Credifamilia Compañía de Financiamiento S.A. (BVC:CREDIFAMI)

BVC:CREDIFAMI Cash Flow Statement

Financials in millions COP. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	13,530	10,431	17,052	27,721	16,417	10,009
Depreciation & Amortization	421.56	370.24	182.96	497.25	507.56	509.74
Other Amortization	114.82	118.85	116.63	93.81	86.12	75.05
Loss (Gain) From Sale of Investments	-1,741	-1,837	-1,517	-45.89	-78.42	-17,153
Provision for Credit Losses	3,588	4,224	5,345	5,636	2,049	4,372
Change in Accounts Payable	11,304	196.4	4,817	-9,940	-2,879	882.17
Change in Income Taxes	-2,034	-1,744	-1,671	-1,195	-	-
Change in Other Net Operating Assets	88,186	65,868	-19,791	59,431	-58,094	-45,798
Other Operating Activities	-35,336	-38,374	-55,365	-62,491	2,842	-287.95
Operating Cash Flow	95,584	39,254	-51,359	86,692	10,288	-47,392
Operating Cash Flow Growth	-	-	-	742.62%	-	-
Capital Expenditures	-102.53	-112.79	-85.21	-84.57	-902.04	-19.74
Investment in Securities	4,114	-	-	-11,066	8,950	-5,501
Other Investing Activities	-88	-	-	-	-	-9.68
Investing Cash Flow	3,924	-112.79	-85.21	-11,151	8,048	-5,530
Long-Term Debt Issued	-	-	79,386	11,688	22,418	1,599
Long-Term Debt Repaid	-	-13,548	-690.21	-35,132	-6,785	-
Net Debt Issued (Repaid)	-62,706	-13,548	78,696	-23,444	15,633	1,599
Common Dividends Paid	-6,128	-8,949	-11,921	-7,388	-4,504	-
Other Financing Activities	-30,402	-33,786	-15,059	-19,475	-17,092	60,753
Financing Cash Flow	-99,236	-56,283	51,717	-50,307	-5,963	62,352
Net Cash Flow	271.89	-17,142	272.61	25,234	12,373	9,431
Free Cash Flow	95,482	39,141	-51,444	86,608	9,386	-47,411
Free Cash Flow Growth	-	-	-	822.69%	-	-
Free Cash Flow Margin	148.20%	66.02%	-65.62%	94.19%	17.85%	-154.90%
Free Cash Flow Per Share	2647.80	1085.40	-1426.58	2401.68	260.29	-1314.74
Cash Interest Paid	54,144	86,667	63,744	30,327	21,051	582.97

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.