debt	411,509	439,876	445,580	384,456	384,405	384,660
Net Cash (Debt)	-373,645	-394,595	-383,158	-322,306	-347,490	-360,118
Net Cash Per Share	-10361.46	-10942.36	-10625.20	-8937.75	-9636.10	-9986.29
Filing Date Shares Outstanding	36.06	36.06	36.06	36.06	36.06	36.06
Total Common Shares Outstanding	36.06	36.06	36.06	36.06	36.06	36.06
Working Capital	470,422	532,235	526,965	471,826	451,797	446,526
Book Value Per Share	3088.28	2838.68	2762.20	2635.35	2071.49	1741.12
Tangible Book Value	111,367	102,366	99,608	95,034	74,700	62,787
Tangible Book Value Per Share	3088.28	2838.68	2762.20	2635.35	2071.49	1741.12

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.