Credifamilia Compañía de Financiamiento S.A. (BVC: CREDIFAMI)

BVC: CREDIFAMI Balance Sheet

Financials in millions COP. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	64,623	62,422	62,150	36,915	24,542	15,112
Long-Term Investments	10,786	17,812	9,938	3,448	2,175	1,864
Loans & Lease Receivables	689,362	675,214	576,162	523,585	454,657	399,550
Other Receivables	6,533	7,077	7,589	7,232	7,604	5,378
Property, Plant & Equipment	1,163	1,419	268.61	681.3	286.82	803.51
Other Current Assets	11,512	12,387	7,467	1,739	11,079	18,352
Other Long-Term Assets	-	-	-	-	-	0
Total Assets	783,979	776,331	663,574	573,601	500,344	441,059
Interest Bearing Deposits	225,919	218,785	174,144	105,994	45,719	30,482
Total Deposits	225,919	218,785	174,144	105,994	45,719	30,482
Accounts Payable	173.11	886.03	1,557	1,327	888.79	667.3
Accrued Expenses	5,005	5,409	4,725	4,171	4,250	3,826
Short-Term Debt	-	-	-	5,033	-	3,497
Current Portion of Long-Term Debt	-	-	-	-	-	1,003
Long-Term Debt	445,812	444,890	384,441	378,951	384,538	346,495
Long-Term Leases	600.04	690.21	15.4	420.96	121.73	557.84
Long-Term Unearned Revenue	-	-	450.84	-	-	-
Current Income Taxes Payable	1,904	3,242	-	-	-	-
Other Current Liabilities	2,155	1,813	1,116	1,149	497.87	454.84
Other Long-Term Liabilities	1,256	1,007	2,091	1,854	1,540	1,297
Total Liabilities	682,824	676,723	568,540	498,900	437,557	388,281
Common Stock	36,061	36,061	36,061	36,061	36,061	36,061
Additional Paid-In Capital	1,322	1,322	1,322	1,322	1,322	1,322
Retained Earnings	63,772	62,225	57,651	37,317	25,404	15,395
Comprehensive Income & Other	-	-	-	-	-	0
Shareholders' Equity	101,155	99,608	95,034	74,700	62,787	52,778
Total Liabilities & Equity	783,979	776,331	663,574	573,601	500,344	441,059
Total Debt	446,412	445,580	384,456	384,405	384,660	351,553
Net Cash (Debt)	-381,789	-383,158	-322,306	-347,490	-360,118	-336,441
Net Cash Per Share	-10587.25	-10625.20	-8937.75	-9636.10	-9986.29	-9329.72
Filing Date Shares Outstanding	36.06	36.06	36.06	36.06	36.06	36.06
Total Common Shares Outstanding	36.06	36.06	36.06	36.06	36.06	36.06
Working Capital	536,874	526,965	471,826	451,797	446,526	398,461
Book Value Per Share	2805.08	2762.20	2635.35	2071.49	1741.12	1463.58
Tangible Book Value	101,155	99,608	95,034	74,700	62,787	52,778
Tangible Book Value Per Share	2805.08	2762.20	2635.35	2071.49	1741.12	1463.58

Source: S&P Capital IQ. Financial Services template. Financial Sources.